Vector Expense @Vector_Expense

Smart expense intelligence for credit card you carry 💳 Joined March 2026

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Vector Expense @Vector_Expense

7 months ago

3 credit card myths costing you points: 1. "Carrying a small balance builds credit" No. It just costs you interest 2. "I paid it off, so utilisation is zero" Depends when your bank reports 3. "Overall utilisation is fine" Per-card matters too vectorexpense.com/blog/what-is-c…

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