Start Smart Financial Academy @StartSmartFin
We help families raise money-smart kids through fun, practical lessons that grow with them — from piggy banks to portfolios. startsmartaj.substack.com Joined September 2025-
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If you could teach your kids just one lesson about money, what would it be? That’s the question I’ve been wrestling with and it’s the heart of Monday’s article.
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Reading opens minds. Writing gives voice. Financial literacy unlocks freedom. All three should be at the foundation of a child’s education. Yet only two are taught in school. The third, money, belongs at home where lessons are lived, practiced, and passed down.
First it’s the student loans: $1.7 trillion nationwide. Then it’s the credit cards: $6,000 per household. Then it’s a crisis: 40% of Americans can’t cover a $400 emergency. How different would those numbers look if we actually taught kids about money?
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