Credit Score eBook @CreditScoreBP
Tips, Tricks and Secrets to Building a Perfect Credit Score amazon.com/dp/B006PGXY88/… Joined December 2011-
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Opting out of pre-approved offers doesn't raise your credit score, but does cut down on junk mail and decreases your risk of identity fraud.
The credit bureaus are required by law to provide consumers with one free credit report per year. Get them at AnnualCreditReport.com
Statistics show people with six or more inquiries on their credit report are up to eight times more likely to file for bankruptcy.
FICO High Achievers use about 7% of their available credit, on average
In general, "good credit" is anything over 700 while "excellent credit" is 750+
FICO scores range between 300 and 850
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