pawana @0000000ch

RHB jadi bank pertama sediakan unified Payment Gateway kat Malaysia. Bagi industri online payment di Malaysia, berita ni sebenarnya besar. Sebab bank dah mula provide servis begini. Bank lain confirm menyusul. Maksudnya apa? Bisnes anda boleh lantik 1 merchant bank je, pastu customer boleh ada pilihan bayaran guna kad kredit/debit, eWallet (TNG, ShopeePay, Grab), DuitNow (QR/Pay/GXBank/AEON/Boost), FPX (semua bank tradisional) dll kat website masing-masing. Kat back-end, finance senang nak buat reconciliation, reporting dan settlement. Nak buat integration dan development pun mudah sebab deal dengan 1 pihak je. Sebab sebelum ni, kalau nak ada banyak option payment gateway, kena guna 3rd party. Yang terkenal seperti Fiuu (Razor). Cuma rate mereka agak tinggi. Nak dapat rate lagi rendah, kena engage sendiri dengan Paynet, bank A, bank B, Grab, Shopee, Billpliz, SenangPay dsb. Jadi nak buat settlement, reconcile, agreement leceh sebab ada banyak pihak nak berurusan dan maintain. Bagi orang awam, takde nampak perubahan apa-apa. Tapi bagi bisnes SME, nak buat website yang ada payment gateway, ia sangat mudah nak offer multiple payment online sekarang. Harap Jabatan kerajaan lain pun guna. Contoh nak bayar bil, saman, yuran sekolah, boleh guna debit card/scan QR DuitNow je. Takdelah paksa guna JomPay je. Company kecil yang takde IT pun mampu offer pilihan bayaran online yang sebelum ni mustahil nak buat. Begitulah.

Menteri² yang terlibat sewaktu Skandal Tabung Haji berlaku. Menteri Kewangan - Najib Razak (2008-2018) Menteri Kewangan II - Ahmad Husni Hanadzlah (2009-2016) Menteri Kewangan II - Johari Abdul Ghani (2016-2018) Menteri Agama - Jamil Khir Baharom (2009-2018) Timbalan Menteri Agama - Asyraf Wajdi Dusuki (2013-2018) 🤔✍️ #TSR

C’est la première fois de ma vie que je vois un fleuve de sang sous mes yeux… Et pourtant, on continue à scroll comme si ce génocide était devenu légitime

Gaza Notifications @gazanotice

3 months ago

🚨#GazaGenocide‌ 01.08.2026

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Apa yg saya suka pasal rumah ni - Flat roof rumah ni adalah gabungan konkrit & periuk tanah liat. - Tangga besi - Tingkap 2 lapis: 1 tingkap kaca buka ke dalam + 1 louvres buka ke luar. Gabungan 2 ni kita boleh kawal kemasukan udara & silau - Dinding bata belah luar serap haba

Shav Ngah ★ @shavnyuyngah

3 months ago

A father in Chennai gave his daughter a house as a wedding gift. The architects built it almost entirely from brick, and used that “primitive” material to solve a problem glass and concrete usually can’t. The Gully Home sits on an east facing plot overlooking the Bay of Bengal,

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The quality of her questions is such a strong case for why studying the humanities matters

Yiyang Zhuge @ZhugeYY

3 months ago

Here is my interview with Christopher Nolan: are you a bard for a civilization at dusk?

