Extra Credit Financial Solutions LLC @ExtraCreditFS
Founded 2011, Educator, Community Activist. ECFS is committed to "making a no-risk investment in financial futures..." extracreditfinancial.solutions Washington, DC Joined August 2013-
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The saying “Compound interest is the eighth wonder of the world,” linked to Albert Einstein, means that if you understand how #compoundinterest works, it can grow your money (i.e. #HYSA). But if you don’t, you'll paying for it via high-interest credit cards. #money #creditcards
Today we celebrate the strength, resilience & love of mothers everywhere. At ECFS, we honor your impact in families, workplaces & communities. You are seen, valued & appreciated. 💐 #MothersDay #Gratitude #ECFS #Inspiration #Community
Humbled by the support after announcing my full-time leap into entrepreneurship with Extra Credit Financial Solutions, LLC. Your encouragement means everything! Follow us to learn more about our mission and financial principles. Thank you! #Entrepreneurship #Gratitude #Finance
Ever feel like your $ disappears faster than you earn it? Try a no-spend day once a week. It’s not about deprivation - it’s about building awareness. You’ll be surprised how much you save and how quickly your mindset shifts from impulse to intention. #FinanceTips #MoneyMindset
Day 1: Kicked things off teaching #credit fundamentals to the amazing staff of @WBeanesES_PGCPS! Big thx to CSC @Ward5YoungDem & all participants - your energy was everything. Grateful for everyone supporting this journey. #FinancialLiteracy #EntrepreneurLife #Gratitude @pgcps
What is a #recession? Happens when the economy slows down for a while - usually for 2 quarters or more. Businesses make less money, people spend less & #unemployment can rise. Think of it like the #economy catching a cold - it needs some time (and help) to recover.
Unemployment #fraud is on the rise. Avoid it by: -Verifying all communications. -Never sharing personal info. -Monitoring your claims regularly. -Reporting suspicious activity immediately. -Knowing your rights! Stay safe, vigilant & informed! 👊 #Money #prevention #awareness
With growing economic uncertainty, many of us are rethinking our spending habits. What luxury item/ service would you be willing to cut back on first—monthly subscriptions, dining out, travel, high-end beauty services? #MoneyMatters #Budgeting #LifestyleChoices
With rising grocery prices, high #unemployment & overall #economic uncertainty, what financial lessons have you learned for the future? #Budgeting? #Saving more? Investing differently? Let’s share. #PersonalFinance #MoneyTalk #EconChat #discussion
When #tariffs hit, Americans may feel it in their wallets 💸 •Higher prices on everyday goods 🛒 •Reduced buying power 📉 •Potential job shifts in affected industries •Inflation risks (the value of the US dollar lessens) #money #PersonalFinance
April is Financial Literacy Month! A great time to boost your money knowledge—budgeting, saving, investing, and planning for the future. Financial literacy empowers smarter decisions and long-term security. #FinancialLiteracyMonth #MoneyMatters
I am often asked, "What do you practice the most to maintain your #finances?" Easy. I mindfully budget my #money. I give it directions to do work & make more. Material items, eating out & impressing others are NOT important. Planning for a less stressful #future is. #discipline
Save #Money on Groceries! Groceries are expensive, but smart shopping can help! ✔ Plan Ahead ✔ Buy Seasonal & Local ✔ Shop Smart in Bulk ✔ Try Store Brands ✔ Use Your Freezer ✔ Check Discounts Shop smarter, save more! #GrocerySavings #SmartShopping #inflation #groceries
Smart #Budgeting Matters More Than Ever! You must: 1. Track Your Spending: Know where your $ is going. 2. Prioritize Essentials: Focus on needs; not wants. 3. Find Cost-Effective Alternatives 4. Save for Unexpected Expenses Smart budgeting = financial security! #SaveMoney
With #tariffs , prices on goods—cars, groceries, & appliances—may rise. Here’s how to prepare: -Budget Wisely & Buy Local: Expect higher costs on imported goods -Stock Up: Purchase essentials NOW -Track Prices: Compare costs across retailers for deals. #FinancialTips #Economics
Isaac Myers was a pioneering labor leader, entrepreneur, & advocate for African American workers. In 1866, he co-founded the Colored National Labor Union (CNLU) to fight for fair wages & labor rights for Black workers after the #CivilWar. #BlackHistoryMonth #business #legacy
Thomas Jennings: a trailblazer in innovation. In 1821, he became the 1st Black American to receive a U.S. patent— inventing “dry scouring,” an early form of dry cleaning. Jennings used his success to fund abolitionist efforts, fighting tirelessly for freedom and equality. #BHM
Henry Blair, a visionary farmer & inventor, made history as the 2nd African American to receive a U.S. patent. He revolutionized agriculture w/ his patented seed planter & cotton planter, devices enhanced farming productivity. #BlackHistoryMonth #bhm #innovation #BlackHistory
Born in 1869, Annie Malone found her way in cosmetology. By 20, she launched her 1st hair care line, later trademarking PORO. She built a beauty empire, becoming 1 of the nation’s wealthiest women. She passed in Chicago in 1957. #BlackHistory #AnnieTurnbo #bhm #business #money
🚨 Experts warn of economic uncertainty—prepare by paying down credit card debt! 💳💸 ✅ Tackle high-interest balances ✅ Cut unnecessary expenses ✅ Build emergency savings A strong financial foundation today means security tomorrow! 🌟 #DebtFree #FinancialWellness #SmartMoney
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