Alula Protocol @AlulaProtocol

🌍 Stablecoins are at the core of Stellar. If you had to choose, which one would you use most in DeFi? 🔹 USDC 🔹 EURC 🔹 XLM 🔹 Other #Stellar #DeFi #RWA

🏦 Direct bank connections through Stellar anchors make settlement fast and reliable. Alula Protocol leverages this infrastructure to simplify institutional onboarding - bridging traditional finance with on-chain markets. #Stellar #DeFi #RWA

📊 What does APY really mean in #DeFi? APY = Annual Percentage Yield. It reflects the yearly return, including the effect of compounding. In practice: • Variable APY = can fluctuate with market conditions • Fixed APY = stable and predictable Institutions prefer stability.

🤝Stellar already collaborates with global players like MoneyGram, Circle, and IBM. Alula Protocol builds on top of this ecosystem - adding institutional-grade markets that connect retail and institutions through tokenized RWAs. #Stellar #DeFi #RWA

⚖️ Stellar provides compliance-ready rails: • SEP-12 for KYC • SEP-8 for regulated assets Alula Protocol builds on this foundation - enabling permissioned pools and fixed-rate credit backed by tokenized RWAs. #Stellar #DeFi #RWA

🔗 Stellar anchors make it possible to move fiat in and out of the network. For Alula Protocol, this means retail users and institutions can access yield pools directly from their bank accounts - without extra steps or complex bridges. #Stellar #DeFi #RWA

🛠 With Alula Protocol on Stellar: • Retail users can deposit USDC into guarded pools → optimized yield with protection. • Institutions can access permissioned pools → fixed-rate credit backed by RWAs. One ecosystem, two paths. #Stellar #DeFi #RWA

⭐Why Stellar is the right foundation for institutional #DeFi: • Regulated anchor network with direct banking connections; • Compliance-first design (KYC/AML); • Established partnerships with players like MoneyGram, Circle, IBM; A network built for real-world integration.

🔎In DeFi, trust is built on risk management. At #AlulaProtocol, our system monitors: • Collateral quality • Loan-to-value ratios • Liquidation thresholds • Pool risk tiers Transparent controls give both retail and institutions confidence that yield comes with safeguards.

👥For retail, Alula means: • Access to curated strategies targeting 15-20% APY; • Multi-asset support (XLM, USDC, EURC); • Built-in liquidation protection for safer participation; Optimized yield with transparent risk. #RetailAngle #AlulaProtocol

🌊On-chain RWAs exceed $8B today. But much of this liquidity is trapped in isolated pools - thin markets, limited efficiency. Alula Protocol addresses this on Stellar with: • Morpho-style routing • Yearn-like optimization for RWA strategies Liquidity, connected. #RWA

📊When it comes to DeFi lending, what matters most to you? Curious to hear the community’s perspective.

🏦For institutions, access matters. #AlulaProtocol introduces permissioned fixed-rate credit markets backed by on-chain RWAs. With opt-in KYC and allow-listed participants, #DeFi finally fits the institutional playbook.

✨Why build on Stellar? • Soroban smart contracts → programmable DeFi • Anchors & fiat on/off-ramps → direct access to money flows • Regulatory readiness → KYC & compliant rails A foundation designed for institutional-grade finance. #Stellar #DeFi

🚀 Milestones ahead: ✅ MVP ready (Sep ’25) 🔜 Mainnet launch (Q4 ’25) 🏦 Permissioned pilots (Q1 ’26) 🌍 Scaling capacity & reach (Q2 ’26) Step by step, building institutional-friendly money markets on Stellar. #AlulaProtocol #Roadmap