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Tabung Haji is now a conglomerate but it NEVER MEANT to be a conglomerate Get it? From when I was young in Kedah, I always hear people say Tabung Haji was why they get to go fulfil the Haj. How many of you actually know what Tabung Haji was actually for? The RCI report everyone is sharing this week makes it easy to forget. The story starts in 1959 with an economics lecturer named Ungku Aziz. He studied how kampung Malays saved for haj and found something heartbreaking. Families bought land and buffaloes over decades, then sold everything to reach Mecca, and came home with status but no assets. Banks were not an option. Interest is riba, and nobody wanted a haj funded by riba. So Ungku Aziz proposed a fix: a riba-free national savings fund. Pilgrims deposit small amounts over the years. The fund invests in halal assets, pays zakat on their behalf, and returns profits as hibah. Al-Azhar's rector vetted the concept in 1962. The first counter opened on 30 September 1963, and Ungku Aziz himself was depositor number one with RM100. It worked beautifully. Maybe too beautifully. Because a pool of patient, sticky, religiously motivated deposits is the cheapest capital on earth. And cheap capital wants to buy things. By the 2010s Tabung Haji controlled BIMB Holdings, the parent of Bank Islam, a listed plantation group and an IT company. It was the biggest shareholder of an oil and gas fabricator, and owned hotels and offices from Saudi to the UK. At its peak it held stakes in over 100 listed companies. A haj savings scheme had become a conglomerate spanning banking, plantations, property, energy and tech. Which sounds like a Korean chaebol. Same sprawl, same political entanglement, same too big to fail status. But two differences make the comparison flattering to TH. Chaebols answer to export markets. Samsung had to build phones the world would buy, or die. TH's subsidiaries only had to answer to the fund itself, and several bled money for years while deposits kept flowing in. And chaebols gamble the founding family's capital. TH gambled haj savings that are government guaranteed and withdrawable any time. When Samsung stumbles, the Lee family pays. When TH stumbled, a government vehicle took RM19.9 billion of underperforming assets off its books in 2018. The RCI's own conclusion: TH slipped from its founding purpose. It paid hibah it had not earned to attract yield chasers, until the report says 2017's RM3.4 billion profit should have been a RM1.4 billion loss. Today TH holds RM98 billion for 9.7 million depositors. Parliament debates the report on 11 August. Ungku Aziz's whole idea was to separate haj savings from worldly risk. Somewhere along the way, the fund became the risk. Would he recognise what his RM100 built?

BFM News @NewsBFM

3 months ago

The RCI into Tabung Haji found that staff bonuses exceeding two months’ pay between 2014 and 2017 required the finance minister’s approval. The finding raised questions over the roles of then finance minister Najib Razak, as well as former second finance ministers Johari Ghani

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Saying “SHOT fired” over the comms is just so badass. This guy probably killed >100 terrorists before joining the police force.

Redd @ReddCinema

3 months ago

This officer casually dropped an active shooter from 183 yards in just a single shot 😳

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Aiyooo ppr = penthouse. Video credit to owner..

True Detective Season 1 It showed how power makes crime invisible. The Epstein files proved this wasn’t a script, but a method. Same darkness, different narratives.

Miilato @litteralyme0

9 months ago

When you realize True Detective season 1 wasn’t just a fiction it was basically the Epstein files getting a documentary

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With the Epstein news… It is a good time to rewatch Ricky Gervais destroy the perverts in Hollywood. Watch their reactions. He said things that were not supposed to be said.

Duit masuk berlapis lapis akhir sekali masuk akaun najib Tugas DPP ialah buktikan duit mmg masuk akaun najib dari dana ini dan ia berjaya buktikan sb kes mmg straight foward.. Tkyah jadi lawyer pun bleh paham..

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SPRM disahkan tahan 5 orang iaitu bekas Panglima Tentera Darat, Jeneral Tan Sri Haffizudain Jantan bersama dua isterinya dan pasangan suami isteri yang cuba melarikan RM 2.4 Juta Ini susulan Skandal melibatkan Tender Tentera Darat Malaysia

