Muhammad Anus |MPhil CS, LLB |Blockchain & RegTech @drmuhammadanus

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Ronald van Loon @Ronald_vanLoon

a month ago

Layers of #AI by @Python_Dv #MachineLearning #ArtificialIntelligence #ML #MI cc: @BernardMarr @EvanKirstel @MikeTamir

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Muhammad Anus |MPhil CS, LLB |Blockchain & RegTech @drmuhammadanus

a month ago

Decentralization promises freedom from corrupt intermediaries. But who holds the system itself accountable? The Tornado Cash sanctions proved: No protocol is truly beyond regulation. The real challenge? Building checks into the code. #BlockchainGovernance #DeFi

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Muhammad Anus |MPhil CS, LLB |Blockchain & RegTech @drmuhammadanus

a month ago

AI detects anomalies. Blockchain ensures audit trails. Together, they could revolutionize compliance—or create a surveillance monster. The EU’s DORA framework is already testing AI-driven AML on distributed ledgers. But who audits the AI’s bias? #AI #Blockchain #Regulation

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Muhammad Anus |MPhil CS, LLB |Blockchain & RegTech @drmuhammadanus

a month ago

Regulators demand real-time transparency. Banks drown in static PDFs. There’s a better way.Dynamic compliance registers (like the UK’s Digital Regulatory Reporting pilot) auto-update via smart contracts. No more "after-the-fact" audits just continuous, tamper-proof proof #Fintech

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Muhammad Anus |MPhil CS, LLB |Blockchain & RegTech @drmuhammadanus

a month ago

Quantum computers will break today’s blockchain signatures. The question isn’t if—it’s when. Most "quantum-resistant" projects focus on wallets. But what about consensus layers? If a quantum attacker can spoof PoW or forge PoS finality, your chain is toast. #QuantumComputing

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Muhammad Anus |MPhil CS, LLB |Blockchain & RegTech @drmuhammadanus

2 months ago

⚖️ The CFTC’s 2024 case against a DeFi protocol set a precedent: “Code is not a shield”. Yet, 85% of DeFi projects lack clear jurisdiction. Time for global standards? #CryptoRegulation #PerthxBobbiBrown #LingOrmxWeiboCultureNight #WeiboGala2025xPondPhuwin #nodogsnovote

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Muhammad Anus |MPhil CS, LLB |Blockchain & RegTech @drmuhammadanus

2 months ago

BNP Paribas cut trade settlement costs by 70% using smart contracts—but $1.2B was lost in 2024 due to oracle failures. Is hybrid (on/off-chain) execution the future? #Blockchain

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Muhammad Anus |MPhil CS, LLB |Blockchain & RegTech @drmuhammadanus

2 months ago

🕵️♂️ HSBC’s AI now detects 40% more money laundering with generative anomaly detection. But FATF’s 2025 guidelines warn: over-reliance risks bias. Human + machine = the sweet spot. #AI #AML

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Muhammad Anus |MPhil CS, LLB |Blockchain & RegTech @drmuhammadanus

2 months ago

🔐 After the $650M Poly Network hack, NIST’s 2025 framework mandates: ✅ Multi-Party Computation (MPC) wallets ✅ Formal verification for smart contracts ✅ Real-time threat intel sharing Are you compliant? #BlockchainSecurity

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Muhammad Anus |MPhil CS, LLB |Blockchain & RegTech @drmuhammadanus

2 months ago

🤖 MAS’s Project Guardian auto-enforced 200+ AML rules with 90%+ accuracy in 2024. Yet, EU’s DORA requires human oversight—can AI ever replace judgment calls? #RegTech #AICompliance

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Muhammad Anus |MPhil CS, LLB |Blockchain & RegTech @drmuhammadanus

2 months ago

BlackRock’s BUIDL fund hit $10B AUM in 6 months—proving institutional demand. But SEC’s Rule 144 amendments still limit secondary trading. Liquidity vs. compliance: the 2025 battleground. #Tokenisation

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Muhammad Anus |MPhil CS, LLB |Blockchain & RegTech @drmuhammadanus

2 months ago

Goldman’s AI compliance tool flags 98% of suspicious transactions in <2 sec—but 15% false positives remain a cost drain. The 2025 challenge: Explainable AI to meet SEC’s new algo-audit rules. #FinServ #AI

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Muhammad Anus |MPhil CS, LLB |Blockchain & RegTech @drmuhammadanus

2 months ago

🆔 Estonia’s KSI Blockchain secures 99.9% of e-ID transactions with zero breaches since 2012. Now, EU’s eIDAS 2.0 mandates decentralized identity (DID) by 2026. Will private wallets replace passwords? #DigitalIdentity #Regulation

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Muhammad Anus |MPhil CS, LLB |Blockchain & RegTech @drmuhammadanus

2 months ago

🔍 In 2025, blockchain’s fraud prevention power lies in immutable audit trails—JPMorgan’s Onyx reduced reconciliation errors by 92%. But it’s not a silver bullet: 43% of DeFi hacks in 2024 were due to smart contract flaws, per Chainalysis. #FinTech #CyberRisk

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Muhammad Anus |MPhil CS, LLB |Blockchain & RegTech @drmuhammadanus

2 months ago

AI legal drafting tools trained on case law (e.g., Harvey AI, Lexis+ AI) can cut contract prep time by 40%. Risk: under the EU AI Act, legal AI for public contracts could be classified as “high-risk,” requiring human oversight at all stages. #AI #Law #Science

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Muhammad Anus |MPhil CS, LLB |Blockchain & RegTech @drmuhammadanus

2 months ago

The “right to be forgotten” remains blockchain’s biggest GDPR pain point. Solutions emerging: selective disclosure credentials (W3C DID) and on-chain/off-chain storage hybrids. Legal test cases in Germany & France this year will set EU-wide precedent. #DataPrivacy #Blockchain

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Muhammad Anus |MPhil CS, LLB |Blockchain & RegTech @drmuhammadanus

2 months ago

Distributed trading platforms: is the future decentralized? Post-FTX collapse, decentralized exchanges (DEXs) hit a $150B monthly volume peak. New trend in 2025: hybrid DEXs combining AMM pools with central limit order books to satisfy both traders and regulators. #DeFi #Trading

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Muhammad Anus |MPhil CS, LLB |Blockchain & RegTech @drmuhammadanus

2 months ago

The FATF Travel Rule now applies to all VASPs globally. In 2025, zk-SNARK-based reporting pilots let exchanges share originator/beneficiary info without revealing full transaction history. challenge: proving compliance without breaching privacy law. #RegTech #TSTheLifeofaShowgirl

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Muhammad Anus |MPhil CS, LLB |Blockchain & RegTech @drmuhammadanus

2 months ago

Australian eTitle blockchain pilot showed property transfers can be reduced from 3 days to under 15 minutes. Legal catch: cross-chain updates need notarized consensus for recognition under land title acts. #PropTech #Blockchain #taylor #TUMITH #LYKN #PSGTOT #JUMMO #Blockchains

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Muhammad Anus |MPhil CS, LLB |Blockchain & RegTech @drmuhammadanus

2 months ago

Under EU AI Act (in force 2025), credit scoring models are “high-risk” and require explainability audits. Firms using black-box AI face regulatory fines up to €30M or 6% of turnover. Ethical AI in finance is now a compliance obligation, not just PR. #AI #Finance #blockchain