Standard Investment Bank @investwithSIB

Consistency is just as important as financial knowledge when it comes to building wealth. In this episode of The Mansa Mentality Podcast, host @BettyKiptum , Senior Associate, Public Relations and Communications at SIB, asks how we can build consistency in saving and investing, especially when our relationship with money has been shaped by past psychological issues. Miriam Murage, Senior Relationship Manager, Global Markets at SIB, explains that our upbringing can influence how we approach investing. Sometimes, the mindset that we may need the money later can make us hesitant to invest, leading us to spend first and save what is left. Her approach? Budget and automate your investments. Instead of investing whatever remains at the end of the month, decide upfront how much you will invest based on your income and expenses and set it aside before you start spending. Because financial discipline isn't only about knowing what to do. It's about making it consistent. 🎧 Watch the full conversation on YouTube: youtube.com/watch?v=yMxJu-… #TheMansaMentality #BeAMansa #MansaX #FinancialLiteracy

Standard Investment Bank (@investwithSIB) on the Dangote IPO valuation, upside of 14.7% on the offer price.

Julians Amboko @AmbokoJH

6 days ago

Dangote/President Ruto meeting. Africa Finance Corporation is in the mix.

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We are excited to be part of the upcoming Accountants Golf Day on Saturday, 26th September, 2026 at the Thika Sports Club. This will be an opportunity to connect, network and enjoy a great day on the course with our #MANSAX experts. Whether you will be there to chase birdies, build connections, or simply enjoy the game, we look forward to seeing you on the green!

What are the biggest investment risks Kenyans are currently underestimating? On @KTNNewsKE's @thetradingbell, @mainachegemc puts the question to Nahashon Mungai, SIB Executive Director, Global Markets and Portfolio Manager, Mansa-X Special Fund. Nahashon highlights two key risks: concentration risk and liquidity risk. If your property, bonds and equities are all in Kenya, your portfolio may be heavily exposed to one market. As the world becomes increasingly interconnected, diversification across markets can help investors spread their exposure. @_NahashonMungai also points to liquidity risk, particularly for investors holding government bonds who may need to access their money before maturity and could be forced to sell at a discount. Looking beyond returns means understanding and managing the risks within your portfolio. Find the full conversation here ; youtube.com/watch?v=VPnS7A… #BeaMansa #MansaX #InvestwithSIB #TradingBell #Diversification #KTN

How does Mansa-X generate significant alpha returns without taking substantially more risk? On @KTNNewsKE's @thetradingbell, @mainachegemc puts the question to Nahashon Mungai, SIB Executive Director, Global Markets and Portfolio Manager, Mansa-X Special Fund. @_NahashonMungai explains how multi-asset diversification, active risk management and Mansa-X’s long-short model help the fund pursue market opportunities while managing the downside risk. Nahashon also highlights the importance of the right benchmark. Comparing a globally diversified, multi-asset strategy with a Money Market Fund in Kenya can overlook differences in asset classes, objectives and risk exposures. Understanding the strategy behind the numbers is just as important as looking at numbers themselves. Find the full conversation in the link below; youtube.com/watch?v=VPnS7A… #BeaMansa #MansaX #InvestWithSIB #TradingBell #RiskManagement #Investing

Good morning! 😎

In today's trading session the market closed on a bullish note, with the NASI and NSE 25 rising by 0.5% each. In addition, the N10 and NSE 20 rallied by 0.7% and 0.8%, respectively.#SIBResearch

Where does investing end and speculation begin? On @KTNNewsKE's @thetradingbell, @mainachegemc explores the growing participation of Gen Z and young investors in forex, global equities and other markets with Nahashon Mungai, SIB Executive Director, Global Markets and Portfolio Manager, Mansa-X Special Fund. @_NahashonMungai notes that curiosity is often where the investment journey begins. But markets can also teach investors the difference between following price movements and understanding value. As more young people explore global markets,there is an opportunity to create investment solutions that meet their needs while helping them navigate markets with greater knowledge and experience. The question is not whether speculation will exist, but how investors can make more informed choices along the journey. Follow this conversation on youtube in the link below; youtube.com/watch?v=VPnS7A… #BeaMansa #MansaX #GlobalMarkets #InvestWithSIB #TradingBell #GenZInvesting

@SIBNajah publishes Shariah related screening information publicly. For example, The September 2026 SIB article specifically refers to a Shariah-Compliant Screening Update and provides access to the full report which you can find here; sib.co.ke/how-asset-scre… SIB Najah also makes Shariah Advisory Board reports and audited fund reports available through its website below. sib.co.ke/najah/ #AskSIBThursdays

The determination at @SIBNajah is made by qualified Shariah Advisory Board who assess investments against established Shariah principles and screening criteria. The assets are also reviewed periodically to ensure they continue to meet the required Shariah standards. #AskSIBThursdays

@SIBNajah determines this through business activity screening, where the company’s core business activities are reviewed against Shariah principles. Activities that involve prohibited sectors such as gambling, alcohol, or conventional interest-based financial services are excluded from Shariah eligible investments. #AskSIBThursdays

Business activity screening under @SIBNajah excludes companies involved in activities that are not permissible under Shariah. These include: - Conventional interest-based financial services - Gambling - Alcohol - Other prohibited activities under Shariah principles The principle is that investments should not directly support businesses whose core activities are prohibited under Shariah. #AskSIBThursdays

Asset screening is the process of checking whether an investment meets Shariah principles before it is included in a Shariah-compliant product. It looks at what the company does and its financial practices to ensure they meet the required Shariah principles. This is important because it helps ensure that investors’ money is invested in permissible assets and activities, in line with Shariah principles. #AskSIBThursdays

Business activity screening looks at what a company does. This includes checking whether its core business activities are permissible under Shariah principles. Financial ratio screening looks at how the company finances and earns from its operations. This means assessing factors such as interest-bearing debt, interest income and other financial measures against prescribed Shariah thresholds. #AskSIBThursdays

Yes. A company with an otherwise permissible business may still qualify if it earns a small amount of income from non-permissible sources. Shariah screening applies established limits to determine whether it remains eligible. Where applicable, the non-permissible portion of income is dealt with through purification, in line with relevant Shariah guidelines. #AskSIBThursdays

Shariah screening is carried out by a Shariah Advisory Board, who assess investments against established Shariah principles and screening criteria. They review both the nature of the company’s business and its financial activities to determine whether it is a Shariah-compliant investment. #AskSIBThursdays

Companies are assessed against specific Shariah financial thresholds. The companies with an otherwise permissible business may still have some interest-bearing debt or interest income, but this does not automatically exclude it. If the exposure exceeds the permitted thresholds, the company no longer qualifies for Shariah-compliant investment. Where applicable, non-permissible income is handled through purification in line with Shariah guidelines #AskSIBThursdays