Rob Moore @robprogressive

Instead of kicking your kids out at 18 or 21 Charge them £500 a month rent to live at home, then gift back the £72,000 as a deposit for their own house

Saving can actually make you broke  In 20 Years £50,000 in savings would DROP to £28,787  Inflation silently takes your money. ONLY investing makes you rich £50,000 in the stock market would be £233,047 £50,000 invested into Gold would be £547,000

If You Make 1Mil, here’s what’s left after tax by country (After income tax): UAE - 1M
Panama - 1M
Hong Kong - 840K
Singapore - 790K
Switzerland - 650K
USA - 620K
Australia - 560K
United Kingdom - 555K
Germany - 520K
France - 460K
Denmark - 441K

Food bills are going up another £220 this year £6 for a loaf of sourdough bread
£7 for a pack of butter
£8 for a pack of Salmon  £21 on just three items of food…
 To make a f*cking sandwich 

A £100 weekly food shop in 2020 will now cost almost £150

Digital ID & Central Bank Digital Currency = the end of financial freedom Imagine every pound tracked. Every spend monitored. Every account frozen at will That’s the future if you don’t do anything about it Cash & crypto is the ultimate hack against this You have been warned

The harder you work, the more you’re punished The richer you get, the less tax you legally pay The system is upside down It doesn’t reward value creation, it penalises it Do you understand?

10 Boring Businesses That Could Make You Serious Money Plumbing Services: £37K/month Electrical Contracting: £37K/month Car Washes: £17K/month Mobile Car Detailing: £17K/month Pressure Washing: £15K/month Lawn Care Services: £14.5K/month Gutter Cleaning: £11K/month Self-Storage Facilities: £8.5K/month Appliance Repair: £6K/month Window Cleaning: £5K/month

They say ‘money won’t solve all your problems’

Name one problem you have now that money won’t solve It can solve literally every one of your problems right now  Don’t believe me? Ask yourself this: 
Would one million right now make this problem harder or easier?

Thanks to UK prices the middle class has stopped buying anything 

They have a new spending habit: 
It’s called ‘don’t spend anything’  Want a new car? Clean the old one
Want a new house? Tidy the old one  
They have a new going out habit 
It’s called ‘Staying in’

The middle class didn’t get smarter with money, they have just become the new working class & can’t afford anything anymore

Wow Elon Musk Says He Will Give 1 of His SpaceX Shares to "Every Kid in America" Next Year Quick maths 72 million kids under 18 $146 per share (recent SPCX price) Total gift: $10.5 billion worth of stock

£100,000 is the new £20,000 In 1980, If your parents earned £20,000, you’d need to earn £100,000 now to afford the same lifestyle, not even a better one. £100 only buys 18.6% of what it could buy back in 1980 Another reason the U.K. is done

Most people waste £50k thinking they are ‘investing’ it. There’s two roads to go down when investing £50k. Road A: The Broke Way. Or Road B: The Rich Way. Road A. The Broke Way: Save £50k in a ‘high interest’ savings account. Less than 4% interest. Inflation eats away at your savings. More than 4% inflation. You ‘saved money’ like they told you to. And in 15 years, you have half. Road B. The Rich Way: Invest £50k into a property worth £250k. Earn on your money AND the bank’s money. Tenant pays your mortgage. Tenant pays you £3,000 a year in net income. Inflation helps pay your mortgage off. Inflation pushes your rent up. Inflation pushes the price of your property up. In 15 years, you have a £500k property. You’ve made £250k in growth. And £100k in rent. Same £50k. Different result. Savers are losers. Investors are winners.

If you want to build £100k in savings/liquid in 2026, it’s easier than you think 1. Earn an extra £100 per day for 1,000 days  2. Earn an extra £10,000 per year for 10 years.  3. Save £100 per day for 1,000 days.  5. Save £10,000 per year for 10 years. Simplicity & consistency over time is the key to building wealth for 2026/27

Banks charged over 12 billion in overdraft fees in 2025 Which means the banks took 12 billion from people who had no money This is how the banking system works, do you understand?

Your bank will never tell you this But a 30 year mortgage takes: 23 years with one extra overpayment a year 
16 years with two extra payments/year 
10 years with three extra payments/year  But warning: use the term ‘capital overpayment’ so they don’t use your overpayment to cover interest & fees too  You can literally shave two thirds off your mortgage with smart money moves

One of the biggest failures of the U.K. is the empty high streets & dying small businesses  Small businesses are over 55% of the TOTAL economy, yet we give huge multi-national companies benefits, reliefs & monopoly, but we don’t properly support our own, local small businesses  They get HIT with high business rates, high corp tax, high VAT, high national insurance, all before the founders can draw a penny of profit themselves So I urge you to support small businesses as much as you can  Pay cash, buy small/local, and share positive experience on your social media  if every adult, everyone one of us in the U.K. just spent £20 a week in local shops & small businesses, instead of massive online global corps not paying much U.K. tax, that would generate, get this:  £54 billion a year! All redirecting back into our local towns & communities, small businesses & U.K. families Employment would rise. High streets would fill. The mood and energy of the place would lift Surely we can all make this small pledge, & do what the U.K. government are not & support our own Cash. Local. Small. British. Do you agree?

How to build a 6-figure side business in the easiest way possible 1. Pick one skill you already use at work 2. Start age irrelevant 3. Offer it directly to small business owners on LinkedIn 4. Charge £50/hr and work 10 hours a week 5. You’ll add £26,000+ a year to your income You don’t need a website & it takes 1 hour a day If you want to go quicker, productise your service

Saving money in a bank account makes you poorer Not only does standard interest fail to keep up with real inflation But banks use your deposits to lend out at 5x the rate they pay you Making your cash lose purchasing power every single year They reward passive savers with real losses & profit off your loyalty

Not only do higher incomes push you into higher tax brackets But every pay rise naturally triggers lifestyle inflation Making it harder to build actual wealth despite earning 6 figures They keep you on the treadmill & make spending look like success Do you understand?

Why you get penalised for paying off your mortgage  Not only do you get early interest penalties for paying your mortgage off ‘early’ But when you pay off your mortgage your credit rating can drop significantly  Making is harder to borrow more money despite paying back money They penalise good money management & want you in debt for life