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Sources: CSBS announcement (Sept 16): csbs.org/newsroom/csbs-… CSBS AI Supervisory Framework hub: csbs.org/csbs-artificia… Ncontracts Oct 2026 Regulatory Update (Oct 13): ncontracts.com/nsight-blog/oc… Auditrol Institute (Chris Nobili): auditrol.com/auditrol-insti…
Ncontracts (Oct 13) flags the CSBS AI Supervisory Framework for state examiners: inventory every AI use (incl. shadow AI and vendors), who owns risk, who approves use cases, how you report. Exam ready starts with an inventory. #AIGovernance
Sources: Amex / Business Wire (Oct 13): businesswire.com/news/home/2026… TechCrunch (Sarah Perez, Oct 13): techcrunch.com/2026/10/13/ame… Amex ACE / Agentic Commerce: americanexpress.com/en-us/company/… Auditrol Institute (Chris Nobili): auditrol.com/auditrol-insti…
Amex (Oct 13): Intent Intelligence captures and authenticates purchase intent before an AI agent pays. Intent ID + Proof of Intent Token scopes the credential. Agent buys Adidas when you asked for Nike? Amex can block it. Prove intent before the agent acts. #AIGovernance
Sources: CNBC (Hugh Son, Oct 13): cnbc.com/2026/10/13/jpm… Banking Dive (Oct 13): bankingdive.com/news/jpmorgan-… Auditrol Institute (Chris Nobili): auditrol.com/auditrol-insti…
JPMorgan will not let outside AI agents operate on customer accounts. Dimon (Q3 call): too risky for clients and the bank; rogue agents could number in the thousands. Authority limits before agent access. #AIGovernance
Sources: OCC Bulletin 2026-46: occ.gov/news-issuances… FDIC proposed guidance PDF: fdic.gov/proposed-third… America's Credit Unions summary (Oct 6): americascreditunions.org/blogs/complian… Auditrol Institute (Chris Nobili): auditrol.com/auditrol-insti…
OCC, Fed, FDIC, and NCUA proposed revised third-party risk guidance. Four blocks: identify and assess risk, oversee in proportion, accept residual risk, govern. Comments due Nov 16. For community banks and CUs, most AI arrives as a vendor. #AIGovernance
Sources: Sierra announcement (Oct 6): sierra.ai/blog/introduci… Personal Agent Protocol overview (draft 0.1, updated Oct 9): personalagentprotocol.org/docs/overview Auditrol Institute (Chris Nobili): auditrol.com/auditrol-insti…
Meta and Sierra (Oct 6): Personal Agent Protocol, an open standard for how personal AI agents authenticate and act with businesses. Draft 0.1 updated Oct 9. Built on OAuth. Brands set what agents can do; users set access. Agent identity is becoming infrastructure. #AIGovernance
Sources: MAS speech (Chia Der Jiun, Oct 9): mas.gov.sg/news/speeches/… MAS SAFR publication: mas.gov.sg/publications/m… Auditrol Institute (Chris Nobili), AI Governance Starts Beneath the AI: auditrol.com/auditrol-insti…
MAS (Oct 9): updated Safeguards for Agentic Finance at Runtime (SAFR) v1.1. Before an AI agent pays or trades: verify identity and authority, check the action against the user's mandate, keep an audit trail. Runtime control beats policy alone. #AIGovernance
AI Governance: Cost play or revenue play? "Even if you keep your headcount the same, you're able to get much, much better results." @chrisnobili believes offloading low-judgment work to AI cuts costs and drives revenue. na2.hubs.ly/H08fyW-0 #AIGovernance
Check out my latest article: Samsung Just Put the Payment Layer in 82 Million Pocket linkedin.com/pulse/samsung-… via @LinkedIn
Sources: American Banker, Who should drive a bank's AI adoption (Oct 7): americanbanker.com/news/who-shoul… Governing the Machine (Chris Nobili and Ashwin Nayak): na2.hubs.ly/H07yNG90 Auditrol Institute (Chris Nobili): auditrol.com/auditrol-insti…
American Banker (Oct 7): only 28% of executives in an IBM Institute for Business Value study report a joint AI roadmap with IT. 73% struggle to coordinate across the C-suite. If business and tech do not co-own the outcome, nobody owns the control. #AIGovernance
Sources: Liberty Street Economics (Oct 8): libertystreeteconomics.newyorkfed.org/2026/10/ai-ado… 2025 Small Business Credit Survey: fedsmallbusiness.org Auditrol Institute (Chris Nobili), AI Governance Starts Beneath the AI: auditrol.com/auditrol-insti…
NY Fed (Oct 8): in the 2025 Small Business Credit Survey, 46% of employer firms already use AI; another 15% plan to. AI users are more optimistic on next-year employment and revenue, even after firm and owner controls. Optimism is not proof. #AIGovernance
Sources: NY Fed Governance & Culture Reform Conference (Oct 6): newyorkfed.org/newsevents/eve… American Banker on the conference research: americanbanker.com/news/bank-lead… Auditrol Institute (Chris Nobili), AI Governance Starts Beneath the AI: auditrol.com/auditrol-insti…
