Aditya Kumar🇮🇳 @Adityarjha

Gold ETFs vs Physical Gold for Indian Portfolios Gold ETFs offer liquidity & transparency while physical gold provides tangible security. For Indian investors, ETFs eliminate storage costs & making charges. Consider 5-10% gold allocation for portfolio diversification during…

💡 Smart Mutual Fund Tip for Indian Investors! Expense Ratio matters! A 1% vs 2% difference can cost you ₹2 lakhs over 20 years on ₹10L investment. Always check expense ratios before investing. Lower costs = Higher returns! 📈 #MutualFunds #IndianInvestors #ExpenseRatio…

📊 Debt-to-Equity Ratio बताता है कि company कितना कर्ज़ लेकर business चलाती है। Formula: Total Debt ÷ Shareholders' Equity. Example: अगर Tata Motors का D/E = 0.8 मतलब ₹80 debt per ₹100 equity. Lower is safer!

Gold acts as a hedge against inflation and currency devaluation. In India, allocate 5-10% of portfolio to gold through Gold ETFs or Digital Gold for better liquidity than physical gold. #GoldInvestment #IndianMarkets #PortfolioDiversification

💡 Mutual Fund SIP Benefits for Indians: ✅ Start with ₹500/month ✅ Professional fund management ✅ Diversification across sectors ✅ Tax benefits under 80C ✅ Rupee cost averaging Consistency beats timing in wealth building! #MutualFunds #SIP #IndianInvestors…

📊 ROE (Return on Equity) shows how efficiently a company uses shareholders' money to generate profit. Formula: Net Profit ÷ Shareholders' Equity × 100 Example: If Infosys has Net Profit ₹16,000 cr & Equity ₹80,000 cr, ROE = 20% Good ROE: 15%+ Excellent: 20%+ High ROE =…

Smart Indian investors balance dividend-paying blue-chips with growth stocks. Companies like ITC offer 4-5% dividend yield, while tech stocks provide capital appreciation. Diversify between both for optimal portfolio growth in Indian markets. #IndianStocks #DividendInvesting…

One of my friend from Gujarat sent me a message with @PrashantKishor wearing HUGO t-shirt with Price tag in thousands. My simple answer was He can afford this , whats wrong? Everytime his interview comes, sochta hu 15 min dekh ke band karta hu, as it's very long Lekin aisa…

💡 Smart Tax Planning for Indian Investors! ELSS Mutual Funds offer: ✅ Section 80C deduction up to ₹1.5L ✅ 3-year lock-in (shortest among 80C options) ✅ Potential 12-15% returns ✅ Professional fund management Start your wealth journey with tax benefits! 🇮🇳 #MutualFunds…

📊 Cash Flow = Money In - Money Out. Shows actual cash a company has. 3 types: • Operating - from business • Investing - buying/selling assets • Financing - loans/equity Example: Reliance's Operating Cash Flow is ₹60,000 cr positive = strong business. Profits can lie,…

पंडित! 😄😄 #INDvsPAK

Gold ETFs vs Physical Gold for Indian Portfolios Gold ETFs offer liquidity & transparency while physical gold provides tangible security. For Indian investors, ETFs eliminate storage costs but physical gold offers cultural value. Diversify with 5-10% allocation across both forms…

🎯 Smart Mutual Fund Strategy for Indian Investors Diversification is your shield against market volatility. Mutual funds spread your investment across multiple stocks and sectors. 💡 Key Insight: Well-diversified equity mutual funds can reduce risk by 40-60% vs individual…

📊 Cash Flow Statement = Company ka actual paisa flow! Balance sheet shows what you own, P&L shows profit - but cash flow shows real money movement. Example: Reliance may show ₹1000 cr profit, but actual cash received could be ₹800 cr (due to credit sales). Three types: ✅…

📈 Smart Stock Selection for Indian Investors Diversify across sectors - don't put all eggs in one basket! Focus on companies with consistent earnings growth, strong fundamentals, and competitive moats in the Indian market. Remember: Time in market beats timing the market.…

💡 Mutual Fund Expense Ratio Impact Did you know a 1% difference in expense ratio can cost you ₹2+ lakhs over 20 years on a ₹10,000 monthly SIP? ✅ Direct plans have lower expense ratios ✅ Index funds = lowest costs (0.1-0.5%) ✅ Compare before investing Every percentage…

🪙 Gold during inflation: जब महंगाई बढ़ती है, Gold prices भी बढ़ते हैं! Example: 2020-22 में inflation 6-7% थी, Gold भी 8-10% बढ़ा। But remember - equity long-term में Gold को beat करती है। Gold = portfolio का 5-10% ही रखें!

💡 Smart Investing Tip for Indian Investors! SIP in Equity Mutual Funds: Your rupee-cost averaging advantage! When markets fall, your fixed SIP amount buys MORE units. When markets rise, you buy fewer units. This automatic discipline helps reduce average purchase cost over time.…

📈 Smart Stock Investment Strategy for Indian Markets Market volatility is opportunity in disguise. Smart investors use rupee-cost averaging during market dips to build wealth systematically. Indian markets show 15-20% annual volatility. Instead of timing the market, invest…

📊 Cash Flow Statement = Company ka actual paisa flow! Balance Sheet shows assets, P&L shows profit. But Cash Flow Statement shows real money movement. 3 types: ✅ Operating Cash Flow - business se paisa ✅ Investing Cash Flow - assets buy/sell ✅ Financing Cash Flow -…