Michael Ballard @Quantamentals
Software ∩ Finance Learned a ton from @Barclays @JPMorgan @Columbia @NCCU & @GenieAppUS livenubly.com NY, NY Joined October 2010-
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Michael Ballard retweeted
YOU CANNOT COMPETE WITH SOMEONE WHO IS HAVING FUN
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Michael Ballard retweeted
Analysts earnings revisions are surging. Meeting those rising expectations will require a surge in earnings far beyond the concentrated AI-driven tech earnings we've seen lately.
Michael Ballard retweeted
The hard part isn’t waking up early, it’s going to bed early.
Michael Ballard retweeted
Billionaires have 24 hours per day. Millionaires have 24 hours per day. Broke people have 24 hours per day. It's not about having enough time. It's about how you use it.
Michael Ballard retweeted
If you’re ambitious, expect to outgrow people. Some will resent you for it. That’s fine — you weren’t building your life to fit inside theirs.
Michael Ballard retweeted
@jonbrosio Features explain the product, benefits explain the results, but identity explains the transformation. When people see your offer as a way to become the person they want to be, price becomes less important than the change you’re promising.
Michael Ballard retweeted
Rome wasn't built in a day. But they were laying bricks every day. Your life is the same. Lay a brick today.
Michael Ballard retweeted
Be immune to the herd.
Michael Ballard retweeted
Music is a life amplifier.
Michael Ballard retweeted
Before long building a trillion-parameter LLM will be an undergrad class project.
Michael Ballard retweeted
We can build a better North Carolina by serving our people. That means having strong public schools, a growing economy, safe neighborhoods, and a health care system that takes care of people.
Michael Ballard retweeted
2025 Performance: S&P 500: +10% Nasdaq: +12.5%
Michael Ballard retweeted
Best way to fundraise? Tell investors what you’re going to do in 3 months. Do it. Set up another call. And then do it again.
Michael Ballard retweeted
in poker, you play the person, not the cards. in business, you bet on the founder, not the pitch deck.
Michael Ballard retweeted
For the first time in over a decade, the Senate Banking Committee passed a bipartisan housing bill. While not all CDFI priorities made it in, there are key provisions to watch from small-dollar mortgage incentives to rural housing reforms. Learn more: ofn.org/blog/senate-ba…
Michael Ballard retweeted
In mathematics the art of asking questions is more valuable than solving problems. - Georg Cantor
Michael Ballard retweeted
Dear son,
Michael Ballard retweeted
BREAKING: 71 large US companies went bankrupt in July, the highest monthly total since the 2020 pandemic. This follows 66 and 64 fillings in June and May, respectively. Year-to-date, there have been 446 large bankruptcies, the most in 15 years. This is already higher than the…
Michael Ballard retweeted
While July CPI inflation was 2.7%, inflation is much higher in many basic necessities: 1. Utility Gas Inflation: +13.8% 2. Car Repair Inflation: +6.5% 3. Hospital Services Inflation: +5.8% 4. Electricity Inflation: +5.5% 5. Car Insurance Inflation: +5.3% 6. Meat and Eggs…
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