The institutional standard for the Digital Rand. Rand-backed, regulated, and built for instant settlement.zaru.network South AfricaJoined November 2025
On-chain Rand, without the friction.
@ZARUniversal brings institutional ZAR on-chain, and moving between ZAR and ZARU on @LunoGlobal is a simple 1:1 swap, zero fees, and instant.
For traders: Select Buy → Select Crypto → Choose ZARU. Enter the amount from your ZAR wallet. Review the quote, zero fees shown.
For developers using the API: Use the Convert endpoint in the Luno API.
Stable value, Rand-denominated, settling at the speed of crypto.
What is @arc, and what does it make possible for South African users?
Arc™ is an open Layer-1 blockchain purpose-built for financial markets and real-time money movement.
Think of Arc as giving a rand-pegged stablecoin like @ZARUniversal a passport. The rand stays the rand – South African, trusted, regulated, onshore – but now it can travel at the speed of the internet.
Learn more about ZARU on Arc: zaru.network/blog/zaru-goes…
Explore the ecosystem: arc.io · @arc
Arc is a trademark of Circle Internet Group, Inc. and/or its affiliates. Investing in Crypto assets may result in the loss of capital. BlockTower SA (Pty) Ltd is an authorised FSP (55172).
Stablecoins can make cross-border payments faster, but recipients may still need to off-ramp into local currency to pay suppliers and merchants.
That's where local-currency stablecoins can make a difference, connecting global stablecoin liquidity with local payments, treasury, and settlement needs.
Nkahiseng Ralepeli, Director of Strategic Operations at @BlockTowerTech, explained back in June at #LIDAC Cape Town why emerging-market stablecoins paired with dollar-denominated ones close that gap: no forced off-ramp, no delay in paying your supplier.
That's exactly what @ZARUniversal going live on @arc unlocks: rand-denominated value that moves globally, converts seamlessly with @USDC, and still settles as final payment onshore.
👉 See how ZARU works with Arc: zaru.network/blog/zaru-goes…
The digital rand just got a global passport.
@ZARUniversal is now live on @arc™ , an open Layer-1 blockchain purpose-built for financial markets and real-time money movement.
You can now move and transact rand-denominated value internationally with ZARU, with the ability to convert between ZARU and USDC.
Faster, more transparent global settlement for South African businesses and individuals.
Learn more about ZARU on Arc: zaru.network/blog/zaru-goes…
Explore the ecosystem: arc.io · @arc · @circle
Arc is a trademark of Circle Internet Group, Inc. and/or its affiliates. Investing in Crypto assets may result in the loss of capital. BlockTower SA (Pty) Ltd is an authorised FSP (55172).
ZARU (ZAR Universal Network) is now listed on @coingecko.
This makes $ZARU more accessible and gives our community an easier way to track its market data in one trusted place.
Onchain, transparent, real time market data available today.
Track @ZARUniversal on CoinGecko: coingecko.com/en/coins/zar-u…
Now that Tether Gold (ethereum:0x68749665ff8d2d112fa859aa293f07a622782f38) lives inside your @LunoGlobal wallet, simple to own, hold, and move.
Here's the best part: every time you pay with @ZARUniversal on Luno Pay, you earn up to 15% back in Tether Gold at close to a million supported merchants across South Africa.
From groceries to fuel to your morning coffee, your everyday spending can quietly build up your digital gold over time.
This Luno Pay rewards campaign runs from 1 June 2026 to 31 January 2027. Terms and conditions apply.
Start earning digital gold: luno.com/pay
@ZARUniversal, the South African rand stablecoin powered by BlockTower, has expanded its banking ecosystem with the addition of @Absa, strengthening its connection to South Africa’s banking system.
#DigitalAssets
Earn rewards with everyday payments.
Spend @ZARUniversal with @LunoGlobal Pay at nearly a million supported merchants, both in-store and online across South Africa, and earn 15% back in @tethergold ($XAUt) every time you pay.
From daily essentials to your favourite purchases, spend $ZARU with Luno Pay and make your everyday payments more rewarding.
Learn more: luno.com/pay
*This Luno Pay rewards campaign runs from 1 June 2026 to 31 January 2027. Terms & conditions apply.
Our ambition is not building @ZARUniversal alone.
@BlockTowerTech has a mission to be the emerging-market stablecoin issuer and wallet-as-a-service provider of choice for capital markets and the payments industry, with launches planned across key African and APAC markets.
Once several emerging-market stablecoins are on-chain, cross-peg pairs between them become possible, creating liquidity pools and network effects that did not exist before, particularly with established financial institutions involved.
This is a starting point, and we want to build more.
Interested in building with Blocktower? Contact us here: blocktower.tech
The @ZARUniversal today announces @Absa, one of Africa's largest banking groups, as a banking partner supporting the ZARU ecosystem.
Absa brings national coverage, deep settlement infrastructure, and the standing of one of the continent's most established institutions, strengthening both the capacity and the resilience of the network.
ZARU is now supported by two of South Africa's largest banks, Standard Bank and Absa. For institutions, this means the following: multiple independent routes between the rand and the chain, banking coverage across the country, and settlement capacity built to institutional standard from the start.
Learn more: blocktower.tech/insights/zaru-…
$ZARU is now live on Lumetrade.
Lumetrade is @lumepayofficial's institutional-grade stablecoin infrastructure. Built to move money for SMEs, corporates, and Institutional clients across Africa more seamlessly.
Adding $ZARU gives their clients direct access to a fully-reserved, rand-backed stablecoin, with settlement that moves at the speed institutions actually need.
@ZARUniversal is now supported by a growing set of distributors, adding another counterparty and another rail for institutions to move the rand globally.
This is what growing the $ZARU network looks like: more counterparties, more rails, more ways for institutions to move rand value globally.
ZARU keeps expanding onchain 🇿🇦
Now live on @base, @ZARUniversal brings 1:1 rand-backed value to another growing network, creating more ways for businesses and institutions to access and move rand.
Quiet month? Not on Base
Here’s 25 things the Base ecosystem launched and announced in August
1) @Bitso made MXNB available through Base. Users can deposit Mexican pesos on Bitso, withdraw MXNB on Base, and use the Juno vault on @Morpho
2) @Bitwise launched Automated Token
Six months after launch, $ZARU accounted for 98% of all rand-stablecoin payment value on the MoneyBadger network 🇿🇦
The data shows stablecoins are moving beyond trading; they’re becoming part of how South Africans pay and spend every day.
Read more below 👇
Cryptocurrency payments network MoneyBadger has released a new report showing that South Africans are increasingly using Bitcoin and stablecoins in everyday spending, not just as a trading asset.
mybroadband.co.za/news/cryptocur…
An institutional grade rand stablecoin is finally on chain, and you can now move instantly between USDC, USDT and ZARU, 24/7 in four African countries.
You can now trade $ZARU/USDT and $ZARU/USDC directly on @LunoGlobal in South Africa, Nigeria, Kenya and Uganda, making it simpler to move between rand exposure and dollar-denominated digital assets.
To celebrate the launch, trading fees on both pairs are reduced for the first 90 days, from 6 August until 3 November 2026. Thereafter, standard trading fees will apply.
The more you trade, the lower your taker fee, while makers earn a rebate at every tier.
Learn more: luno.com/en-za/newsroom…
T&Cs apply.
ZARU is now 98% of all rand-stablecoin value paid on SA's leading crypto payments network. And payments grew 61% from June to July 2026 alone.
The rand, spent on-chain.
(Figures: MoneyBadger Report, August 2026)
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