NYCARE Health & Wellness @ERwellnessPosts

Good luck to all #VanSunRun participants! I sure envy you,running in beautiful weather. Next year,love to join you:)

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It's @Albert_Riopel & I, 36th wedding anniversary celebration 🎊! Being married that long has its own rewards. Seeing what you have accomplished over the years as a couple & being parents to three (3) young adult children (@NYCARE_Wellness) are something to be thankful as always. We have been blessed for sure. Financially, since Albert is turning 65 years old next year, planning to continue working for a year or two, he needs a little help to avoid OAS Pension Clawback! So, as his wife & his accountant I recommended to do: - Income Splitting, since I turned 60yrs old this year. - Use the Child Rearing (stay-at-home mom) & Drop-down Period (schooling) privileges for myself. - Maximize RRSPs & TFSAs for the both of us. - I kept being self-employed while he continues working for a salary in the next year or two. - Raise money through leveraging of funds. - Payoff most of our borrowing when I turned 65 years old myself. - Be able to live at $5,000/ (for two of us) or $7,500 (while taking care my 78 years old mom with Alzeimer. - Finally, enjoy both our hobbies: gardening & cooking (@ERGardenFields/@EarlaTheChef) & his Amateur Radio Operation (@Albert_Riopel) Please see screenshots regarding OAS Pension Clawback, Income Splitting, Child Rearing & Drop-down Period privileges. Sources: Google AI, Et al.

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Earla Riopel 💻🏡 @EarlaRiopel

6 years ago

Happy 30th #Anniversary to my wonderful French-Canadian husband, Albert (@NYCARE_Wellness/@AlbertRiopel)!☺️💑🍁🏡

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The #NARAhamhappenings was one of a nice & well-organized #HamRadio #HamR #AmateurRadio events we attended to. We're thankful that we got invited. The venue at Nanaimo Curling Center (NCC) was amazing! It has amenities that's perfect for any occasions! The #NARAhamhappenings' people were welcoming, and very organized. It seems like they put so much work & effort with the event. Congratulations to them! We took a few photos before we left, and during the 3rd announcements of the rest of the Door Prizes, around 12:30pm. At this time it includes the announcement of the IC-V86 Dual Band Transceiver from @CAN_ICOM (that still need to be shipped in a later time, since we only got the 'promo' item today). Please see the last few photos we took from the #NARAhamhappenings before we left the premises around 1:00pm. The event was still in-progress when we left. Again, thank you for the hospitality, #NARAhamhappenings. Warm regards from Albert-VE7JW & Earla-VE7IEA 🙂 In Photos: NARA organizers - VE7NA & attendees (including Albert-VE7JW, Todd-VE7GBU & Larry-VE7BRP ^ ER ✍️ (@EarlaRiopel)

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Albert Riopel VE7JW 🇨🇦🇺🇲 @albert_riopel

4 days ago

Few more photos taken at #NARAhamhappenings event (in-progress), here at the Nanaimo Curling Club building. These photos 📸 were from the announcements of the 2nd batch (11:30am) of Door Prizes; few $100 gift certificates & other nice prizes were given. For details see link:

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Few more photos taken at #NARAhamhappenings event (in-progress), here at the Nanaimo Curling Club building. These photos 📸 were from the announcements of the 2nd batch (11:30am) of Door Prizes; few $100 gift certificates & other nice prizes were given. For details see link: ve7na.ca/wp-content/upl… Bye the way, again we're from @CAN_ICOM #ICOM 🇨🇦 #AmateurRadio #HamRadio #HamR #Advertising #Marketing

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Albert Riopel VE7JW 🇨🇦🇺🇲 @albert_riopel

4 days ago

What a venue we have here at Nanaimo Curling Club, where at the #NARAhamhappenings event. It's in-progress! Come and check the event! For details, see details: ve7na.ca/wp-content/upl… By the way, we're very fortunate to be besides the NARA (VE7 NA) & Radio Amateur of Canada 🇨🇦 's

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What a venue we have here at Nanaimo Curling Club, where at the #NARAhamhappenings event. It's in-progress! Come and check the event! For details, see details: ve7na.ca/wp-content/upl… By the way, we're very fortunate to be besides the NARA (VE7 NA) & Radio Amateur of Canada 🇨🇦 's (@RACTWEETS) tables! Took a few photos of them! Check them out! 🇨🇦 #ICOMCanada #ICOM #AmateurRadio #HamRadio #HamR #Advertising #Marketing Team

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Albert Riopel VE7JW 🇨🇦🇺🇲 @albert_riopel

4 days ago

Photos taken during the 1st Door Prize announcement, here at #NARAhamhappenings event, Saturday 12th, Nanaimo Curling Club venue. See link for details: ve7na.ca/wp-content/upl…