At the NY Fed's culture conference (Oct 6), researchers warned of "cognitive surrender": people take AI answers ~80% of the time, and feel more confident even when the model is wrong. Banks need check and challenge, not cheerleading. #AIGovernance
Webb @Webb600037
0 Followers 170 Following
Hara @Hara955573
0 Followers 144 Following
Dima @Dima41149
0 Followers 195 Following
Paris @Paris4922331407
0 Followers 156 Following
Alcyoneus @Alcyone39054126
0 Followers 193 Following
Nardoo @Nardoo14742741
1 Followers 173 Following
Esmerelda @Esmerel11361003
2 Followers 182 Following
Venia LLC @veniallc
7 Followers 162 Following Venia ledger gives human-derived clearance to autonomous machinery at security checkpoints. https://t.co/Yjrgnd1i2Y
Robert Blank @blanknectar
83 Followers 270 Following VP R&D @ Lucid Bots · Drones & robots that ship · AI + autonomy in the field · Charlotte
Oakley @Oakleyhro
9 Followers 606 Following
Emma quiet glow @Fabulous2763
10 Followers 928 Following soft like morning dew, loud like my playlists 🌿 follow back
Star One Credit Union @StarOneCU
160 Followers 43 Following Star One is one of Silicon Valley’s largest member-owned financial institutions.
Patelco Credit Union @PatelcoPays
3K Followers 2K Following Patelco is a not-for-profit credit union. For account or transaction related inquiries please call 800.358.8228. Insured by NCUA. Equal Housing Opportunity. 🏡
MIDFLORIDA Credit Uni... @MIDFLORIDA
1K Followers 359 Following Come see why we are Florida’s community credit union! Insured by NCUA. Equal Housing Opportunity.
Desert Financial @DesertFinancial
3K Followers 2K Following 🌵 Arizona local 💬 Real talk about money & life ✨ More joy, less stress Federally insured by NCUA | Equal Housing Opportunity
Teachers FCU @teachersfcu
3K Followers 1K Following We are here to help you build a strong financial foundation today for a better tomorrow.
PoliceandFireFCU @policefirefcu
4 Followers 0 Following
Redwood Credit Union @RedwoodCU
9K Followers 3K Following We love to help you succeed. Trusted local financial services for individuals and businesses in the North Bay & SF. Insured by NCUA. Equal Opportunity Lender.
ESL FCU @ESLFCU
7K Followers 656 Following ESL Federal Credit Union: Serving people and businesses connected to #ROC and the surrounding communities. Federally insured by @TheNCUA. Equal Housing Lender.
GreenState Credit Uni... @GreenStateCU
734 Followers 152 Following
Global Credit Union @global_cu
2K Followers 734 Following At Global Credit Union, we put people over profits to serve members with reduced loan rates, lower fees, & higher dividends. Insured by NCUA
VyStar Credit Union @OfficialVyStar
12K Followers 900 Following At VyStar Credit Union we lead by example and show compassion and goodwill in everything we do. Need assistance? Contact us at https://t.co/3nKRsRfmuV
Security Service Fede... @SSFCU
2K Followers 331 Following Agents are available M-F, 7a-10p and Sat, 9a-6p. Access your account 24/7 at https://t.co/JsXlPz4wZq, by calling 1-800-527-7328, or with the mobile app.
ICCU @Idaho_Central
3K Followers 910 Following We are a member-owned, full-service financial institution. Helping members achieve financial success! Insured by the NCUA and an Equal Housing Lender.
LMCU @LMCU
9K Followers 1K Following You'll LOVE banking here. Federally insured by NCUA. Equal Housing Lender. NMLS #442967
RBFCU @rbfcu
5K Followers 1K Following A member-owned, not-for-profit credit union, committed to serving our members’ financial needs. Federally Insured by NCUA. Call us: (210) 945-3300.
Alliant Credit Union @AlliantCU
7K Followers 658 Following A national digital credit union that wows our members. We’re boldly disrupting banking norms to do good. Insured by NCUA. Equal Housing Lender.
Suncoast Credit Union @SuncoastCU
7K Followers 836 Following 🌴Florida's Largest Credit Union 💳Low-fee banking 🚗Auto, home, business loans & more 💵Retirement, investing, & insurance 🤝Local service you can trust
Katie Zacharia @KatieZacharia
310K Followers 2K Following White House Press Secretary (personal account)
Golden 1 Credit Union @golden1cu
19K Followers 2K Following California's leading credit union with over $18 billion in assets and 1.1 million members strong - Insured by NCUA - Equal Housing Opportunity | NMLS #669333
Mountain America CU @MountainAmerica
22K Followers 6K Following Mountain America is a member-owned, not-for-profit, full-service financial institution. Equal Housing Lender. Insured by NCUA. NMLS ID 462815.
