Grain Technology (YC W20) @grain_tech
Cash-flow centered credit solutions for businesses and individuals. grain.credit Oakland, CA Joined February 2018-
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We recently sat down with @dwolla on the @TCHtweets Payments Nerds podcast to nerd out on real-time payments, and the opportunities ahead in the payments landscape. 🤓 Listen here: bit.ly/3p9EDCb #PaymentsInnovation #FinTech #RealTimePayments
We recently sat down with @dwolla on the @TCHtweets Payments Nerds podcast to nerd out on real-time payments, and the opportunities ahead in the payments landscape. 🤓 Listen here: bit.ly/3p9EDCb #PaymentsInnovation #FinTech #RealTimePayments
We partner with Arcadia to sync our employees' home utilities to local solar farms, beginning with our New York employees. This is just the first step we have taken to become carbon neutral. We're glad to be able to bring clean, local energy to our employees' homes. #EarthDay
Customer Support will return to normal business hours on Monday, April 10. Happy long weekend everyone!
The formation behind Grain came from the determination to democratize credit for overlooked consumers. So we reimagined how credit decisions are made and built a solution based on cash-flow, not your credit score. Read more here: bit.ly/3wXkI8T #Credit #CashFlow
We #EmbraceEquity by democratizing credit opportunities for everyone. 56% of our customers identify as women, further validating that our cash-flow-based credit limit offering is all-inclusive. We're proud to help drive financial success for all. #InternationalWomensDay
Thanks for the highlight @CardRates. We provide credit opportunities based on cash-flow activity, not credit scores. Read more about the philosophy behind our cash-flow solutions: bit.ly/3wXkI8T.
Thanks for the highlight @CardRates. We provide credit opportunities based on cash-flow activity, not credit scores. Read more about the philosophy behind our cash-flow solutions: bit.ly/3wXkI8T.
Customer Support will return to normal business hours on Tuesday, Feb 21. Happy long weekend everyone!
Heads up! Monday, Feb 20 is a bank holiday. ACH transactions will be delayed by 1 business day.
Happy Valentine's Day! Treat yourself today. Indulge in your favorite treat, sleep in, get a massage. Whatever it is, make sure it brings you joy. #ValentinesDay #SelfCare #SelfLove
The inequalities of credit scoring run deep. Generational wealth greatly influences your credit score. Without equal access to homeownership, many Black and Hispanic borrowers are still at a disadvantage. Read more here: bit.ly/3ykqIdP. #BlackHistoryMonth #creditscore
We meet you where you are today. Our underwriting model leverages cash flow data, creating inclusive results and opportunities for overlooked consumers. Read chat between @christianrjo and @Tina_WangXT for @Inc bit.ly/3HClrmX #Entrepreneur #CreditScore #CashFlow
The idea of @grain_tech came from a determination to democratize access to credit. Our CEO @christianrjo recently sat down with @Inc to talk about our founding and more. Check out the conversation here: lnkd.in/ghTTfRAm #CEO #Entrepreneur #Credit #CashFlow
Customer Support will return to normal business hours on Tuesday, Jan 17. Happy long weekend everyone! (2/2)
Heads up! Monday, Jan 16 is a banking holiday. ACH transactions will be delayed by 1 business day. (1/2)
4. Pay what you owe. Always pay at least your minimum monthly payment on time every month. If you can, pay more than the minimum or the full balance each month. #TryGrain #GrainCredit #NewYear #2023 #BuildingCredit #HomeBuying #FinancialSuccess #Goals
3. Have an emergency credit fund. Keep a 15% cushion of available credit for emergencies.
2. Don't exceed your credit limit. Your available credit is how much credit you have left on your credit line or your credit limit minus your outstanding balance.
1. Keep track of your activity. View and monitor your transactions and current balances, and report discrepancies immediately.
The start of the new year holds so many opportunities. Whether it's buying a home, building credit, or creating a solid financial foundation, here are four actionable tips to help you reach your 2023 goals:
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My interview with the founders of Grain. Hoping to do more of this kind of thing going forward. 401que.substack.com/p/grain-democr…
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Ponce Bank is celebrating #HispanicHeritageMonth by sharing favorite food, music, and art that is rooted and has shaped #latinx culture. Who and what do your roots inspire? Tag @PonceBank on photos and videos that make you proud to be Latinx!
Giving users access to credit with #accounttoaccount transfers. Learn how @grain_tech is doing just that with Same Day ACH: hubs.ly/Q01lSjMf0 #financialinclusion #payments
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i am not having a baja blast i am actually kind of having a baja hard time
Americans started 2021 with nearly $900 billion in credit card debt. @grain_tech is offering an alternative way to access credit that is based on cash flow, not credit scores. Learn how they do this with Same Day #ACH: hubs.la/Q01hQv5v0 #paytech #fintech
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