SJ Collections @SJ_Collections

A wide range of organisations have called for the government to reverse proposed cuts in benefits amid fears they'll make it harder for many renters to afford their rent. If this is likely to affect your tenants call me to discuss how to approach it debt-collections.co.uk

The furlough scheme has been a lifeline for employees & companies during the pandemic & there are calls for it to be retained to cover short-time working in crises. Would this benefit you, either directly or through your debtors? Call me to find out more debt-collections.co.uk

The Centre for Social Justice has proposed a new enforcement oversight organisation, the Enforcement Conduct Authority, to ensure enforcement agencies can concentrate on pursuing wilful debtors rather than those in difficulties. Call me to find out more debt-collections.co.uk

A recent survey has found that 14% of adults have paid off debts totalling £14.1 bn in the last six months, with 7% also overpaying their mortgages, suggesting an improvement in the financial climate. Call me if you're owed overdue debts. debt-collections.co.uk

Recent research suggests more than a 25% of households are just a rise of £10 pm in energy bills from going into debt. Could this affect payments coming in from your customers? Give me a call to sort out how to work with them for best results for everyone debt-collections.co.uk

Residential landlords have had a hard time recently, so it's a welcome boost that recent research shows the lowest level of tenants in arrears for 10 years. This may be linked to landlords working with tenants to solve issues. Call me to find out more debt-collections.co.uk

You don't normally expect to see bailiffs & debt advice charities collaborating, but the CSJ has brought them together to fight a rising level of bad debt. If you want to help your bad debtors pay instead of going to court, ring me for a chat debt-collections.co.uk

Support measures have prevented the feared surge in unsecured loan arrears but a surge in applications for payment holidays suggests 10% are worried about repayments. Call me if you're concerned about how this might affect your business. debt-collections.co.uk

The ban on eviction for rent arrears ended on 31st May, & the figures for June leapt massively, although still well down on 2019. If you have tenants struggling, is it more cost-effective to go for eviction or help them find a payment plan? Give me a call debt-collections.co.uk

The furlough scheme's already winding down & will finish at the end of September. You need to plan now whether you need to make redundancies or better still improve your cashflow so you don't need to. Call me if you're having problems with unpaid invoices debt-collections.co.uk

A banned company director has just been sentenced for "phoenixing" his liquidated company by putting it in his wife's name. If you're thinking of trying to get around insolvency rules, think again. If you're not sure, I can put you in touch with an expert debt-collections.co.uk

A recent study shows that more than half of SMEs have reached or exceeded their pre-pandemic turnover levels. The biggest issue, however, remains cashflow, with late payments a major cause. Give me a call to discuss how to ensure you get what you're owed debt-collections.co.uk

The FCA has taken action against several "debt packager firms" who offer substandard advice and assistance. Whether you're dealing with debt or trying to recover it, deal with reputable, professional firms. Give me a ring to discuss how I can help you debt-collections.co.uk

Many letting agencies are struggling to implement their statutory anti-money-laundering obligations so the government is simplifying the system. Call me if you're having problems meeting these requirements for your properties & I'll help you find solutions debt-collections.co.uk

The Bank of England has revealed small business debt increased by 25% last year & that can have a knock-on effect for the businesses they owe money to. Give me a ring to discuss effective ways of getting paid as much as possible of the money you're owed debt-collections.co.uk

Worrying trend - around 13% of single-parent households saw their personal debt increase in lockdown & it'll take time to recover. If your customers or tenants are affected, ring me to discuss how to deal sensitively with these debts so everyone gains debt-collections.co.uk

Inspections on your rental properties are a normal part of any tenancy but they have to be conducted properly. Did you know if the tenant refuses you entry you can't do anything about it except not renew the tenancy? Ring me for a chat about inspections debt-collections.co.uk

When it was announced the ban on winding-up petitions will be lifted in September, some people foresaw a torrent of petitions. It seems, though, that HMRC will be taking a light approach to debts. Whether you owe money or are owed to, ring me for a chat debt-collections.co.uk

Buy-to-let properties can be a great investment but if your circumstances don't suit this model you could be tying your money up unnecessarily. There's a whole range of factors to consider so give me a call for a chat if you're unsure whether it suits you debt-collections.co.uk

If you took out a government bounce-back loan, it may have helped your business survive through the lockdown, but perhaps repayments aren't as easy as they might have seemed — especially if you're owed money. Call me if you need help. debt-collections.co.uk