Mark Crunk @Mark_Crunk
Loan Officer | 30+ years in real estate, former agent turned lender. Licensed in 6 states, helping clients achieve homeownership with tailored, expert guidance. Colorado Joined August 2024-
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💡 What Is a DSCR Mortgage? A DSCR (Debt Service Coverage Ratio) mortgage is a loan for real estate investors that qualifies based on the property’s rental income — not your personal income. That means: ✔️ No tax returns required ✔️ No W-2s or pay stubs
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Qualifying for a USDA Loan with a 580 Credit Score? Here’s What to Know! 🏡 580 minimum credit score approval isn’t always easy. Boost your chances with: ✅ Low debt-to-income (DTI) ratio ✅ Consistent job history ✅ large cash reserves ✅ Timely payments
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