Todd Newman, Loan Consultant, NMLS #124923 @divideddollar
loanDepot.com/tnewman Paramus, New Jersey Joined September 2010-
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When does it make FINANCIAL sense to BUY a Brand New Car? It may “feel” good, shit it even smells good. Financially, when does it make sense? instagram.com/p/CM2UQBYDwKy/…
Have you ever wondered what makes up your credit score? Check out our breakdown of what exactly makes up yours along with ways that might improve it. After all, your credit score is one of the most important indicators of your ability to repay a loan!
“Socialize Losses and Privatize Gains,” CNBC. What companies/industries should be bailed out?
If you’re going to use the forbearance benefit for your housing payment, please remember to SAVE your tax escrows. Your servicer will pay the taxes (if you escrow) and then send you a large bill for the shortage. Save your tax escrow money so you can pay the shortage.
RESERVES; a supply of a commodity not needed for immediate use but available if required. As a lender in the residential mortgage market and helping individuals and families, I have always been surprised at the lack of reserves consumers have. We've all…lnkd.in/gd3XfBt
“Financial, legal and familial choices are fueled by emotion, ego and experience.” - Quentin Fottrell
If you have a SUB PRIME loan aka FHA loan, try to refinance out of it. Take advantage of low interest rates.
I’m thrilled for her. She closed on her home; fresh start and time and space to breathe. Congratulations on your purchase. Thank you for allowing me to help.
Fannie Mae raised its forecast for 2020 home-price gains, saying low mortgage rates and a strong labor market will pump up demand for properties. Click the link below to continue reading: housingwire.com/articles/fanni…
Don’t be mislead by “AFFFORDABILITY” calculators on all mortgage websites. They should say approvability calculators. Most mortgage lenders look to see if you can be approved. Can you afford it? Pay yourself first!
You want great credit, low rates, low ratios so you can qualify for a great mortgage? Bullshit—you want great credit, low ratios, low rates, save/invest more money so you can enjoy yourself more and not be an ass.
As we conclude a decade and celebrate our accomplishments, have you thought about setting new priorities for saving more money in 2020? Here we discuss our tips to get your financial house in order in the New Year. loandepot.com/knowledge-cafe…
If you are looking to buy or refinance a home but lack a social security number, contact me to find out whether you qualify for an ITIN loan!
Would you buy a home if you knew the minute you closed on it and took possession of the keys it would lose 10% of it’s value? Then why are you buying a new car? Don’t let the marketeers fool you, KISS.
What are the top home trends and features of 2020? What are going to be the most popular types of homes? And what does new construction look like these days? Click the link below to read more! realtor.com/news/trends/20…
**Realize first, that you're getting a refund because you overpaid your taxes.*** 1. Pay off credit cards 2. Contribute to your ROTH Ira (if you qualify for one) 3. Save for your down payment and closing costs loandepot.com/tnewman
“This week’s mortgage rates were the second-lowest in three years, supporting homebuyer demand and leading to higher refinancing activity,” said Sam Khater, Freddie Mac’s chief economist. Click the link below to read more: housingwire.com/articles/mortg…
What exactly is a 1st time homebuyer? The answer depends on the goal; If you want a 1st time homebuyer type loan, you cannot have owned a home for the last three years. If you want to take an early withdrawal from your Traditional IRA then the answer is two years. Good 2 Know.
Before you buy a home your credit card debt should be ZERO. Transitioning from rent free or renter to home “owner” costs money. If you carry monthly credit debt now, the situation will not improve as a home owner.
The Mortgage (lien instrument) most “mort guys” don’t tell you about. Get a HELOC, it costs nothing and sometimes is the solution to your situation. A traditional mortgage is not always the answer. Get advice that helps you, not the lender.
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Please do not take medical advice from a man who looked directly at a solar eclipse.
Just Listed in Piermont! I am excited to announce my newest listing, 102 Devries Court in Piermont, NY. Great 2 bedroom/2bath condo with great Hudson River views! This won't last long so call today at 845-494-5015! noemimoralesbarile.com/listing/mlsid/…
JUST LISTED! I am excited to announce my newest listing, 2 Haring Place in Blauvelt, NY. Situated on a quiet... fb.me/WeCbITPP
My daughter's amazing artwork @liranmaayani
Spotlight Property of the Week: 111 Shad Row in Piermont, NY! This 3 bedroom, 3 bath town home boasts heavenly,... fb.me/1mOlvNoxS
Just listed! I am proud to announce my newest waterfront listing, 111 Shad Row in Piermont, NY! This 3 bedroom,... fb.me/5uvQQRY2e
Just listed! 52 Harbor Cove, Piermont, NY. This 1,951 sq ft, 2 bedroom, 2 bathroom loft will make you feel as if... fb.me/29Zjj9pPl
I choose to speak life into my dreams, desires & goals. I know that my success starts with what I truly believe I can accomplish. No limits!
Another new listing signed yesterday! Seriously an insane Spring market! Now I'm on my way to show one of my... fb.me/2sNriqUDN
If you have a question about #housing, chances are MBA Prez @DavidHStevens answered it on @cspanwj this morning: cs.pn/1vYJJfn
Important Update: New City Jewish Center, like most of you, unfortunately remains without power. The office is... fb.me/1llQz37hU
Check out Money Boomerang's TV advert which is set to go out on air next week - All a lot of hot air or a threat? youtube.com/watch?v=PHIpnx…
Exxon Sees Continent as Energy Exporter on.wsj.com/U1Vz2T
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