Paul Rowe @CSMLtd
Providing clarity on #expat #insurance, #pensions, #investment and #esg portfolios - keeping you informed to keep you ahead csmltd.com Global Presence Joined July 2009-
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😲 Global Crisis: Young Adults & Cancer If you're 30-50: Cancer diagnosis = $100k-$300k costs + lost income for months. Culprit? PFAS "forever chemicals" in water/food - now confirmed carcinogens. Are you financially prepared? Full investigation 👇 csmltd.com/articles/globa… #PFAS
For the first time in 100 years, America spends more servicing its debt than defending itself! The chart that should terrify every investor, taxpayer, and policy maker... 👇 csmltd.com/articles/risin… #economy #debt
📈 Many may not be aware that 1 in 3 people were diagnosed with cancer two decades ago. Today? 1 in 2! ⚡ Modern medicine keeps us alive, but it doesn't keep us financially afloat. Discover the financial lifeline you never knew you needed... 👇 bit.ly/2M4cCH8
📊 THE PATIENT INVESTOR: Why Market Noise Is Costing You Money 📊 In our latest article, we examine the critical difference between investing and trading that most financial headlines ignore. csmltd.com/articles/long-… #WealthBuilding #LongTermInvesting
✈️ *ATTENTION GLOBAL TRAVELLERS: Is your travel medical insurance secretly leaving you exposed? 🏥 Learn the hidden dangers of "home country medical insurance benefits" clauses that most are not aware of 🧐 bit.ly/43jKqVK #TravelInsurance #GlobalTravel #ExpatInsurance
Find out exactly how many paydays you have left - and what you need to do with them - in our latest article on securing the retirement you deserve. 👇 #RetirementPlanning #FinancialFreedom #Pensions csmltd.com/pensions-and-s…
Prostate cancer isn't always fatal, but it's always life-changing and often financially devastating. Learn how to protect yourself before it's too late bit.ly/2KoT8d2 #lifeassurance #cancer #medicalinsurance #healthinsurance #criticalillness #MensHealthMatters
Amidst current market turmoils, investors should remain cognisant that empirical data illustrates time and again that 'TIME IN THE MARKET' is far more profitable than trying to 'TIME THE MARKET' bit.ly/30n5WMH #investing #equities #savings #economy #startinvesting
The 'Healthy Life Expectancy' - beyond the numbers: Why your HEALTH timeline, not just your WEALTH timeline, will define your retirement freedom bit.ly/43AKyC6 #investing #equities #pensions #retirement #savings #startinvesting
One wrong choice in medical insurance coverage could derail your expat dream. Here are the 5 insurance mistakes that leave expats facing devastating healthcare costs. bit.ly/2mm6MVJ #medicalinsurance #hospitalisation #healthinsurance #expatmedicalinsurance
Learn how International portfolio bonds offer expatriate investors a cost effective, centralised investment platform to access global stocks, shares, ETF's, funds and tax efficiency bit.ly/4iVPdTc #investing #equities #esg #commodities #interestrates #startinvesting
Trend-following investment strategies provide a robust alternative to traditional portfolios, leveraging mathematical systematic methods to capture market momentum across asset classes. Discover how superior returns are gained bit.ly/2mm6MVJ #investing #Commodities
As global conflicts reshape 2025's investment landscape, smart money finds opportunity in chaos. Discover how to build a resilient portfolio that thrives when markets tremble bit.ly/2mm6MVJ #investing #equities #dfm #savings #economy #money #finance #startinvesting
Surviving the unexpected: brain injuries, chronic conditions and medical insurance - a family's battle with recurring brain Injury bit.ly/3PPNgeS #medicalinsurance #hospitalisation #hospitalization #healthinsurance #criticalillness #incomeprotection
Can US equity valuations be justified? - this hot topic is scrutinised further in this weeks article to provide further insight bit.ly/2mm6MVJ #investing #equities #interestrates #economy #startinvesting
"You have cancer" - three syllables that instantly fragment your reality, challenging everything you believe about life, vulnerability, and the raw power of human resilience - this is an extremely challenging client journey bit.ly/2mm6MVJ #cancer
From the countless stories we hear of individuals falling foul of medical mishaps and conditions that 'spring out of nowhere', far too many have not made adequate provision for the soaring medical bills that are now the norm bit.ly/3ZxcWSW #healthinsurance
"I wish I was in UK or Australia now... this is scary" - an expat and now cancer patient's words this week that expose how geography can determine survival. When cancer strikes, the country and post code shouldn't dictate your treatment options shorturl.at/QqOVW #cancer
The MOVE index measures the implied volatility in the US Treasury market, capturing market expectations of future price movements in US Treasuries based on the pricing of one-month Treasury options - learn why this is important - bit.ly/2mm6MVJ #investing #equities
Miranda sadly lost her devoted Father aged just 44 - he left without leaving any life assurance provision. Miranda's personal account provides an invaluable insight bit.ly/3BWGIXY #insurance #lifeinsurance #lifeassurance #keymaninsurance #ShareholderProtection

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