Ali Roth, CFA, CFP ® @_Ali_Roth

Joined January 2012

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Ali Roth, CFA, CFP ® @_Ali_Roth

3 years ago

Saving for retirement is good… but don’t make the mistake of funneling all your savings towards it. It’s not easy to tap penalty free if you need it. It’s a balancing act - saving for your future self vs taking care of yourself now.

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Ali Roth, CFA, CFP ® @_Ali_Roth

3 years ago

What’re you doing on the last business day of the year?? ❌529 contributions? ❌Charitable donations? ❌Roth conversions? ❌Tax loss harvesting? ✅ Chillin cause you planned ahead and did it throughout the year 😉

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Ali Roth, CFA, CFP ® @_Ali_Roth

3 years ago

Cringe when I hear advice some get by their investment advisors Advice given without sufficient understanding of their cash flow, financial, or family situation Might make sense in a bubble, but not in THEIR life

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Ali Roth, CFA, CFP ® @_Ali_Roth

3 years ago

I wonder how much bad investment advice I’ll hear being shared by non financial people over the holidays😬

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Ali Roth, CFA, CFP ® @_Ali_Roth

3 years ago

How’re you allocating cash? For many it’s bonus and pay raise season… and it’s important to have a plan. A savings plan. I’ll tell ya, it is a lot less stressful and overwhelming. #cashflowplanning#financialplanning#savingsplan

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Ali Roth, CFA, CFP ® @_Ali_Roth

3 years ago

I’m sure there is some reason behind the origination of it, but why does supplemental income have its own tax withholding rates?? Bonuses, commissions, RSUs, NSO exercises - just withhold taxes from it like regular salary. Seems like it would make peoples lives simpler.

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Ali Roth, CFA, CFP ® @_Ali_Roth

3 years ago

If you receive RSUs as part of your equity comp see that is an immediate 🚩 to check in on your tax situation Most companies only withhold 22% for federal taxes when they vest & usually your actual tax bracket is higher than that, leaving you under withheld #equitycomp #RSUs

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Ali Roth, CFA, CFP ® @_Ali_Roth

3 years ago

If you’re planning to, or in the midst of switching jobs It’s the prime time to negotiate your comp, especially the equity It’s usually muuuch harder to move the needle too much once you’re already hired ➡️ Do the research ➡️ Use your leverage ➡️ And just ask #equitycomp