Michał @michalsz
Trailblazer. Inquirer. Connector of the dots. Tweets don't necessarily reflect the views of my employer or my more informed future self. On the edge of Canada Joined May 2009-
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"This project has become symbolic for a lot of residents of the way intensification can lead to displacement" #CDNmuni #CDNpoli #AffordableHousing cbc.ca/news/canada/ot…
"The last time Canada had comprehensive #tax review and reform was in 1962, when we had a Royal Commission on Taxation... the time has come to blow up our arcane and nonproductive Income Tax Act" #CDNpoli #CDNecon #taxes moodysprivateclient.com/book-canada-ta…
""The average person on #disability gets about $1,300 a month. The poverty line is $2,300. So that means at that point they're only — and I'd say this with a bit of facetiousness — they are only $800 below the poverty line" #CDNpoli #CostOfLiving cbc.ca/news/politics/…
“It’s not much of a nature experience if there is traffic noise, dogs barking, cellphones, and portable speakers” “We want to create spaces where people who come to enjoy nature can be acoustically protected" #park #silence vancouversun.com/news/local-new…
"Do Ottawa's proposed #CapitalGains tax changes affect inherited properties?" #inheritance #will #taxes #PrimaryResidence #home #cottage cbc.ca/news/politics/…
"Nvidia was the biggest market-cap loser of the week, shedding almost $300 billion. That’s far more than the total market capitalization of rival Advanced Micro Devices Inc. AMD, which stands at $237 billion" marketwatch.com/amp/story/nvid…
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5K Followers 3K Following Journalist & Globe & Mail housing columnist for 15 years. Author, former music critic at a daily paper."I guess one of the criticisms that I’ll have for how we’ve behaved as a government is: we’ve always done a better job of doing things than of talking about the things we’re doing" #comms thewalrus.ca/justin-trudeau…
Not everything that matters can be measured, and not everything that can be measured matters. Source: The Quantified Society, p. 130.
On average, to eat healthily according to Canada's Food Price Report 2024, an individual should be spending $339 per month on food. However, Statistics Canada suggests that we are significantly below that threshold.
This is troubling. According to Statistics Canada, the average Canadian is spending less than $250 a month on groceries (retail). That's a 19% decrease compared to January 2021.
For people in Victoria area check out this great 1913’ish map that’s been digitized so you can zoom in on sections. #yyj wisevictoria.com/map/heritage-m…
Last week, @acoyne went on another attack against StatsCan, specifically pointing at the shitty search feature. Well now, you can try statscan.nathanielarfin.com, for AI-powered StatsCanada Search.
Lots of lessons to be learned in this @JenStDen story including: - BC Housing’s low-interest loans to private developers, - Buyer qualification criteria, & - #covenant for this "affordable" (10% below market value) home ownership model #VanRE #BCpoli thestar.com/vancouver/2018…
"Clearly we have individuals who broke the rules. In some cases, we had people who had investments elsewhere. In some cases, we had people using real estate corporations to hide their incomes" #BelowMarket #AffordableHousing #BCpoli #CDNmuni #CDNpoli cbc.ca/news/canada/br…
Generally, I wouldn’t advise this because you have to pay your corporation market rate rent and if instead you own the home personally, you could potentially sell it tax-free. But I had one client that did this. Why? - Rent was a lot cheaper than owning a home. This results…
When a decent house in Vancouver starts at $3M at what point does it make sense to buy your primary residence in a corp and just pay capital gains down the road? Serious question for my tax planners and advisors.
There is pent up market demand in USA for areas like what is pictured below. They can't be built anymore in any major metro due to legal obstructions, and thus the value gets "bid up" endlessly. If legalized, developers would waste no time in meeting this demand.
@SAcerton @Empty_America Yes, it does. ‘Cramped villages’ are some of the most in demand real estate in the country. Just look at the prices of any ‘cramped village’ neighborhood in any city. Those are always the most expensive neighborhoods. We don’t have more of them because we zone against it.
Winter in Rockcliffe used to look a little different! ❄️In the early 1900s, the Ottawa Ski Club installed a ski jump & drew thousands to ski jumping events 🎿 For a time, Rockcliffe was the center of skiing in Ottawa, a streetcar ride away from downtown 📸 @LibraryArchives
Great piece that thinks seriously about the material/labor conditions that drive grade inflation: the reliance on GPA as a job market signal (profs don’t want to damage student career prospects) AND the fact that contingent faculty need strong student evaluations to stay employed
A college professor explains the real causes of grade inflation. From @AaronRHanlon: trib.al/2l12KWt
"dismantling the foreign "visa trainee" program —which gives several hundred #residency spots to non-Canadians— would free up positions so more homegrown doctors can work here in Canada & help chip away at the physician deficit" #CDNhealth #CDNpoli cbc.ca/news/politics/…
NEW: As hospital ERs have failed to meet demand, corporate spending at BC's 3 largest health authorities increased by ~$500 million. Since 2017, hospitals' share of spending on hospitals has gone down; the portion spent on administration has gone up. 👉 fvcurrent.com/p/fraser-healt…
You can still buy these small starter homes. Here's one in London, Ontario, Canada. $700,000. The issue isn't "kids today" wanting too much. It's that these homes literally cost 5 times what they did 20 years ago.
Kids today wonder how our parents were able to survive with one paycheck. This is exactly how it was done. See the size of this house. This was normal when I was growing up. No 5 bedroom homes with 5 baths. Living and buying within your means. Starter homes.
Demographics really are 2/3rds of everything. And the aging of the larger Boomer cohort has a double whammy, of seeing an exodus of skilled labour out of our companies, plus a massive rise in health care costs. Care costs per capita rise massively by age: agassizharrisonobserver.com/news/b-c-seeks…
Finally, and the most boring one. PROBLEM 6: DEMOGRAPHICS AND THE AGING OF THE BOOMERS This is an issue a lot of countries, and Canada is better positioned than most due to our immigration system.
I love my country. That said, boy do I wish our corporate leaders could have just a bit more Texan in them. If they did, we'd be able to scale up our small and mid-sized businesses. We'd be able to innovate, to try new things. And we'd be allowed to fail once in awhile.
And this is a well-known phenomenon. I remember being in Tahoe one time, having dinner with a few colleagues from Texas and Arkansas. After one too many whiskeys, one of my Texan colleagues drunkenly said, "Mike, you know why we buy from you? Because you think like a Texan"
American companies, I found, thought about upside, whereas Canadian companies typically only thought about downside. American companies are willing to experiment, to pilot, to try new things.
In Atlanta, I could go to a company with a $25,000 proposal, and they'd think "let's give it a try... if this works, it could help us a lot. And if it doesn't, it's not that much money lost". In Canada, it was "if we're spending a dime, we have to be 100% sure it'll work".