Aku nak kongsi tips pilih kasut berjalan/sukan selepas survey tentang fit kasut hampir sebulan. Ia sangat membantu ketika aku travel haritu yang perlukan berjalan kaki lebih 10,000 langkah sehari selama lebih seminggu. Basically, kalau berjalan jauh menyebabkan korang sakit kaki, betis, lutut, pinggang, plantar fasciitis (tapak kaki), itu antara tanda-tanda korang pakai jenis kasut yang salah. -------- Ada 3 benda yang penting nak tahu sebelum pilih kasut. 1. Jenis Arch - Flat, Normal, High 2. Pronation - Overpronated, Neutral, Supinated 3. Lebar kaki - Normal, Wide, Extra Wide Aku terangkan satu persatu secara ringkas. Ramai orang tak tahu, brand kasut terkenal, memang ada keluarkan jenis dan model kasut berbeza untuk setiap jenis kaki tersebut. Bukan main pilih kaler dan design lawa je masa beli kasut. Last nanti aku cadangkan brand dan model kasut yang aku rasa better untuk setiap jenis kaki tu. ------ 1. JENIS ARCH. Ini semua orang memang kena tahu tapak kaki jenis apa. Ia penting sebelum pilih apa-apa kasut. Aku baca ada satu kajian, lebih kurang 60% orang arch normal, 30% flat dan 10% high arch. Boleh pijak kertas ketika kaki basah, untuk tengok korang arch apa. High arch - Sesuai pakai kasut banyak cushioning. Nak support kaki ketika jalan. Flat arch - Kena cari kasut ada stability. 2. PRONATION. Pronation ni ramai tak tahu lagi. Sebenarnya kaki kita bila berdiri tegak, berjalan, berlari ada tendency untuk landing ke luar atau ke dalam macam gambar ni. Walaupun Arch normal, kadangkala kaki kita masa landing, akan senget ke keluar/dalam yang menyebabkan bebanan tambahan kat pergelangan kaki. Ini memang gait kita yang dijadikan berbeza-beza. Kadangkala dua-dua kaki ada isu overpronated/supinated. Dan kadangkala sebelah je. Ada yang mild, ada yang heavy. Apa guna tahu benda ni? Kalau ada isu overpronated/supinated, korang sebenarnya tak sesuai pakai kasut yang bouncing-bouncing dan tebal tanpa ada protection (stability) dan motion control. Ia sebabkan ketika landing nanti, kaki akan jatuh ke kiri/kanan dengan lebih teruk (sebab kasut tinggi+tebal+lembut). Sebab tu baru lari/jalan sikit dah sakit sana sini. Sebab tu juga kasut brand ON yang trending geng T20 tu tak semua orang sesuai. Ada yang feedback, sakit lutut/shin bila jalan. Sebab dia sebenarnya flat foot dan perlukan kasut yang ada stability. Bukan high cushioning macam ON. Kat mana nak check pronation ni? Boleh buat sendiri letak camera di lantai, dan cuba jalan. Dari video tu boleh nampak pronation kita (hatta berdiri tegak). Ada kedai macam Running Lab, Rev Runner, Brooks dll yang ada mesin nak check pronation kita. Boleh test free je sebelum pilih kasut kat kedai mereka. 3. LEBAR KAKI. Haaa inilah sebab ramai tak sesuai pakai brand terkenal macam Nike, Adidas, Dr. Martens, Converse, Onitsuka Tiger dll. Sebab majoriti model kasut mereka target kaki yang narrow-normal. Jadi kaki yang agak lebar, akan kesakitan bila pakai lama. Nak tahu, kasut korang sesuai tak dengan lebar kaki? Buka insole dalam kasut korang, letak kat lantai. Pijak atas insole kasut tu. Kalau ibu jari dan hujung jari kaki terpaksa berhimpit nak fit dalam insole tu (gambar), maksudnya kasut korang tak cukup lebar. Ini tips paling mudah. Terseksa kaki dalam kasut tu sebab sempit dan tak sesuai dengan kaki. -------------- Jadi dengan tahu variable ni. Bila nak beli kasut, korang kena tahu dan bezakan type dia. Model kasut tu sebenarnya sesuai untuk kaki normal, untuk extra cushioning (high arch, normal mild pronated), atau model untuk stability (flat dan supinated/overpronated). ------------- KESIMPULAN dan Cadangan brand kasut. Antara benda tak boleh nafikan dari dulu, aku perasan brand kasut seperti Asics, Hoka dan New Balance memang leading bab nak accommadate perbezaan jenis kaki ni. Mereka sentiasa keluarkan model kasut yang cater pronation dan lebar kaki berbeza dalam satu brand. Ini juga antara sebab kenapa aku paling banyak pakai brand Asics. Contoh: Asics Gel-Kayano 32 (stability) - Antara kasut best yang aku guna. Kalau korang saiz US10. Dia ada range saiz untuk lebar kaki - B (narrow), D (normal), 2E (wide), 4E (extra wide). Jadi walaupun pakai model sama, tapi kasut tu ada banyak jenis kelebaran. Berbanding Nike Adidas yang amik pendekatan majoriti fit all. Sebab dah panjang sangat tulisan ni, ada masa aku share model-model yang aku survey dan kelaskan ketika survey haritu (kalau rajin). Aku buat macam ni: On CloudSurfer - Type cushion banyak, Normal-High Arch, Pronation normal/mild supinated, Wide normal (takde versi wide). Tak sesuai overpronated/supinated. Hoka Arahi 7 - Type Stability. Flat Arch. Pronation - Overpronated. Ada wide version (2E, 4E) New Balance 1080v14 - Type Stability. Arch Normal-High. Pronation - Neutral. Ada wide version. Adidas Adizero Evo SL - Performance shoes. Arch Normal. Pronation - Neutral. Takde version 2E, 4E tapi cukup wide bagi majoriti. Wallahua'lam.

