Joshua Peck @joshpeck
I help newly affluent investors build lasting wealth and expose financial industry traps at https://t.co/jRlbwQRh6G shrewdinvestor.com Fort Collins, CO Joined April 2009-
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The wealth that actually moves markets sits with the over-60s. They call it the Grey Pound. And it’s not just a consumer story. It’s an investment story. In the UK, the over-60 population controls over half of household wealth. In the US, boomers hold more than 50% of all…
“Confidence is not ‘I will profit on this trade.’ Confidence is ‘I will be fine if I don’t profit from this trade.” - Yvan Byeajee
The Fed cut. Mortgage rates didn’t. Why? Because bond investors don’t buy the “all clear” story. They see solvency risk. Smart investors don’t celebrate cheaper debt that never arrives. They look for ways to get paid while markets stall.
This kind of nonsense makes me nuts… Hey dipshits, people are buying houses because credit is woefully mispriced. Inflation is 12%-13%, not 3%. Mortgages should be 15%. If they were, housing would be priced like it was in the 1960s. Meanwhile, it doesn’t matter if PE firms are…
This kind of nonsense makes me nuts… Hey dipshits, people are buying houses because credit is woefully mispriced. Inflation is 12%-13%, not 3%. Mortgages should be 15%. If they were, housing would be priced like it was in the 1960s. Meanwhile, it doesn’t matter if PE firms are…
You don't need hours of time and a stack of expensive tools to navigate the market. You need 5 minutes and this one price chart ⬇️ We recently shared it with our subscribers 🔗
Despite everyone's fear today, $SPX only 10% down to the long-term trendline and there are supports along the way. My base case is 3-5% pullback to stabilize before the uptrend resumes. Valuations are bonkers, but we've never had such high margin and high-growth companies…
For all the hate vibe coding gets, it's surprisingly good, especially in the hands of experienced engineers.
Prediction: smug people at parties will soon say, “I’m not that into AI, but this machine learning thing could be really big…”
The 60/40 portfolio just broke. For decades, the strategy was simple: 60% stocks, 40% bonds. Stocks for growth, bonds for safety. Sleep easy. But the rules have changed. Bonds aren’t safe anymore. Rising yields are quietly eroding long-term Treasury values and a 1% jump can…
If you found an extra $6,000/year in your paycheck, would you save it, invest it, or spend it? 👇
Most crypto investors obsess over the next 10x coin. The shrewd ones obsess over keeping their gains. This newsletter breaks down: 🔑 Legal strategies to protect your crypto profits 🛡️ How the wealthy sidestep tax traps 💸 The playbook for paying zero on gains Don’t just win…
Safe money isn’t safe anymore. U.S. Treasuries are bleeding. A 1% rise in yields can wipe 15% off “safe” bond funds.
Families in high-tax states just got $30K back in deductions. Most won’t even notice. Here’s why 👇 The new tax law quietly raised the SALT cap to $40,000 through 2029. If you live in California, New York, New Jersey, or Connecticut… that’s a serious shift. Take a household…
Is anyone else interested in shorting private credit? What instrument would you use?
Weird fact of the day: Visual Basic is still a more popular language than Rust! tiobe.com/tiobe-index/
I don’t save money to feel safe. I save so I can spend without fear. Big difference. archive.shrewdinvestor.com/p/0037-money-i…
I used to feel guilty spending $5 on coffee. Not because I couldn’t afford it— But because my brain still thought I was broke. archive.shrewdinvestor.com/p/0037-money-i…

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