. @_robpr0gressive

I know someone who put £5m+ into crypto. Lost almost all of it Someone else put £20m+ into co-working property. Lost it all Another built a £3bn business. Lost it all No matter how good you are, concentration can make you rich. It can also wipe you out The key to surviving & thriving through booms and busts? Diversification Build wealth with focus. Protect it by spreading your risk

The year is 2035 Fuel is £27 a litre The cheapest house is £1 million Retirement age is 110 You work 80 hours a week You’re taxed at 80% A pint is £20 And somehow… There are still f*cking potholes everywhere Welcome to the UK in 2035

If you have debt on high-interest credit cards, moving that balance to a 0% Balance Transfer card is probably the quickest way to stop losing money These cards allow you to move your existing credit card debt over and pay 0% interest for up to 24 to 30 months for a small upfront fee (usually 1-3%) Every single penny you pay during that promo period goes directly toward clearing the debt balance, rather than just covering monthly interest charges The trick is to divide the total debt by the number of interest-free months, set up a direct debit, & never spend a single penny on that card

No one wants to hear this but many 'mental health’ problems disappear when you have money No worrying about bills or living costs. No drowning in debt. Feeling stressed? Take some days off or go on holiday because you can afford to And if you do get really ill, you have money to fix that too. Why does no one want to acknowledge this?

I’m sorry but the Government does not earn any money.   There is no such thing as ‘Government funded’ The government spends your money The only source of income for the Government is YOU You fund the Government

50% of UK adults smoked 35 years ago The government wanted to reduce it, so they dramatically increased taxes & regulations It worked. Now only 10.6% of UK adults smoke Today, they’re increasing taxes & regulations, making it WAY harder to run a business If that approach wiped out smoking, are they trying to do the same to entrepreneurship & wealth in the UK? They say they support small business, but it feels like they treat it the same way they treated smoking But smoking was a cancer & small business is the lifeblood of the U.K.

Make it make sense

Go to central London? Get a £15 congestion charge Drop someone at the airport? £7 fee for 1 min drop off Visit someone in hospital? £4 an hour to park Go to a different city & you’ll hit a toll fee

Stay 5 minutes too long anywhere & you get fined You literally can’t go anywhere in your car without being charged But you’ve already paid tax on your income, then taxed your car, so why all these extra costs?

Why do you have to pay 10% of your income on council tax When you already paid 15% stamp duty to buy the house From money you already paid up to 45% tax on

Council tax bands in England and Wales are still based on property valuations from April 1991 That means millions of homes across the UK are currently placed in the wrong council tax band because of outdated, rushed assessments made over 30 years ago If your home is in a higher band than similar properties on your street, you can challenge your band with the Valuation Office Agency (VOA) If successful, you get your monthly bill reduced and a tax refund backdated to the day you moved in. But be careful: if you get it wrong, you can accidentally increase your neighbours' bands too

Why do you pay 20% tax on a new car Then up to £5,490 road tax for the privilege of driving it Then 59% fuel duty & 20% VAT which is £41.46 out of a £70 tank in tax AND there’s STILL potholes everywhere

We have been setting up people’s entire businesses  in 20 minutes or less with AI

I have Claude sat on my board as a non exec with more  experience than 10 billionaires It does all my outbound sales outreach It has replaced 24 staff in 6 months 

But perhaps the most important thing you can use AI for is all your admin, operations, day to day that takes hours a day but doesn’t actually make money  See first comment below 👇🏻

That’s why we’re hosting
a one off live zoom class on:

“How to Build Your own AI Exec Assistant” (in 45 Minutes, LIVE):

This is brand new content specifically to build your own AI PA 
whether you have no staff/business, or a bigger one 

No recordings or replays. Agenda on the below link us02web.zoom.us/webinar/regist…

The lottery is an absolute disgrace for these 4 reasons  1. The gateway drug to gambling addictions  
 2. The illusion of chance & the selling of false hope to BROKE people to make them more broke  3. The outrageous amounts of tax the govt. literally steal straight off the winner  4. Absolute monopoly control… …which is why no one can do anything about it or break this legal scam Except you can Boycott the lottery. It’s called ‘lottery’. NEVER, ever buy tickets  Instead, invest the money; invest in yourself  Do not enable the system any more at your own expense

A £35K salary sounds fine until you break down your actual time & cost It’s not just the 8 hour work day. It’s the hour to & from work & the lunch break. It’s 3 extra hours a day of time cost When you factor this your hourly rate is more like £10. And that’s BEFORE tax And that’s 2 coffees in the morning, & the barista probably earned more per hour than you  That’s the new reality unless you do something about it

The UK student loan system isn't a traditional loan It functions as a lifetime graduate tax. If you're on Plan 2 or Plan 5, you pay 9% of everything you earn above the threshold With high interest rates applied from the day you start university, most average earners will NEVER clear the principal before it gets written off Overpaying a Plan 2 or Plan 5 student loan early is usually financial suicide unless you are an exceptionally high earner who can clear the entire balance in a few years Otherwise, you are just throwing away extra cash to clear a debt that disappears automatically after 30 to 40 years anyway

London property prices are falling and the numbers are wild In prime central London the drops are heavy 15 years ago London was booming & global buyers were fighting to get in Now millionaires & billionaires are leaving, prices are falling & local businesses are shutting Mayfair sales down 50 to 60 per cent year on year Kensington & Chelsea down 40 to 50 per cent Belgravia & Westminster seeing over 10% drops each year London used to be one of the strongest property markets in the world, now it’s leading the decline Yes it’s rough, but it also means prime London is becoming more affordable Will you invest or leave London/the UK like many others?

If you’re applying for a mortgage in the UK, banks do not just look at your income They evaluate your "stress test" capacity and monthly outgoings. Subscriptions, buy-now-pay-later schemes, & high credit card limits, even with a zero balance, reduce your borrowing capacity If you have a credit card with a £10,000 limit, the bank views that as £10,000 of potential debt you could run up tomorrow Lowering your credit limits and clearing Klarna/Clearpay accounts 6 months before applying for a mortgage can instantly boost the amount a bank is willing to lend you

Billionaires lose millions to become billionaires Millionaires lose thousands to become millionaires Poor people don’t want to lose anything to become rich

Going to University in the UK could be a financial trap We tell 18-year-olds to sign up for £50,000+ of debt for a degree in ‘Business Management’ that leads to a £24k admin job Meanwhile, the 18-year-old who started a plumbing or electrics apprenticeship is making £50k+ by the time they’re 23 With zero debt & a skill that Claude can’t replace The university obsession was a trap pushed to keep unemployment numbers looking low

The UK state pension age is rising, & if you are under 40, you should assume it won't exist in its current form when you retire Currently, the state pension requires 35 qualifying years of National Insurance contributions, but the payout barely covers basic utilities/food Relying on the state to fund your old age is a high-risk strategy. If you don't build a private pension or a Stocks & Shares ISA/property portfolio alongside your work contributions, you are locking yourself into forced labour well into your late 60s