Dr. Gulzar Singh @drgulzarsingh

Grateful to Douglas Blakey and @BankerDouglas for featuring my perspective on open source finance in @RetailBanker. In today’s economy, open models are not just about code—they are about trust. 🔗 retailbankerinternational.com/comment/open-s… #OpenSourceFinance #DigitalTrust #FinTech #RetailBanking

New in Retail Banker International Agentic AI is not about replacing humans. It’s about restoring trust, supporting inclusion, and scaling purpose in UK banking. By Dr Gulzar Singh retailbankerinternational.com/comment/reimag… #UKBanking #AgenticAI #DigitalTrust #Fintech #ESG #FinancialInclusion

📰 Now Published in American Banker (USA) 📅 15 July 2025 Honoured to have my latest piece featured in American Banker, a premier U.S. platform shaping the global financial dialogue. 🔗 Read it on BankThink: 👉 americanbanker.com/opinion/the-re… Thank you - Rob Garver & American Banker

🚨 Just published in Retail Banker International: “The Power of Cooperatives: Scaling Social Trust in UK Retail Banking” Exploring fairness, resilience, and trust in today’s digital age. 🧩 Read here: retailbankerinternational.com/comment/scalin… #UKBanking #ESG #Cooperatives

Banks must stop thinking like retailers. Start thinking like infrastructure. When payments fail, trust collapses. When data leaks, confidence evaporates. Resilience isn’t backend plumbing — it’s frontline strategy. #DigitalResilience #Fintech #Banking #CyberSecurity

Inclusive finance isn’t just about access. In the age of AI, it’s about agency — Who builds the models. Who trains the data. Who gets left out of the algorithm. Inclusion without accountability is automation by privilege. #AI #FinancialInclusion #EthicalAI #Fintech