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Additional Photos at #NARAhamhappennings Event! For Details See Click Link: ve7na.ca/wp-content/upl… By the way, we're from 🇨🇦 @CAN_ICOM #ICOMCanada #ICOM #AmateurRadio #HamRadio #HamR #Advertising #Marketing Team

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Albert Riopel VE7JW 🇨🇦🇺🇲 @albert_riopel

4 days ago

It's set up! We're here at NARA's HAM HAPPENINGS Event, Saturday, 12th! If you're nearby, please stop by and check it out! It's a full-day, so there's something for everyone! Venue: Nanaimo Curling Club Event Details: See attached screenshots copy (Image credit: NARA). We're

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It's set up! We're here at NARA's HAM HAPPENINGS Event, Saturday, 12th! If you're nearby, please stop by and check it out! It's a full-day, so there's something for everyone! Venue: Nanaimo Curling Club Event Details: See attached screenshots copy (Image credit: NARA). We're representing @CAN_ICOM 🇨🇦 #ICOMcanada #ICOM #AmateurRadio #hamradio #hamr #Marketing #Advertising Team

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Off to Nanaimo in the evening! We'll be there for the NARA's Annual Ham Happenings 2026, tomorrow, Saturday, 12th! Please see attached screenshots for details! #AmateurRadio #hamradio #hamr #ICOMcanada #ICOM #Marketing Team ^ ER ✍️ (@EarlaRiopel, VE7IEA) 🙂

Albert Riopel VE7JW 🇨🇦🇺🇲 @albert_riopel

2 weeks ago

Soon, we'll be at Nanaimo Amateur Radio Asso. (NARA) Ham Happenings 2026 (Saturday, 12th)! It's a full day event! We'll be there for the duration of ham/amateur 📻 related event. We're representing our #ICOMcanada #ICOM's Sales & Promotional Team! ve7na.ca/wp-content/upl…

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Our new garden in Lantzville 🇨🇦(besides Nanaimo) will love the rain 🌦 & sunny breaks weather of the Vancouver Island! Likely, @albert_riopel & I will be back for NARA's Ham Happenings, Sept 12th. ve7na.ca/wp-content/upl… Of course, we'll continue our yard work between, Sept 11 - Sept 14, and shed building while we're there. By the way, we took a few photos 📸 from our Lantzville place last weekend, especially when our son, Noel was visiting us here in BC; he currently lives in Toronto right now. Anyway, looking forward for a sunny weather during the weekend in September 11th to September 14th. Water 💧 is not an issue for us in our Lantzville property anymore, since our water well has been fully installed and working fine. 🙂

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NanaimoNewsNOW.com @NanaimoNewsNOW

2 weeks ago

While the mid-Island should be spared the worst of it, heavy rain and windy conditions are settling over Vancouver Island's west coast this evening, with 100+ millimetres of rain expected in some areas. #Nanaimo nanaimonewsnow.com/2026/09/01/sig…

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It's Friday, start of the weekend preparation in our New Westminster household for the weekend events! So, while doing my Individual online day trading (@EarlaDayTrades) at #Questrade & #Wealthsimple, using #YahooFinance as my guide on how the stock markets had been doing today, which was mostly in the "greens", I was cooking in between. Lol! I was making another variety of noodle dish since my husband @Albert_Riopel didn't like the seafood dish that I made last night. So, this time, I made a noodle dish with chicken & mixed veggies (some were harvested in our garden (@ERGardenFields). In addition, my mom loves fish dishes, but not so much with green veggies, but she likes carrots & potatoes. So, I fried a few fish, and cooked them in a coconut, mixed veggies, herbs & spices. She likes it! Anyway, I'll post a few photos 📸 for you, including the waterfront🏞🌉🏙🛣🛳 view in our New Westminster place.🙂

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NYCARE Health & Wellness @ERwellnessPosts

6 days ago

Besides gardening (@ERGardenFields), stock day trading (@EarlaDayTrades) & even my Accounting & Finance (@EarlaRiopel/@NYCARE_Wellness), I love cooking simple home cooked meal for my husband (@albert_riopel) & my 78 years old mom who has medical issues including Alzheimer.

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Besides gardening (@ERGardenFields), stock day trading (@EarlaDayTrades) & even my Accounting & Finance (@EarlaRiopel/@NYCARE_Wellness), I love cooking simple home cooked meal for my husband (@albert_riopel) & my 78 years old mom who has medical issues including Alzheimer. Most of the time, a simple noodle 🍜 dish with mixture of vegetables 🥕🌽🫛🥦🥬🍅 (some harvested from our garden) & plain Basmati steamed 🍚 rice are two popular ones; they are easy to prepare. My husband doesn't eat seafood🐟🦐🦞🦀🦑🐚, but my mom & myself do. So, I usually, cooked in two side dishes. By the way, I didn't have much stocks to sell this morning, so I made some breakfast, I have 📸 photos for you. In addition, this evening, I made some side dishes, and asked my husband to pick up a rotisserie chicken at nearby supermarket. Usually, we like rotisserie chicken from Costco, Safeway, Real Canadian Superstore & Save-On-Food; this rotisserie chicken tonight was from the latter. I'll attach a few photos 📸 as well.

