kelvin @kelvinkibura

Use your active income to buy fixed and liquid assets. Over the years, I have invested in various passive income streams. Those with minimum effort include bonds, REITs, dividend stocks, and MMF. The greater the passive income you can build, the closer financial independence…

A few crucial things that most people ignore about SACCOs: 1. Share capital is non-refundable. It can only be transferred from one member to another. Hence when leaving the SACCO, you have to find a willing buyer to dispose your share capital 2. Savings in the BOSA Account are…

Moe @moneyacademyKE

4 weeks ago

A few crucial things that most people ignore about SACCOs: 1. Share capital is non-refundable. It can only be transferred from one member to another. Hence when leaving the SACCO, you have to find a willing buyer to dispose your share capital 2. Savings in the BOSA Account are…

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Things you should never say in a salary negotiation ⬇️ Salary negotiations can significantly impact your career trajectory, it's crucial to approach these discussions with tact and professionalism. Here are statements to avoid during salary negotiations, with suggested…

Three things that have a huge impact on your personal finances: ~The career you pick. ~The person you marry. ~The circle of friends you keep. We are largely an end product of the people we interact with.

The 24-marker DNA test costs 15,000 Kshs. per person (total:30,000 kshs for alleged father+1 child). The 44-marker DNA test costs 20,000 Kshs. per person (total:40,000 kshs for 1 alleged father+1 child). RT to create awareness ✅

Delete these from your CV. 1. Marital status 2. Your high school and primary details if you have attended college 3. Your date of birth 4. Your religion 5. Your hobbies. Nobody is going to shortlist your CV because you live traveling. Unless it is a travel agent job. 6.…

You are just fine driving the same paid off Toyota AE100 to your Uthiru home; and drinking a weak mix of water, milk and a floating teabag but invested Sh 1 million in a treasury bond, received Sh 200,000 SACCO dividends, and expecting Sh 50,000 from your NCBA stocks.

Imagine this You're moving in to Kileleshwa & you have the option to buy a 3 bedroom apartment at KES 15M or pay a monthly rent of KES 150K. Hint: Investing the 15M in an IFB that fetches a return of 13% would earn you 1.95M per annum or 162.5K per month Lets evaluate this👇

Movies to watch on the stock market? - Black Wednesday - Wolf of Wall Street - Capitalism; a love story - Too Big To Fail - Other People’s Money - The Rogue Trader - Boiler Room - Floored - Chasing Madoff - Wall Street: Money Never Sleeps

Investing Sh 40,000 monthly in a money market fund will accumulate to Sh 528,000 in a year (at 12% annually). In two years you can withdraw Sh 1 Million and invest in a treasury bond earning at least Sh 160,000 annually. You will receive Sh 80,000 every 6 months. Repeating this…

Want to legally escape tax? Convert your high income to wealth. 1. Unrealized gains in the stock market aren't taxed 2. Capital gains tax is less than income tax in almost all countries & territories. 3. Assets like Eurobonds, Infrastructure bonds are tax free. Have fun…

The cost of visa renewal in the UK, for a family of 5 (couple + 3 children), is about £27,000 or about KES 5,000,000. (visa fees and health surcharge) This is before you add in any cost of leaving (rent etc) or tuition fees (if you are a student). Immigration is going to be…

Canada 🇨🇦 has introduced the biggest change to it's Immigration System in 2023: CATEGORY-BASED SELECTION Get selected to migrate to Canada 🇨🇦 if you work in the following categories of occupations 👇 📍

Men, Tips for making a good impression on a first date. Carry a condom. Intentionally drop it when paying. Make no excuses for it. She'll be aware that time is of the essence. #MasculinitySaturday

Before you join another Chama this year: Build your emergency fund, repay your debts, update your health insurance and get a life insurance cover. Personal finance goals should always come before group investment goals. They really matter and should be given first priority!

Passport Done IELTS done BUT You cannot migrate to Canada 🇨🇦 if you don't have enough money in your bank account to show to the visa officer. This amount is called Proof of Funds (POF) This is the POF requirement right now to migrate to Canada in Canadian dollars👇✈️🇨🇦

Your 20s and 30s are the best years to accumulate wealth through low entry barrier options like SACCOs, equities, money market funds and treasury bonds. #Stocks: invest in companies with demonstrated earning power and meaningful dividends over the years to minimize chances of…

Step by step process of becoming a New Zealand RN. Retweet for a nurse

It's never too late to invest in: ⚡A career to enhance income. ⚡Assets for financial stability. ⚡ Relationships for belonging and networking. ⚡ Knowledge and skills for relevance and opportunity. ⚡Yourself - travel and exposure - for a well-rounded and fulfilling life.

Jobs help settle recurrent bills. Emergency funds help negotiate out of difficult circumstances. You become wealthy by owning assets that pay you while you sleep. These investment accounts help you acquire cash flow assets: •CDS account for listed stocks •Off-shore stocks…