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Don't make the mistake of skipping Medicare Part B or D when you turn 65. Learn how to avoid lifelong penalties and ensure you're covered when you need it most. Talk to a broker and find a plan that fits your needs! #Medicare #MedicarePartB
Medicare beneficiaries typically face a 20% cost share. Supplement plans and advantage plans are two options to manage this expense. Supplement plans involve monthly payments, while advantage plans offer a different approach. #Medicare #healthinsurance
Choosing the right health coverage involves considering personal needs, budget, and travel habits. Local emergency coverage might suffice for some, but various factors require careful evaluation. #healthcoverage #insurance
Can Medicare pay for groceries? Straight Medicare doesn't, but Medicare Advantage plans may offer grocery benefits, especially for those with chronic conditions. Learn more about healthy food benefits and eligibility. #MedicareAdvantage #GroceryBenefits
Don't toss that annual notice of change! Plans can drop coverage or change benefits, leaving people without the coverage they expect. Read it carefully to see what's changing for the coming year. #Medicare #OpenEnrollment
Annual enrollment is coming up, and it's time to review your Medicare plan. Changes are happening, and supplement plans aren't always the best option. If life has changed, a review is crucial. Don't wait, take action! #Medicare #Enrollment
Advantage plans use networks. If a specific doctor is preferred, it's crucial to check which plan covers that doctor. If not in the network, that plan won't be shown. #MedicareAdvantage #HealthcareNetworks #Medicare #VossSperos #SparkAdvisors #shcsaz #SperosFinancial
Big changes are coming to Medicare! Plans are dropping and benefits are changing, so it's crucial to review the annual notice of change and speak with a broker to ensure continued coverage. Don't risk losing your insurance! #Medicare #Insurance
Big changes are coming to Medicare plans! Many plans have increased costs, increased benefits, benefits dropping off, and plans being canceled entirely. Time to review your options and make sure #Medicare #VossSperos #SparkAdvisors #shcsaz #SperosFinancial #OpenEnrollment
Navigating Medicare? Supplement plans offer flexibility with any doctor accepting Medicare, while Advantage plans provide network options with copays. Consider costs, coverage, and doctor preferences to choose the best fit. #Medicare #HealthInsurance
To avoid Medicare scams, ask for the caller's full name and national producer number. By law, they must provide it. Most scammers will hang up rather than give this info. Never give out your Medicare number unless you initiated the call or are work. #MedicareScams #SeniorHealth
Navigating Medicare's HMO and PPO plans can be tricky. PPO plans offer flexibility with in-network and out-of-network options, while HMO plans require staying within the network. Knowing. #Medicare #PPO #HMO #Medicare #VossSperos #SparkAdvisors #shcsaz #SperosFinancial
Many healthcare plans now offer transportation benefits, but options vary. Some provide a limited number of one-way trips, while others offer unlimited transportation for specific needs like dialysis or VA clinic visits. It's a key benefit to consider. #healthcare #transportation
Discover the facts about in-home healthcare benefits with Medicare. Original Medicare offers home health and therapy, but not non-medical in-home care. Some Medicare Advantage plans in Arizona provide limited in-home services. #MedicareAdvantage #InHomeCare
Navigating Medicare? Supplements vs. Advantage plans depend on individual needs. Supplements offer no co-pays but have monthly premiums. Advantage plans have co-pays with #Medicare #OpenEnrollment

Gina Thomas @Gina52231
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Paula @hnemom2
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