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WINCincy @WINCincyCDC

Empower people to make informed choices for themselves and their neighborhoods through community building, home ownership, and economic learning. wincincy.org Cincinnati, OH Joined October 2016
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WINCincy @WINCincyCDC

19 hours ago

If you're shopping for a loan, knowing your debt-to-income ratio is a must. Lenders use DTI to determine your ability to pay back the money you plan to borrow. Add up all your monthly debt payments and divide by your monthly gross income to find your debt-to-income ratio.

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WINCincy @WINCincyCDC

2 days ago

What is APR? APR (Annual Percentage Rate) is the interest rate plus any additional fees on a loan, calculated as a percentage. When shopping for loans, APR will give you a better comparison than just interest rates because the fees charged will vary among lenders.

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WINCincy @WINCincyCDC

3 days ago

April is Fair Housing Month! The Fair Housing Act, passed into law in 1968, prohibits discrimination in housing because of race, color, national origin, religion, sex, disability, and familial status. If you think you've experienced housing discrimination, report it right away!

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WINCincy @WINCincyCDC

a week ago

Your credit limit is the maximum amount of money you can spend on a credit card. It's determined by looking at your credit history, income, and balances on other cards. Generally, credit limits start low and increase as you prove yourself responsible enough for a higher limit.

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WINCincy @WINCincyCDC

a week ago

Another debt reduction strategy is called the debt snowball method. In this method, you pay off the smallest balance first. By getting some wins under your belt quickly, you may be more motivated to finish paying off the debt.

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WINCincy @WINCincyCDC

a week ago

#NationalVolunteerWeek starts today! In 2023, 260 volunteers committed over 3,200 hours at WIN. From Produce Pop-Ups and youth holiday events at WIN to green infrastructure projects and clean up days in the Beekman Corridor, these volunteers did it all. Thank you for your work!

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WINCincy @WINCincyCDC

a week ago

#WINTip: Raise your credit score. A higher credit score gives you more freedom and opportunities. People with higher scores can qualify for lower interest rates, are more likely to be approved to rent, and find it easier to set up utility services. #PersonalFinance #Credit #WIN

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WINCincy @WINCincyCDC

2 weeks ago

When you put money in a savings account, you are essentially lending it to the bank. That's why they pay you interest on the balance. #Banking #Interest #CompoundOrSimple #PersonalFinance #FinancialLiteracy

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WINCincy @WINCincyCDC

2 weeks ago

It's helpful to have a strategy when paying off debt. One #DebtReduction plan is known as the #DebtAvalanche method. In this method, you pay off the debt with the highest interest rate first, saving you money because you pay less in interest over the long haul.

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WINCincy @WINCincyCDC

2 weeks ago

Back in February, we were able to cross a demolition project off our wish list thanks to a generous Sharonville company. Want to read more about the demo and the history of WIN's campus? Check out wincincy.org/additional-gre…

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WINCincy @WINCincyCDC

2 weeks ago

Analyze your spending to understand your habits and how to make realistic changes for the future. Track your spending by looking at bank statements, collecting receipts, or keeping your own record of transactions. #PersonalFinance #Budgeting #FinancialLiteracy #WIN

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WINCincy @WINCincyCDC

3 weeks ago

Saturday, April 20th at Lick Run Greenway, come out to the Beekman Community Market! From 3-5PM, you can shop local businesses, watch cooking demos, and learn how to garden. #BeekmanCommunityMarket #LocalBusinesses #entrepreneurs #BeekmanCorridor #SouthFairmount

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WINCincy @WINCincyCDC

3 weeks ago

Buying stocks is like buying a fraction of a company. If the value of the company goes up, you can sell your stocks for a profit. If the value goes down, you may have to sell your stocks at a loss. ALL investments have risk. Evaluate the risk before making investment decisions.

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WINCincy @WINCincyCDC

3 weeks ago

WIN provided free one-on-one #HousingCounseling to 241 clients in 2023. By supporting our #WINsDayWednesday campaign, you can create more successful #Homeowners like Tamisha Gibson. Our goal is to raise $4,500 for 45 years of WIN. Donate today by visiting bit.ly/WINsDay

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