Sam | AI, Money & Power @SamTalksAI
I work in financial market regulation. I break down what AI changes in finance, geopolitics and tech. The US-China race feels like the nuclear arms race. samtalksai.github.io/Penny-wise/ Joined March 2014-
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@itslloyd_dad Thanks! Same here. Which lesson do you think your kids would need first?
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I described an app idea to Grok Bot, an AI agent, and it built a working website for kids without me writing a single line of code. Most of us learned how money works the hard way, as adults. So the app is Penny Wise, a free website that teaches kids aged 10 to 13 the basics in five short lessons: needs vs wants, saving, budgeting, compound interest and spotting scams. The AI did the building, and I made the decisions. No ads and no tracking. What money lesson do you wish someone had taught you at 12?
@RRyanMalk @grok Switzerland is good at things other than chocolate. 😆
@saylor Fair point on the protocol. But most people don't hold Bitcoin on the protocol, they hold it through apps and exchanges. That's where AI attacks will land. 😉
@RRyanMalk Exactly, and it could work the same way for jobs. When AI can do the task, the human part becomes what people pay extra for...
Yesterday Grok Bot built me an app. Today I had some fun with it: I described a scene, and it made this film. No camera, no crew, no editing. It might also be a glimpse of the future. With augmented reality, we could change our surroundings and even the weather we see in a split second. If any view is one click away, will we still travel to see the real thing?
@alllius Yes, that's the real test. Next step is feedback from kids and teachers, and the v2 will build on it👍
@RRyanMalk Finance tried self-regulation once. It held until the money got too big. And even if redistribution comes, the wealth arrives at the top in years while redistribution takes decades of politics. Who carries people in between?
@Olking07 True. And that might be the twist: the more we can fake, the more the real thing becomes a luxury. Fresh air could end up as a premium product...
@Olking07 In a digitalized economy is it possible?
@elonmusk @bot Yep it rocks. I'm building useful stuffs everyday. Fo exemple this free website that teachers kids aged 10 to 13 how money works. samtalksai.github.io/Penny-wise/
@catmanyau Thanks. It's for kids, so no ads and no tracking was the first decision. The hardest lesson was compound interest, so the app shows it growing year by year.
@colleeno711 Thank you, Colleen. I'd love to hear how your students react if you try it in class: samtalksai.github.io/Penny-wise. What money questions do they ask you most often?
@KITP_UCSB An AI wrote a 1,147-page proof, and top physicists now have to check it. What happens when AI produces proofs faster than experts can check them? Oh wait...
@CaitlinLong_ Funny that the dial-up generation ended up building digital money. 😅
@XCreators Smart move, crediting the original author. But if I reshare a photo that was already reshared, who earns: the original creator, the person I got it from, or both?
@RoundtableSpace When the simulation is as real as reality, is it still a simulation?
@karlmehta 40% off isn't a sale, it's strategy. In the race with China, AI is becoming national infrastructure, like energy or defense. Right?
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