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Take a wild guess who owns the companies that they are allowed to sell their own diamonds to

Woody @nyrbhimself

10 months ago

IShowSpeed was shocked to learn he can’t buy pure diamonds in Botswana because the country is locked into contracts. Even though it produces the most diamonds in the world, Botswana has one of the poorest local diamond markets 😳

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Hari ini ada 2 kes jenayah melibatkan pegawai Angkatan Tentera Malaysia Kes pertama melibatkan dakwaan ke atas 2 Kapten Tentera Darat kerana membelasah seorang Leftenan Muda di Kem Rejimen Artileri Pertama Diraja Para di Kem Terendak Melaka Satu lagi kes melibatkan Kapten TLDM yang merupakan Pengarah Komunikasi Bahagian Siber dan Elektromagnetik Pertahanan BSEP yang mengaku tidak bersalah menerima suapan bernilai RM 92,000 BSEP merupakan unit utama ATM mempertahankan infrastruktur Siber Malaysia

Farhash not in the government but mentioning him can make MCMC send take down notice. This was an year ago when someone posted his private jet travel video.

FreeMalaysian @FreeMsian

2 years ago

This Celaka is "not" in the Government or PKR but asking questions will get MCMC Macais to jump on you. Who is he?

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Paling merugikan malam ini Hornet yang terhempas tu ialah Hornet yang baru kita upgrade Sayangnya

Seperti sahabat kabor, santai aset pertahanan kita tak perlu tambah.. kereta menteri je kena up to date betui kan? @goonstac @Marchfoward

So it is confirmed Rafizi was investigating a scandal related to Farhash Wafa Salvador, a name people are so afraid to mention.

Rafizi Ramli @rafiziramli

a year ago

𝗕𝗨𝗞𝗔𝗡 𝗜𝗦𝗠𝗔𝗜𝗟 𝗦𝗔𝗕𝗥𝗜, 𝗕𝗨𝗞𝗔𝗡 𝗞𝗝 Ada yang cuba kaitkan serangan ke atas anak saya dengan Ismail Sabri atau KJ. Saya tak selidik atau sentuh kedua-duanya, ini cubaan jahat mengalihkan perhatian. Rentetan dari insiden satu serangan ke atas anak saya minggu

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