eTechDNA Banker @eTechDNA

I'm a Techie turned banker India Joined January 2010

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203

Banker Dada @bankerdada

4 years ago

👉More than 85% of all education loan has been sanctioned by PSBs. 👉These loans were given to under privileged at Cheap rate with minimum or NIL security. 👉Just imagine a what will happen after privatization of PSBs #Students Wake Up. @AISFofficial #PublicWithPSBs (13/n)

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Banker Dada @bankerdada

4 years ago

👉If PSBs are not there #Farmers will have no option but to take loan from locals at higher rate as Pvt Banks will not entertain them. 👉They will be in debt trap. Financial Inclusion will be affected & the purpose of bank nationalisation will be defeated. #PublicWithPSBs (14/n)

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Banker Dada @bankerdada

4 years ago

Public Sector Banks have lowest Interest Rates on #CarLoan that's why #PublicWithPSBs #PrivatizationNoSolution

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Banker Dada @bankerdada

4 years ago

👉These huge Corporate Loans were not given by common employees of the bank. 👉High Power committees has sanctioned these loans, many a times to under pressure to please the Govt or the ruling party leaders. People are not fool anymore @FinMinIndia #PublicWithPSBs (11/n)

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Banker Dada @bankerdada

4 years ago

#PublicWithPSBs 👉The main problem of PSBs are NPAs 👉Retail or Agricultural NPA is very less in bank's book. 👉The real culprit is #CorporateNPAs 👉IBC, NCLT are just eyewash. 👉Instead of framing stringent laws govt selling Public properties to these Corporates. (10/n)

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Banker Dada @bankerdada

4 years ago

👉Capital Infused in Public Sector Banks in FY 19-20 FY is Rs. 65k cr. 👉One Hair Cut in #NCLTSettlement is of Rs. 40k Cr Who is responsible for this? Common Bankers Or Govt who has framed these ponzy laws? Isn't it a State Sponsored #BankFraud? 👇 #PublicWithPSBs (9/n)

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Banker Dada @bankerdada

4 years ago

👉PSBs has been branded as White Elephant by Many eminent columnist as Govt has to infuse capital i.e #taxpayers money 👉But they turn a blind eye when a single settlement in #NCLT erode more than 90% of assets value in bank's book. #PublicWithPSBs (8/n) #PrivatizationNoSolution

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Banker Dada @bankerdada

4 years ago

👉Low-cost financial services to rural & poor sections of society as the private banks may not like to extend its services to them. 👉Private Banks are driven by profit & might make the economy fragile in testing conditions. #PublicWithPSBs (7/n) #PrivatizationNoSolution

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Banker Dada @bankerdada

4 years ago

Nationalisation of banks was to serve a social purpose that will never be taken up by the private banks. 👉Social programmes like Jan Dhan, affordable housing, loan waivers, MUDRA, etc, may not be commercial Viable, but have to still be undertaken by PSBs #PublicWithPSBs (6/n)

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Banker Dada @bankerdada

4 years ago

👉It is not so that the private banks are performing better than the PSBs. 👉Many such banks have been penalized for underreporting of their NPAs. 👉The top executives of some of the largest Private banks are accused of gross irregularities. #PublicWithPSBs (5/n)

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Banker Dada @bankerdada

4 years ago

👉Govt thinks Privatization will improve efficiency of PSBs 👉In last few years we have seen many private banks to fail 👉When @YESBANK collapsed, @TheOfficialSBI came to bailout the Pvt Bank 👉PSB performance on EASE Index improves by 37% over March 19-20. #PublicWithPSBs (4/n)

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Banker Dada @bankerdada

4 years ago

👉In 2019, PSBs had 65.85 per cent share of the banking industry’s deposit portfolio 👉PSBs are changing their ways of customer connect,using technology & innovation 👉All public banks are running well & are earning operating profits #PublicWithPSBs #PrivatizationNoSolution (3/n)

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Banker Dada @bankerdada

4 years ago

👉India had 28 PSBs,after mega merger there are only 12 PSBs & 43 RRBs at present 👉Govt wanted to create Big PSBs at the time of merger,now they want to sell it to Private entities for money 👉Deposits of General Public is at stake #PublicWithPSBs #PrivatizationNoSolution(2/n)

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Banker Dada @bankerdada

4 years ago

A Long Thread on #PublicWithPSBs 👉PSBs are Welfare Oriented. Policies are Designed to best suits the vulnerable Section of Society 👉Pvt Banks r profit driven & their policies r designed to make profit from every single penny deposited(1/n) @idesibanda #PrivatizationNoSolution

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Banker Dada @bankerdada

4 years ago

The Chronology of #CorporateLoot 👉Give Loan to Corporates 👉When they default, initiate recovery 👉Settle the Loan with heavy hair cut in IBC/NCLT 👉Bank's report loss 👉Govt says PSBs are not efficient. 👉Sale it to Corporates. #PublicWithPSBs #PrivatizationNoSolution (12/n)

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Newton Bank Kumar @idesibanda

5 years ago

Primary school teachers Basic is Rs. 35,400 under 7th CPC. Whereas a Bank clerk basic Rs.11,765 & Officer Basic is Rs.23,700 Only. 12 lakh Bankers waiting since #928Days for wage settlement. Equivalent salary as on 7th CPC. #BankNirbharBharat #AatmaNirbharApnaBharat

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Banker Dada @bankerdada

5 years ago

Government Announced Rs.20 Lakh crore #EconomicPackage to make in #AtmaNirbharBharat. But, Most of the schemes are to be implemented by Public Sector Banks of India. So it's #BankNirbharBharat Public sector banking plays crucial nation building role from beginning. (1/n)

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Banker Dada @bankerdada

5 years ago

Economy can't be locked down for long, have to live with #COVID19 - @rkumar1958, SBI Chairman. timesofindia.indiatimes.com/business/india… Govt has opened almost everything, now please resume #11thBPS talks. @IBA_org_in We have to live with #Covid_19. Salary Revision Pending Since 01.11.2017.

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Banker Dada @bankerdada

5 years ago

"Take up one idea. Make that one idea your life - think, dream, live on that idea. Let the every part of your body, be full of that idea. This is the way to success." #SundayMotivation #SundayThoughts #SundayMorning #sundayvibes #SundayFunday #MotivationalQuotes #sundaytimes

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Banker Dada @bankerdada

5 years ago

#BankNirbharBharat (2/n) 👉SUBORDINATE DEBT FOR STRESSED MSMEs Rs 20,000 cr 👉FUND OF FUNDS FOR MSMEs Rs.50000 Cr Infusion 👉A 45,000 cr infusion thru Partial Credit Guarantee, bank bears 80% risk 👉25 lakh new KCC with loan limit of Rs.25000cr have been sanctioned. Read on...