America First CU @AFCU
23K Followers 1K Following Follow for AFCU news and 🔥 financial tips! Proudly serving our members and military since 1939. Federally insured by NCUA. Equal Opportunity Lender.
First Tech Fed @FirstTechFed
3K Followers 612 Following Official Twitter account of First Tech Federal Credit Union. Equal Housing Lender. Federally insured by National Credit Union Administration (NCUA).
PenFed Credit Union @PenFed
10K Followers 2K Following We do more than money. PenFed is proud to give you inspiration, information, & great rates. Federally Insured by NCUA. Equal Housing Lender. https://t.co/v8EIqpAxo2
BECU @BECU
10K Followers 783 Following Your trusted community credit union since 1935. Insured by NCUA | Equal Housing Opportunity Lender.
SchoolsFirst FCU @SchoolsFirstFCU
4K Followers 97 Following Serving school employees and their families since 1934. 📖 #WePutSchoolsFirst Insured by NCUA | Equal Housing Opportunity
NCSECU @ncsecu
2K Followers 108 Following Providing members with financial services since 1937. Forbes' 2022 Best Credit Union in NC. Equal Housing Lender. Federally Insured by NCUA.
Navy Federal Credit U... @NavyFederal
82K Followers 347 Following Army, Marine Corps, Navy, Air Force, Coast Guard, Space Force, Veterans and their families - Our Members are the Mission.
Central Bank MO @CentralBankMO
202 Followers 28 Following Strong roots. Endless possibilities. Member FDIC
Merchants Bank @MerchantsBankIN
453 Followers 1K Following Bank Headquarters in Carmel, Indiana. https://t.co/lKbi8woRYy…
Mechanics Bank @mechanicsbank
997 Followers 524 Following One of California's oldest & strongest banks. Helping to build prosperous communities throughout California since 1905. 100+ branches strong. Member FDIC.
Seacoast Bank @SeacoastBankCom
1K Followers 170 Following Since 1926, we have been your convenient bank, neighbor and friend. Say hello to a new kind of community bank. Member FDIC. Equal Housing Lender.
First Financial Bank @BankAtFirst
1K Followers 447 Following Official Twitter feed for First Financial Bank - helping our clients take another step on the path to success since 1863. Member FDIC. OH, IN, IL, KY.
FirstHawaiianBank @FHBHawaii
1K Followers 230 Following We're Hawaii's largest bank offering service, solutions, and security for our customers with a full range of products and services.
Bank of Hawaii @BankofHawaii
8K Followers 3K Following Bank of Hawaii's Official X account - We're here M-F (8am - 5pm HST) sharing news & info from Bank of Hawaii's corporate offices. https://t.co/QS2VRRdGwY
Centennial Bank @MY100BANK
2K Followers 310 Following We share community news, financial education, product information, and more. Do not tweet personal information. Member FDIC. Equal Housing Lender. NMLS #466091.
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Rockland Trust @RocklandTrust
2K Followers 723 Following #WhereEachRelationshipMatters. The official twitter account for Rockland Trust, a full-service commercial bank in MA with over 100 locations. Member FDIC. $INDB
Customers Bank @CustomersBank
3K Followers 409 Following Banking built for you. Partner with a banker who knows you by name – and your industry by heart. Member FDIC. Equal Housing Lender.
WaFd Bank @WAFDbank
3K Followers 605 Following Official account of WaFd Bank. Providing communities and businesses with simple, straightforward banking solutions. Member FDIC.
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11K Followers 3K Following Leader in private student lending, supporting college access and completion with expertise and financial tips to help you feel ready. Go smarter. https://t.co/L9N87amGtt
Axos Bank @AxosBank
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United Community @ucbi
774 Followers 515 Following United Community is committed to providing award-winning service to customers throughout the Southeast. 1-800-UCBANK1 | Member FDIC | https://t.co/UlA1ygqP6Y | $UCBI
City National Bank of... @CityNationalFL
427 Followers 144 Following City National Bank of Florida (CNBFL) is the bank to which Floridians have turned to for 78 years. Member FDIC.
Eastern Bank @easternbank
4K Followers 1K Following Official account of Eastern Bank. #JoinUsForGood. Call 1-800-327-8376 for customer service. Member FDIC.
Fulton Bank Customer ... @FultonBank
1K Followers 0 Following A full-service community bank with branches in PA, DE, MD, NJ & VA offering retail & business banking solutions for all your financial needs. Member FDIC.
United Bank @BankWithUnited
863 Followers 299 Following Bankers you know and trust. Member FDIC. Contact our Customer Care Center at 800.327.9862, Monday-Friday 8-6, Saturday 9-5. https://t.co/7g2EcdPpdk
FNBO @fnbo
13K Followers 788 Following Hello! For questions about your account please visit our website, or call 1-800-642-0014. Never post your account information.
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