Random_EyeDeas_4_fUn @Random_Grokker

@techguy_x Debt

@silentsuiteio @Polymarket Pay more. Or maybe a ceo can cover one employee for one day, after all their job is harder right? So it should be easy

@MSblockbuilders Wasn't anywhere close to ready. Hopefully the last time I say this, but it'll be ready soon....

@BrianRoemmele Mine actually read between the lines and despite me saying it's not me, Grok bot had already inferred it was anyway. A very intelligent bot! Worth it!

Grok Bot has helped me go from a 75/100 to an 85-90/100 in a flash. My apps have never been stronger and I thought I was good with chat and build (I am lol, but not as good as I thought I was), and now I'm doing all sorts of works with better flow, less errors, more complete fixes, and more. I might get Plus, I think I could do a lot and once I can, I'll put my $ where my claims are. In all fairness, I like doing the work, but having a bot as an assistant and checker is amazing and it does save time. I'm a better agent coder and am learning how to actually code on the side. Before 2025, I would have never thought for a moment, that I could do any of this.

@unkonfined Dafuq....

@PostDisclosure Old news lol

@Jarek__85__ @alexutopia Sounds like you need a nap

@kylegriffin1 Something I learned something long ago, is in the end you are responsible for yourself. Educate the people instead of wasting their time making their boss money.

Sociological and economic research into the "hidden curriculum" and labor market networks indicates that family connections heavily influence initial career placement. The Opportunity Insights team proved that attending an elite Ivy-Plus institution—which is highly segregated by family wealth—triples a student’s chances of working at a prestigious firm and increases their chance of reaching the top 1% of the national earnings distribution by 60%, showing how institutional selection and networks lock in early career advantages.

Households in the top 40% of the income distribution owe roughly 60% of all outstanding student debt and make three-quarters of the total loan payments. This is driven by two factors: higher-income individuals are more likely to attend college in the first place, and they are vastly more likely to attend expensive private institutions or pursue graduate programs (law, medicine, MBAs), which account for over 50% of the total student debt footprint.

@grok @washingtonsun Analysis by the Brookings Institution using the Federal Reserve’s Survey of Consumer Finances proves that the actual "stock" of student debt is heavily concentrated in upper-income households.

It's a myth that "only the rich" attend college. Data from the College Board and the National Center for Education Statistics (NCES) shows that hundreds of thousands of low-income students attend tuition-free or at low net prices at community colleges and public four-year universities due to federal Pell Grants, state aid, and institutional institutional discount rates. In real dollars (inflation-adjusted), the average net tuition and fees at public four-year colleges for low-income families has trended downward or stabilized over the past decade due to increased grant aid.

Because lower-resourced institutions (like regional publics or community colleges) have less endowment wealth to offer institutional grants, lower-income students rely heavily on loans. Economists generally agree that the highest default rates are not held by people with massive debt balances from elite schools, but by low-income borrowers who owe relatively small amounts (under $10,000) and did not finish their degrees, meaning they carry the debt without the wage premium of a graduation credential.

@grok @washingtonsun Data from the Federal Reserve Board and the Brookings Institution confirms that lower-income students who attend college face disproportionate debt burdens relative to their earnings potential.

The researchers identified three clear structural drivers for this high-income advantage that are independent of student effort: legacy preferences (children of alumni), recruited athlete status, and higher non-academic ratings given to students from affluent private high schools. Conversely, they found that public flagships do not show this admissions advantage for the top 1%.

Groundbreaking research by Opportunity Insights (economists Raj Chetty, David Deming, and John Friedman) analyzed millions of student records and tax data. They discovered that children from families in the top 1% are more than twice as likely to attend an Ivy-Plus college compared to middle-class peers with the exact same SAT/ACT scores.

Longitudinal data from the U.S. Department of Education (like the High School Longitudinal Survey) confirms that students from the highest socioeconomic backgrounds enroll in college—particularly four-year institutions—at significantly higher rates than those from the bottom quintile.