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NYCARE (RiopelFamilyInvests) @NYCARE_Wellness

a week ago

Made pizza 🍕 snacks, the easy way! 😊 Ingredients: - Pizza 🍕 & Slice Bread 🍞 - Variety of Cold Pizza Meat 🍖Toppings - Old Cheddar 🧀 Cheese - Pizza / Pasta Sauce 🥫 - Slices of Fresh Tomatoes 🍅 (from our garden-@ERGardenFields) - Fresh Green Kale Salad 🥬 - Herbs &

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This year, my husband, @albert_riopel has been building our Point Roberts, WA 🇺🇲 & Lantzville, BC 🇨🇦 "Tiny homes" 🏡 🏡 for the weekends. So far, we can at least stay there comfortably during our visits, doing the hobbies we love. I can do my gardening 🪴🌱🌳 & Albert can do his amateur radio 📻 🎙📡. We sort of alternate our visits. Every 2nd weekend at our Lantzville 🇨🇦 place via BC ⛴️ Ferries. This spring & summer though, we at least visit Point Roberts 🇺🇲 every weekend to water💧my garden plants🪴🌱🌳. Finally, I have a few photos 📸 for you. The 1st batch of 4 photos were taken from our Point Roberts 🇺🇲 place 🏖🏡. The 2nd batch of 4 photos were taken from our Lantzville 🇨🇦 🏞🏡place.

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NYCARE (RiopelFamilyInvests) @NYCARE_Wellness

2 months ago

Marketable securities📈 and affordable real estates🏡🏞🏢 are great investments. It takes some financial sacrifices & calculated risks, but these investments are worth your sacrifices. 🙂

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@albert_riopel These photos 📸 were taken from our last visit at our Lantzville 🇨🇦 🏡property in the Vancouver Island 🏝, 10 days ago.

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Made pizza 🍕 snacks, the easy way! 😊 Ingredients: - Pizza 🍕 & Slice Bread 🍞 - Variety of Cold Pizza Meat 🍖Toppings - Old Cheddar 🧀 Cheese - Pizza / Pasta Sauce 🥫 - Slices of Fresh Tomatoes 🍅 (from our garden-@ERGardenFields) - Fresh Green Kale Salad 🥬 - Herbs & Spices🍶 (Oregano, Parsley, Pepper, Salt, Onion & Garlic Powder🧂 Now, time to bake a few and freeze the rest! ^ER ✍️ (@EarlaRiopel)🥰

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I'll try. My answer is, "None of the Choices". Likely, this question is more for corporation if a shareholder is receiving a salary, dividend or both. For example, my partner (@albert_riopel) & I operate a private crowdfunding company called, NYCARE. NYCARE is a registered partnership company with CRA. Currently, it only has one employee. Thus, the employee receives a monthly salary or wage since 2019. As for me & Albert, as partners, we pay ourselves by reporting any net income or loss (for tax purposes) when we file our T1 General (for Individual taxfiler), by attaching CRA taxform, T2125 (Statement of Business or Professional Activities) every year. I'll attach a few forms to make more sense to some who are interested to know. 📑🙂 Screenshot Sources: Google AI, CRA, ADP, BMO, Canadian MoneySense & Reddit

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BloomAccounting @Bloom604

a week ago

🧾 Every answer helps — type yours in the comments and join the convo.

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Soon, we'll be at Nanaimo Amateur Radio Asso. (NARA) Ham Happenings 2026 (Saturday, 12th)! It's a full day event! We'll be there for the duration of ham/amateur 📻 related event. We're representing our #ICOMcanada #ICOM's Sales & Promotional Team! ve7na.ca/wp-content/upl… #AmateurRadio #hamradio #hamr #Marketing #Advertising We'll see you there! Regards from @Albert_Riopel (VE7JW) & @EarlaRiopel (VE7IEA) ^ ER ✍️ 🙂 Images Sources: Ve7na.ca, NARA, ICOMcanada.com (@CAN_ICOM)

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Albert Riopel VE7JW 🇨🇦🇺🇲 @albert_riopel

3 weeks ago

UPDATES. On-Job-Related Training at @IcomAmericaInc in Kirkland, WA USA 🇺🇸 for a week, since Monday. Soon, we'll be heading back to BC, Canada 🇨🇦. We have been crossing the Canadian 🇨🇦/USA 🇺🇸 Border, quite a bit this month of August 2026. First, we visited our Skagit Valley,

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You don’t need to be the smartest person in the room to build something great. In business, persistence can take you further than natural talent ever could.

15 fun things to do in Vancouver this long weekend: Sept. 4 to 7 💫 dailyhive.com/vancouver/vanc…