Manpreet Singh(Gifty) @Mortgagesolive
🏦 BMO Mortgage Specialist 📞 (905)-699-6971 📧 [email protected] Toronto, ON Joined June 2020-
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February is Black History Month. Together we honour and celebrate the strength, resilience, and achievements of Black people and their communities throughout our history. #BlackHistoryMonth
Should you renew or refinance? 🤔 Renewal: ideal for paying off your mortgage faster Refinancing: pay for renovations, buy another property and more Send me a message to learn more. spr.ly/6002Tdm9r
Time flies real quick, its already been 1 year since I started my journey with BMO. I would like to thank my team and our VP Greg for the support. #bmo #1yearworkanniversary #mortgagespecialist #realestatefinancing
It can be tough to choose which type of mortgage is right for you, especially in times of financial uncertainty. ⚠️ Learn the difference between fixed and variable rate mortgages and discover the right choice for you. spr.ly/6005RBTzl
To determine how much should you spend on your first property, you should consider these 3 items. 📝 Watch this video to learn more.
To save for a mortgage down payment there are many sources you may be able to tap into, including: 💰 Personal savings 🌤️ Registered Retirement Savings Plans (RRSP) 👪 Gifts from family & more! Connect with me for advice on buying a home. spr.ly/6009uNeC9
These five incredible women entrepreneurs are using their businesses to advance the UN’s Sustainability Development Goals. Very insightful! spr.ly/61101uf3AL #ProudToWorkAtBMO
Renewing your mortgage is a great opportunity to tailor your mortgage to fit your changing life. Send me a message to learn more about BMO’s renewal options. spr.ly/6008u0tNw
How do rising interest rates affect my variable rate mortgage? What’s causing interest rates to rise? What is a trigger rate? ✍️ Here's what you need to know. spr.ly/6009PHpjv
Happy Thanksgiving! Wishing you and your loved ones a wonderful holiday, filled with warmth and happiness.
Understanding your household's cashflow can give you a better idea of how much debt you can take on. This is valuable information to know when looking to buy a home. 💳 Try out this cashflow calculator to know where you stand. spr.ly/6000Pu70M
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A Conservative MP criticized the federal government's carbon tax because 'it didn't prevent Hurricane Fiona.' Read more: bit.ly/3fsc65q
In this video, you can see the #1 reason that housing is so unaffordable for tens of millions of Americans What is it?
Real estate “investors” who chased 4% CAPs now realizing that you can get 4% risk free with a GIC
The housing market is going to be the least of people's worries soon.
Investing when you’re 20 is not fun Being broke your whole life isn’t fun either The choice is yours
Realtors are delivering open house flyers to homes again.
Missing Rider Formation. Bringing Honger to Toronto Congress Centre. #HM19 @TrafficServices @TorontoPolice
My mortgage broker friend just reminded me that childcare expenses are not included in the Canadian mortgage stress test. In many provinces, they are a family’s second largest monthly expense.
The 4 Things That Could Create Forced House Selling: #1 HELOCS One of the most important factors in RE price decline is forced selling It's an outcome of financial pressure on the owner which leads to a "Must Sell" situation Contrary to those thinking Trigger Rates or 2/
There’s a magical place called Canada where we have the air conditioning on one night and turn on the heat the very next night.
A majority of young Canadians are relying on the "bank of mom & dad" to meet their financial goals, according to a new study by Edward Jones Cda. In fact, over half (55%) of generation Z & millennials (aged 18-34) need a financial inheritance or windfall to reach their goals🥺
If your $2 million home is such a great investment why are you still workin?
I’m speaking at a fundraiser for the Indigenous Spirit Fund tonight. (Link in profile) Important question - Tie or no tie?
Absolutely tragic news. My thoughts and prayers are with everyone. torontosun.com/opinion/column…
Procession leaves with @TPSOperations Const. Andy Hong who was murdered today at this Tim Hortons. Very difficult scene.
Still not seeing blood on the streets. Some people were waiting for this/expecting it. Is it too early? Or is this really how we should expect the next few months/year to progress. Pretty “non eventful” and just a slow decline to pre pandemic levels.
BRRR: buy, renovate, rent, refinance Assume BRRR doesn’t work in Canada. What’s a better acronym for a real estate investment strategy that DOES work in Canada?
The most successful people aren’t working with you. You need to step out of your comfort zone to find them
Your financial literacy will have more impact on your life than your college degree