Ashok Mamkottil @ashokmamkottil
Scotiabank Mortgage advisor hfa.scotiabank.com/AMamkottil Mississauga, Ontario Joined November 2010-
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Daniel Kahneman, the Princeton University psychology professor whose work laid the foundations for the field of behavioral economics, died on Wednesday. He was 90. wsj.com/finance/invest… via @WSJ
Switzerland became the first advanced economy to cut rates since inflation began to ease from a postpandemic surge wsj.com/economy/centra… via @WSJ
2024 is the year of the rate cut pivot — here's when the world's central banks will budge cnb.cx/3VeIIlU
Brisk inflation and hiring data haven’t altered the Fed’s expectation that it will be appropriate to cut rates later this year, Fed Chair Powell says wsj.com/economy/centra… via @WSJ
Reach out to me to review your mortgage scenario!
Reach out to me to review your mortgage scenario!
"Who knows you is more important than who you know. Build a brand." -@JamesClear
Inflation likely continues to cool, but lots of Americans are still experiencing sticker shock wsj.com/economy/consum… via @WSJ
Housing supply gap worse than first thought: 5 million extra homes needed by 2030, CIBC says - canadianmortgagetrends.com/2024/02/housin… via @https://twitter.com/cdnmortgagenews
Everyone deserves to feel welcome in the world of hockey and cheer on their favourite team. That’s why we created the First Game Program offering newcomers to Canada a unique opportunity to experience their first NHL game. Watch Laura Pinilla experience her first NHL game.
Big banks slash mortgage rates this week to reflect lower bond yields in Canada - canadianmortgagetrends.com/2024/01/big-ba… via @https://twitter.com/cdnmortgagenews
Considering a First Home Savings Account (FHSA)? Make sure you know the contribution limits. Eligible individuals can contribute a max of $8,000 each year, to a lifetime max of $40,000. Click to learn more.
There are no sure things in markets, but many investors believe high-quality U.S. bonds are currently pretty close wsj.com/finance/invest… via @WSJ
Happy New Year 2024! 🎊 Wishing you a year ahead filled with prosperity, peace, and abundant growth. 🌟 As we step into this new chapter, I want to express my heartfelt gratitude to all my partners and clients. Let's make 2024 a year to remember! ✨ #HappyNewYear #Gratitude
Happy New Year 2024! 🎊 Wishing you a year ahead filled with prosperity, peace, and abundant growth. 🌟 As we step into this new chapter, I want to express my heartfelt gratitude to all my partners and clients. Let's make 2024 a year to remember! ✨ #HappyNewYear #Gratitude
“If the economy and inflation continue to moderate, we expect an interest cut next summer,” said our Chief Economist JF Perrault. 1/9
Holiday spending season is just about here. 💳❄️ So this week on the podcast, we're taking another look at that most mysterious of numbers: the credit score. 👇🎧
The Fed doesn’t deserve a lot of credit for the decline in inflation, @jmackin2 writes wsj.com/economy/centra… via @WSJ
CRA announces last-minute extension of underused housing tax deadline to April 30 /via @globeandmail theglobeandmail.com/investing/pers…
Could the Bank of Canada raise interest rates again in 2023? mpamag.com/ca/mortgage-in…
Currently reading: bankofcanada.ca/2023/10/fad-pr… Bank of Canada maintains policy rate, continues quantitative tightening
Reach out to me about the new Scotiabank Mortgage+ program!
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@ManyBeenRinsed Step 1: go to another lender. Step 2: stay in the rental and Airbnb the house until rates come down so that they can cover the payments. Step 3: refinance the house to absorb the high interest top up loan as soon as is possible to do so Step 4: retire happy in 25 years
@ronmortgageguy Do you think there's a way out of this, it really seems like a catch 22? Enjoying the podcast alot as well very informative!
From coast to coast to coast, we proudly celebrate the strength and diversity of cultures across Canada’s many landscapes. Happy Canada Day! ----- D’un océan à l’autre, nous célébrons fièrement la richesse et la diversité de culture de notre pays. Bonne fête du Canada!
The grade 8s have boarded the bus and we’re headed back to school. Thank you @campmuskoka for a great time!
Day 2 highlights of the grade 8 trip to @campmuskoka
The gr 8s have arrived and have settled in to @campmuskoka We are looking forward to a fun 3 days!
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Angry Mortgage Podcast is FINALLY Live It's taken nearly as long as an elephant pregnancy but it's finally on YouTube Just Search for "Angry Mortgage Podcast" YouTube We'll have Apple and Spotify up soon I promise I will get better at it, swear louder, and be ANGRIER!!
Want to go behind the headlines on the latest interest rate announcement? We have it covered in our new episode👇
Wondering how to choose between a Guaranteed Investment Certificate (GIC) and High-Interest Savings Account (HISA)? Both can be advantageous depending on your financial situation and goals. Learn more here and see a Scotia advisor for your questions:
@ronmortgageguy Tiff playing baseball as young child
Are We Headed For An Even Bigger Eff Up In The Ontario Housing Market? Because new home developments are being paused and canceled and Financing for Small Developers is damn near frozen In Ontario we've had 5 Billionaire Families at the apex of Home Building for 25 years 2/
@ronmortgageguy Best thing about pets is they love you even when nobody else does. (including your family)
Our Cat Passed Away Today She was a very fine cat Gentle, very affectionate, dignified and never aggressive towards anyone, bit timid actually She was 20 years old, which is VERY old for a little 10 lb cat
HEY! If You Have Fixed Rate Applications In At Any Bank Or Lender CALL NOW And Confirm You're Getting The Rate You Were Quoted All fixed rates go up 10 to 20 BPS next week If you don't have a rate commitment in hand today, call and make sure you get your rate before it jumps
Mortgage lenders can't discriminate on the basis of age. But they can look at age-related factors, like the source of a borrower’s income, and the likelihood that it will continue. wsj.com/articles/mortg… via @WSJ
Bank Regulator Decides NOW Is The Time to Tighten Rules Umm..... A couple of hours late? Once again, you can't make this shit up Peter Routledge the Superintendent of OSFI, the Canadian Bank Regulator says now is the time for a close look at mortgage lending Sigh..... 2/
Hey OSFI If You're Going To Tighten Mortgage Lending Rules It's Time To Fix Mortgage Income Document Fraud NOW Seriously @OSFICanada and @OSFIBSIF_leader while you are consulting with the Big Banks and preparing to tighten Mortgage Underwriting Rules in the Summer or Fall 2/
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