Initial Return @initial_return

Your go-to source for financial education: Courses, tutorials, insights, and more. 📺 https://t.co/IgBircx0F6 initialreturn.com Joined January 2015

Tweets

505
Followers

1K
Following

707
Likes

383

Initial Return @initial_return

14 hours ago

💰 How much should you save? ✔️ Emergency fund: Set aside 3–6 months of essential expenses. ✔️ Short-term goals (like a vacation): Take your goal amount ➗ months left = your monthly savings target. ✔️ Long-term goals (like retirement): Aim to save at least 15% of your income.…

0 0 0 17 0

Download Image

Initial Return @initial_return

2 days ago

💡 Understanding the Basics of a Bond 💡 📌 Price – what you pay today 📌 Coupons – periodic interest payments 📌 Face Value – amount repaid at maturity 📌 Maturity – when the bond expires 👉 Check out the full guide here: initialreturn.com/bonds-vs-stock…

0 0 0 16 0

Download Image

Initial Return @initial_return

3 days ago

💡 Not all debt is created equal. ✅ Good debt can build wealth or improve your life (think a mortgage on a home that may grow in value). ❌ Bad debt drains your wallet—like high-interest credit cards for things that lose value fast. 👉initialreturn.com/understanding-…

0 0 1 23 0

Download Image

Initial Return @initial_return

4 days ago

Thinking about investing in ETFs? Here are a few things to know: ✅Traded on stock exchanges like regular stocks ✅Can include stocks, bonds, commodities, or a mix ✅Often track the performance of specific indexes ✅Usually come with low expense ratios 👉initialreturn.com/etf-buying-tip…

0 0 0 21 0

Download Image

Initial Return @initial_return

5 days ago

⏰The 24-hour rule: Before making a non-essential purchase, pause for 24 hours. Ask yourself: Do I really need this? 💸If the urge fades → you save money. 🛍️If it still feels worth it → buy guilt-free. 👉initialreturn.com/saving-for-you…

0 0 0 17 0

Download Image

Initial Return @initial_return

6 days ago

💎Diamond Hands vs. Paper Hands 📜 In investing, your mindset can be just as important as your strategy. Diamond Hands stay strong during market storms — long-term focus, conviction, and nerves of steel. Paper Hands fold under pressure — quick to sell when fear or headlines take…

0 0 0 23 0

Download Image

Initial Return @initial_return

7 days ago

Want to crush your debt faster? It often starts with small changes in your budget that free up extra cash. A few ideas: ✨Cut back on non-essentials — dining out, extra subscriptions, or impulse buys. ✨Negotiate bills — call providers to lower rates on phone, internet, or…

0 0 0 49 0

Download Image

Initial Return @initial_return

7 days ago

Funny how the first zero to something feels like climbing a mountain… but once compounding kicks in, it’s like gravity working in your favor.

Brian Feroldi @BrianFeroldi

7 days ago

Funny how the first zero to something feels like climbing a mountain… but once compounding kicks in, it’s like gravity working in your favor.

36 57 468 52K 162

Download Image

1 0 2 66 0

Initial Return @initial_return

7 days ago

10% in a single year is massive for a reserve currency. The ripple effects across trade, commodities, and emerging markets will be felt everywhere.

Andrew Lokenauth | TheFinanceNewsletter.com @FluentInFinance

7 days ago

10% in a single year is massive for a reserve currency. The ripple effects across trade, commodities, and emerging markets will be felt everywhere.

35 36 148 20K 21

Download Image

0 0 0 42 0

Initial Return @initial_return

a week ago

💡Two smart ways to crush debt: ✅Snowball: Knock out the smallest debt first, then roll payments into the next. Quick wins = big motivation. ✅Avalanche: Tackle the highest-interest debt first. Slower progress, but bigger savings. 🔗initialreturn.com/how-to-pay-off…

0 0 0 44 0

Download Image

Initial Return @initial_return

a week ago

Money is only really valuable when it gives you the freedom to choose how you spend your time.

The Motley Fool @themotleyfool

a week ago

Money is only really valuable when it gives you the freedom to choose how you spend your time.

14 44 311 23K 28

Download Image

0 0 1 100 0

Initial Return @initial_return

a week ago

Bid = $5 💵 Ask = $6 💰 If you wanted to buy 1 share 📈, how much would you need to pay? 🤔 a) $1.00 b) $5.00 c) $5.50 d) $6.00 Hint 🎥👉 youtube.com/watch?v=gJ4jIw…

0 0 0 65 0

Initial Return @initial_return

a week ago

💰Budgeting Made Simple: The 50-30-20 Rule 👉Learn the basics here: 🔗 initialreturn.com/budgeting-basi… ✅ 50% → Needs ✨ 30% → Wants 📈 20% → Savings or debt repayment #budgetingtips #BudgetingForSuccess #financialliteracy

0 0 0 29 0

Download Image

Initial Return @initial_return

a week ago

You bought a stock at $38/share 💵 a few weeks ago. It just paid a $1 dividend 💰, and the current price is $41 📈. What is your total return 🧮? a) 2.63% b) 7.90% c) 10.53% d) 14.82% Hint 👉 initialreturn.com/total-return-f…

0 0 1 52 0

Initial Return @initial_return

2 weeks ago

You invest in a stock 📊: Year 1 return = +15% 📈 Year 2 return = −7% 📉 What is your holding period return (HPR) ⏳? a) 6.95% b) 7.75% c) 8.00% d) 8.20% Hint 👉 initialreturn.com/holding-period…

0 0 1 39 0

Initial Return @initial_return

2 weeks ago

You purchased a stock 2 years ago 📊. Year 1 return: +22% 📈 Year 2 return: −5% 📉 What is the geometric mean return 🧮? a) 6.48% b) 7.66% c) 8.50% d) 8.91% Hint 👉 initialreturn.com/geometric-aver…

0 0 1 31 0

Initial Return @initial_return

2 weeks ago

Suppose a stock yields 10% 📈 if the economy does well and −2% 📉 if it performs poorly. If the probability of a good economy is 40% ⚖️, what’s the expected return? 🤔 a) 2.80% b) 4.00% c) 5.20% d) 8.00% Hint 👉 initialreturn.com/expected-retur…

1 0 2 58 0

Initial Return @initial_return

2 weeks ago

If the APR = 20% 📈 compounded monthly 📆, what’s the effective annual rate (EAR) 🧮? a) 20.00% b) 20.85% c) 21.13% d) 21.94% Hint 🎥👉 youtu.be/SRNT8FK4GCU

0 0 1 64 0

Initial Return @initial_return

2 weeks ago

A project costs $8,000 💰 to invest today. If it generates annual cash flows of $3,000 💵, the payback period is: ⏳ a) 2.00 years b) 2.33 years c) 2.67 years d) 3.00 years Hint 🎥👉 youtube.com/watch?v=QBS6ec…

0 0 1 49 0

Initial Return @initial_return

2 weeks ago

According to the Capital Asset Pricing Model (CAPM), a stock’s return depends on: 🤔 a) Beta b) Market return c) Risk-free rate d) All of the above Hint 🎥👉 youtu.be/ejDFeVQElAg