Prudence Debtfree @PruDebtFree
From June 2012-September 2018, my husband and I paid off $257,000 in debt the Dave Ramsey way. My blog chronicles our journey out of debt through those years. prudencedebtfree.com Canada Joined November 2012-
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And they have began dancing!!! SPREAD THIS!!! These are peaceful protests in DC!! @KENNY_SWAY’s rendition of “Man in the Mirror” #washingtondcprotest #blacklivesmatter @PoPville @wusa9 @DMVBlackLives
#BellLetsTalk "Morgan is sharing her song in hopes of reducing stigma, helping others to understand depression, and helping those who might relate to this experience feel less alone." ocdsbxl.com/morgans-story-… #RHSBouncingBack @RidgemontHS @OCDSBxl @OCDSB Please RT @Bell_LetsTalk
Congratulations to our finalists @DebtDiscipline @DebtFreeSunnyCA @realJackieBeck @the76kproject for Best Debt Freedom Blog presented by @yesiamcheap. For a full list of finalists, check out the 10th Annual @PlutusAwards Presented by @AmericanFunds #capitalgroup…
I'm so glad that Tonya continues to write! "How Anxiety is Like the DMV". ow.ly/JLtJ30pgJjH @Beachbudget
Advice please. My millennial daughter, just graduated, about to start her career, actually asked me for 2 pf books. Which 2 should I give to her?
Special thanks to @Rod_Griffin @PruDebtFree @SteveStewartMe @whitneyhansenco @theirmoneygoals @mrjamiegriffin @ConsolidatedUS and @LeslieHTayneEsq for joining us today on #CreditChat!
#CreditChat Q10: We paid off all debt from June 2012 - Sept 2018. We never once went back into debt ... until the very end! We've learned our lesson, and will continue to stay vigilant. Our debt-repayment plan has been replaced by plans for the future :) ow.ly/8di530ojlbV
#CreditChat Q9. Borrow The Total Money Makeover from your local library. Also, read the blogs of people who are trying to get out of debt, and get engaged in the online community. This influence will counteract the constant bombardment of ads that work on us to buy, buy, buy.
#CreditChat Q8: This is a sensitive issue! There are high, medium, and low-income debtors. It's tough for all, but a low income can make debt-repayment seem impossible. There are people who have done it though. Find the stories of those who have, and let their success fuel yours.
#CreditChat Q7: Debt settlement does not address the habits that get many of us into debt in the first place. As a debtor, I had to face my character flaws and build new discipline. Debt settlement would have robbed me of that opportunity for growth. ow.ly/SyDU50p0Yzx
#CreditChat Q6: It is a good idea to use savings to pay off debt as long as no penalty is incurred. Otherwise, keep the savings/investments in place (as per the advice of@DaveRamsey ) ow.ly/WguP30ojiZG
#CreditChat Q5: We cut back most on food, travel, and entertainment. Grocery bills - reduced by 25%. Road trips, not flights. Camping & staying with friends & family, not at hotels. Board games & pot lucks, not bars & restaurants. ow.ly/BxQD30ojixb
#CreditChat Q1: We stayed motivated by focusing on one debt at a time and by tracking its progress to ZERO month-by-month. Smallest debt first = quick victory = motivation for the next, larger debt. ow.ly/guC730ojh0d
#CreditChat Q3: We saved for a new roof & other expenses while paying off debt. It slowed down our progress, but it prevented us from dipping further into debt. Long-term savings were on hold until we paid off all non-mortgage debt. ow.ly/cb6w30ojhqv
#CreditChat Q4: We owe our success in debt-repayment to @DaveRamsey . His book, The Total Money Makeover, cut through the financial fog in my brain and provided us with our debt plan. His steps to debt-freedom work! ow.ly/N9PS30ojhQe
This is an amazing story shared to us by @PruDebtFree amazing work!!! Paid off $257,000 in just under 6 years! womensmoneytalk.com/understanding-…
Test driving Gaz Oakley @AvantGardeVegan Christmas cookbook before the big day. Our first vegan Christmas will definitely include this Ultimate Christmas Roast 🍴🙂
Loved going to Montreal with my daughter and her friend for the city's Vegan Festival. We all got to meet @AvantGardeVegan Gaz Oakley. Getting ready for our first #vegan Christmas :)
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Normal is broke. Normal is a victim mentality. Normal sucks. BE WEIRD.
@RidgemontHS What an amazing surprise! It actually made me cry. Thank you so much to all the wonderful coaches and teachers at RHS. I have loved my years as a Ridgemont parent and am so grateful for all of the opportunities to get involved. Thank you all so much for an awesome experience!
The Beginners Guide to Travel Hacking Debt Discipline debtdiscipline.com/beginners-guid…
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"We decided upon the basics of our budget moving forward on all counts. It was good to give dollar-amount definition to everything!" - @PruDebtFree Debt-Freedom & Back to Basics: Budget Dates buff.ly/2wqKZxq
Here’s whose posts I’ve shared recently👍. @crystal_cann @RetiringOMT @ishouldbemoppin @GlitterOnADime @method_money @PruDebtFree @MinimalAndMoney @WalletWiseGuy @LisaMLoeffler
@PruDebtFree @AthleticsCanada @OttawaLionsTFC That's ridiculous that it took so long after her initial complaint for anything to be done. Scary to think how many females were negatively affected by the same behavior during that time when it could have easily been prevented. I'm glad she's doing better now.
@PlutusAwards @DebtFreeSunnyCA @realJackieBeck @The76KProject @yesiamcheap @AmericanFunds Thank you!!!
What's $1300 + $350.14? My credit card balance. I'M OUT OF CREDIT CARD DEBT!!!!!!!!!!!! It's been a morning of looking back, tears, and now looking forward. $25,000 of mistakes finally in the past. It wasn't easy, but it's worth it. #debtfreeliving
This song always reminds me of my dad. It's been 11 yrs ago this week he killed himself. Don't be like him, if you need help call or text someone. suicidepreventionlifeline.org Check out The Pretender (Live) by Jackson Browne on Amazon Music music.amazon.com/albums/B00122V…
@PruDebtFree Also, look at @mike_maloney he has one the best documentaries series on the money system. brettslater.net/everything-bub…
@PruDebtFree Rich dad poor dad brettslater.net/the-cashflow-q…
@PruDebtFree It’s pretty new! His other books are great too.
@PruDebtFree Books and open accounts! Both is better!!
@PruDebtFree I'd say the Automatic Millionaire was an easy read and laid things out well. My BIL thought so too when I passed my copy along. The Simple Path to Wealth gets good reviews for similar reasons but to be fair, I've never read it. It does get recommended a lot though.