CreditCard Sharing @CC_userGuide
Akun berbagi informasi mengenai Kartu Kredit Joined January 2014-
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@Feyrus_chalisa klo cc baru biasanya skitar 60%,, klo udh 3 blnan bisa 100%
@Feyrus_chalisa ref cc? Maksudnya?
@Feyrus_chalisa klo tgl ctk billing stiap tgl 1 & jth tmpo tgl 21, kl cth trx tgl 3jan, brrti byr bln brktnya di tgl ctk 1feb jth tmpo 21feb
Tp biasanya sii yg ditawarin lwt tlp gtu yg udh punya cc sebelumnya dari Bank yg berbeda...
Yiakkk benul,, ehh betul.. Brrti tanda tangan qt dipalsukan... Saran ane sii jgn gampang trgiur dgn proses yg instant gtu,krna rawan "fraud"
Pdahal utk apply cc itu dibutuhkan tanda tangan "basah" dari yg mengajukan..Kl cm lwt tlp gtu aja, trs tanda tangan di form aplikasinya gmn?
Skrg ini bnyak marketing krtu kredit yg menawarkan kmudahan utk apply cc.. Cukup melalui tlp.. Iyaaa cm lwt telepon ajja.. Se-simple itu...
@KangMpeb karna prcuma klau pnghasilan besar tp saat di verifikasi ada bbrapa contact yg tdk menjawab.. :))
@KangMpeb pastikan no tlp fixed line, trmasuk no hp & emergency contact bsa dhubungi saat di verifikasi analis..
Sekian dlu utk keuntungan punya cc,msh bnyak hal ttg cc yg bisa dikupas dsini..atau,kl ada yg mw ditanyakan mangga atuhh..Psti dijawab.. :))
Masih banyak sbnrnya keuntungan2 memiliki cc.. Selama anda tau fungsi-nya dan bisa memanfaatkan dgn baik fasilitas2 yg diberikan..
Cba hitung brpa lama anda menunda pembayaran yg shrsnya dibayar pd saat trx itu? 1 bulan lebih !!! Nah itu knpa ane blg "Menunda pembayaran"
Cth,anda trx tgl 10jan.. Maka anda baru akan ditagih tgl 5feb, dan msh dksh kesempatan bayar maksimal 15hri stelah cycle tag di tgl 20
Jd smua trx yg anda lakukan di bawah tgl 5, smua akan tercetak di tagihan tgl 5..
Misal,, cycle tag cc qt tgl 5 setiap bln, dan qt anggap jth tempo 15 hri stelah cycle tag, jd jth tempo tgl 20
Biasanya jth tempo payment itu 15 atau 20 hari kalender *trgantung bank pnerbit cc* SETELAH tgl cetak atau cycle tagihan
Tgl jth tempo pembayaran adl BATAS akhir pembayaran cc qt. Klo payment tagihan cc qt lwt tgl jth tempo pasti kena late charge+interest.
Tgl cetak tagihan itu adl tgl dimana dicetakannya tagihan cc qt atas trx2 yg qt lakukan sblmnya..
Tagihan itu muncul kalau kita ada transaksi menggunakan cc qt.. *blm termasuk biaya2 yg ada di cc itu sndiri, cth "iuran kartu"
Limit itu mrupakan batasan kredit yg diberikan oleh bank kpda pemegang cc atau ch (cardholder)
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