It's Simple Finance @_itssimple

Negative gearing is a strategy used by investors where the property investment cost outweighs its income. Find out if negative gearing is worth it. itssimple.com.au/negative-geari…

As the Reserve Bank of Australia is set to meet again next week to decide the official cash rate, we break down what the RBA does and how it affects interest rates. itssimple.com.au/rba-cash-rate/

Finding a home is as important as knowing the different types of home loans. Here, we guide you through the 13 types of mortgages you can choose from. itssimple.com.au/types-of-mortg…

With interest rates on the rise in Australia, is home loan refinancing a good idea? Here, we explain what refinancing is, how it works and its pros and cons to help you decide. itssimple.com.au/what-is-home-l…

A home equity loan lets you borrow against your equity. Find out what home equity is and how a home equity loan can help you unlock new opportunities. itssimple.com.au/home-equity-lo…

High inflation, consecutive rate hikes and housing downturn impact Australian suburbs as they drop below $1 million while combined capital cities hold the busiest auction week since mid-June, CoreLogic reveals. itssimple.com.au/market-review-…

In a tough market, saving for a deposit is a barrier to homeownership. Fortunately, there are low deposit home loans available that can give you a leg up the property ladder. youtube.com/watch?v=cR0Mqw…

Are you a doctor, nurse or an allied health professional looking for a home loan? Medico loans have exclusive benefits, such as low rates and deposits and waived lenders' mortgage insurance (LMI). itssimple.com.au/medical-profes…

CoreLogic reveals that house values in 22 regions plunged three months to October. Meanwhile, auction activities bounced back for the second week as combined capitals hosted the busiest auction week since late June with 2,266 auctions. itssimple.com.au/market-review-…

Christmas is just around the corner and so are the tempting buy now, pay later deals. To help you avoid putting your credit at risk, Joe talks about the impact of BNPL services on your borrowing capacity and credit score. theaustralian.com.au/news/latest-ne…

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Looking for a savings option with a bit more return? Term deposits can give you confidence by knowing how much your money will earn. To help you weigh your options, Joe shares how term deposits work and some of their pros and cons.

First home buyers in NSW can now choose between paying an annual property tax and stamp duty under the First Home Buyer Choice. What do you think of the changes? Which one would you choose? You can always reach out to It’s Simple itssimple.com.au

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How to purchase your home using your superannuation? With the First Home Super Saver (FHSS) scheme, you can now save money for your first home inside your super fund. Keen to learn more about the FHSS scheme and your options? itssimple.com.au/book-consultat…

Australia’s property market continues to feel the heat from the RBA's seven consecutive rate hikes as national home values have fallen by -4.1% in the three months to October 2022. Read the full property market review: itssimple.com.au/market-review-… #realestate #housing #propertymarket

Purchasing with less than a 20% deposit? Do you have enough savings to show to the banks? Genuine savings refer to funds that a home loan applicant has saved (usually at least 3 months). #homeloans #mortgage

Based on CoreLogic's recent data, Australia’s preliminary clearance rate bounces back to its strongest record since late May with 63.7%, but the combined auction rates fall by -2.0%. itssimple.com.au/market-review-…

Can you get a home loan without a deposit? Our managing director, Joe, was featured in news.com.au to talk about the risks of no-deposit loans and how the First Home Guarantee and Family Home Guarantee work. Read the full article here: news.com.au/compare/money/…

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How much can a medical professional borrow for a home loan? Great news because St. George expanded its medico loans to allow nurses, midwives, chiropractors, physiotherapists and more to borrow up to 90% and receive the same benefits as other medical specialists.

Higher interest rates bite households as Australia’s preliminary clearance rate fell below 60% while property prices declined by -1.2% in October. itssimple.com.au/market-review-… #propertymarket #realestate

BREAKING NEWS: The Reserve Bank of Australia has raised the official cash rate by 25 basis points to 2.85%. Find out how this rate hike impacts you and what you can do about it: itssimple.com.au/rba-increases-… #RBA