Jrods Money 🇺🇸🚙 @MoneyJr0ds
I talk about investing, personal finance and all the things I wish I knew when I was 20. Joined February 2011-
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Why do people go to the gym to just talk? Never understood this
The chill part is the most important part of index and chill
Even the big dogs like Graham are seeing the light. Many such cases
I’ve spent a decade telling people to do what I do: "Buy and Hold." Now I've decided to list my entire real estate portfolio for sale and walk away. It started slow. The bills, the maintenance, the tax increases... but the final straw was when I tried to develop an ADU to do
5 year returns Bitcoin - +19.52% S&P 500 - +65% Will this continue?
Keep investing during these times of uncertainty. These less expensive shares will be the fuel that will get you to millionaire status one day
Non negotiables for me now - minimal social media - see family as much as possible - lift 5 times per week - slight calorie deficit or maintenance - hug wife daily - black coffee - invest 25% of income - have fun with the rest - enjoy time with the kids - leave work asap
What would happen to the credit card companies if every user paid their balances off every month? This is why financial literacy isn’t taught in schools
Thing about X is it’s kinda like April fools everyday
Having lost 20 pounds of fat of the last year I’m finding it hard to shift from being in a calorie deficit to eating back at maintenance and slight surplus to gain muscle. That mental shift is something that doesn’t get talked about enough
I will keep buying S&P 500 funds I will keep buying URNM I will keep buying
Listen I’ve read all the money books This is all you need to do: Get your 401k match Save up a 3 month emergency fund Use snowball method to pay off debt Get term life. Not whole life Max out a Roth IRA yearly Use low cost index funds Drive a high quality paid off car Enjoy life
Here’s the plan for me Keep buying more FXAIX Keep buying more URNM Shore up emergency fund Keep having fun and enjoying life
Things that happened when I stopped buying stocks and bought index funds instead -sleep improved -net worth increased -projected retirement age decreased -no more finance news -more time for things I enjoy -not questioning the plan -drink coffee in peace
Are y’all ready to admit that I was right?
Thinking of taking my wife to Italy next year for our 15th wedding anniversary. Thinking about doing the Mediterranean cruise or just flying there and traveling around on our own Any tips from those who have been there before?
All you literally have to do to save money is just want less things and be ok with what you have now
Just booked the most normie southern vacation of all time to Panama City beach. Putt putt golf, spending all day at the beach, eating way too much. Can’t wait
It has been quite some time since I posted something here, been busy with full-time work and a few personal projects. hope yall doing well 🙂 here is a small glimpse of what I've been working 🪄 ❖ Login Screen explorations for a prop firm - user onboarding.
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