Sometimes a first home isn’t as big as we’d like, but the flood of excitement the first time you unlock that door … If you’re already a homeowner, what did that feel like to you? #homes #firsttimehomebuyer #mortgages #marysialtsis #CreatingEquity

Pay your bills on time. Late payments will affect your credit score. Your credit score is the number 1 determining factor in how much interest you will pay for mortgages, credit cards, car loans. #debt #payments #creditscore #marysialtsis #CreatingEquity

drive.google.com/file/d/1HkS3RR… New 30 Year Amortization Period - check out my CTV interview on this topic. #mortgages #homes #CTV #expert #marysialtsis #CreatingEquity

When you think of spring cleaning, do you think of windows? bobvila.com/articles/homem… #windows #homes #GTA #marysialtsis #creatingequity

Knowing how much you can afford is the 1st step in starting your journey to home ownership. Keep in mind your lifestyle & expenses, I can help you determine the right budget. Let’s talk about options: [email protected] or 416-540-8302 #homes #mortgages #budget #marysialtsis

Spring is here - is it cleaning time goodhousekeeping.com/home/cleaning/… #cleaning #springcleaning #homes #GTA #marysialtsis #creatingequity

Be sure to remember the land transfer tax when you are calculating the closing costs for your new home. trreb.ca/index.php/buyi… #homes #closingcosts #landtransfertax #newhome #marysialtsis #CreatingEquity

Time to spring clean your finances & set yourself up for success in the long run. - Set up a filing system for your info - Have a budget - Set up reminders for bills - Align bills with your paycheques - Pay off your debt - Save #finances #marysialtsis #creatingequity

bhg.com/color-of-the-y… What is your favourite colour? #colour #paint #Home #marysialtsis #creatingequity #GTA

Here is my response to the Toronto Star question "Should I consider going with a private mortgage lender?". They published it in their newsletter. #marysialtsis #mortgages #privatelender #creatingequity

Has your debt mounted up? Let’s talk about the little things you can do every day to get your finances under control. #debt #finances #undercontrol #mortgages #marysialtsis #creatingequity

A budget is all part of the plan! I can help you develop a budget that is easy to follow and makes sense for you and your spending habits. Let’s talk about your options… Call me today at (416) 540-8302 #budget #finances #mortgages #plan #marysialtsis #creatingequity

Time to decrease monthly payments – As a mortgage broker I can help you refinance to consolidate your debts at a lower interest rate. Lower your monthly payments and help your monthly cash-flow. #debtconsolidation #debt #mortgagebroker #payments #marysialtsis #creatingequity

Families and homes are full of traditions. The Happiness Jar is a great one to begin with 2024. #2024 #family #traditions #happiness #marysialtsis #creatingequity

Know your Christmas expenses so you have no January regrets – write down all expenses - Decorations - Time off - Extra gas to get to Grandma’s house - Poinsettias - Food - Gifts (family, friends, co-workers) - Outfits #Christmas #expenses #holidays #marysialtsis #creatingequity

Feeling the financial crunch because of your credit card debt? Let’s explore the option of refinancing to relieve the stress from credit card debt. Contact me at 416-540-8302 #financial #financialgoals #debt #creditcards #marysialtsis #creatingequity

Mortgage renewal notice – Take the time to talk to a professional like myself (mortgage broker) to review your renewal options. Contact me at 416-540-8302 #mortgages #mortgagerenewal #GTA #marysialtsis #creatingequity

As the year winds down, it’s an excellent time to get your credit report. Your credit score is an integral part of a mortgage lender’s decision. Regularly checking your report helps insure the information is accurate. #mortgages #credit #payments #homes #Canada #marysialtsis