David Gourley, M.Ed @DavidG_CSLP
$15 million in student loan forgiveness for teachers. Former teacher who now specializes in financial planning and student loan planning for other educators. k-12planning.com/links Check out my links page Joined January 2022-
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A variable annuity within a teacher's 403(b) plan can easily be costing you 2.2%+ per year. "But my advisor said he doesn't charge any fees" Well... The advisor gets paid through a commission, not a fee. Time to see if you have any other options!
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Fees get a lot of attention in financial planning... But what about the hidden fees? • The fee to the IRS if you don't optimize your taxes (think Roth conversions, pre-tax vs post tax, credits/deductions) • The fee to the Department of Education if you don't understand…
When you are young, we encourage you to save money. When you are old (and have saved), you become villainized. Enjoy the pension you worked for, your Social Security benefits, and your RMDs that you worked hard to save for through your career!
When you are young, we encourage you to save money. When you are old (and have saved), you become villainized. Enjoy the pension you worked for, your Social Security benefits, and your RMDs that you worked hard to save for through your career!
XYPN and Holistiplan partnership! What a day!!!
Teachers in Missouri, California, and other states without Social Security: A federal law passed this year could add thousands more to your retirement income! Learn how the 2025 Social Security Fairness Act impacts you 👇 k-12planning.com/post/social-se…
When I was working as a teacher, I was extremely focused on FIRE. Now, I wake up every day loving what I do. I can't imagine wanting to retire. Maybe, just maybe, instead of chasing a dream of early retirement the goal should just be finding something you enjoy!
One of the biggest misconceptions with big tech/AI trying to reform education practices is that they assume every student is motivated to learn the material. It takes a special teacher to reach some of the students who aren't. AI can't replace that.
Going to be doing a podcast today on the new repayment plan (RAP) and student loan changes moving forward. What are the questions you think are most important to address?
Teachers often confuse Public Service Loan Forgiveness and Teacher Loan Forgiveness. Teacher Loan Forgiveness caps your total forgiveness at either $5,000 or $17,500 depending on what you teach and you have to work in Title 1 schools for 5 consecutive years. PSLF is uncapped…
I registered as an IAR in California in March of 2025... I thought that my 12 hours of CE requirement started right away... But it looks like it doesn't start until Jan 1 of the following year (aka 2026). I just got back 12 hours of my time!!!
Busy day today with three student loan consultations and a client meeting! Love these kind of days!!!
Teachers have been leaving the profession in massive numbers... And when they move to the private sector, businesses know what Nick is talking about! One of the most incredible things I found when I left education is how slow everything moves in the corporate world. Teachers:…
Teachers have been leaving the profession in massive numbers... And when they move to the private sector, businesses know what Nick is talking about! One of the most incredible things I found when I left education is how slow everything moves in the corporate world. Teachers:…
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treyton.com @treytondotcom
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DamnitSteve @smorris793
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Kevin Moss @KevinMoss216
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XYPN @XYPNOfficial
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Jason Marsh, CFP® @JasonMarsh3434
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Alan Moore (He/Him/Hi... @R_Alan_Moore
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Jarrod Jansen @jarrod1_1
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Jordan Rolfes @CoachRolfes
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Mike Pierce @millennial_debt
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Ray Dalio @RayDalio
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Compounding Quality @QCompounding
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