Lakshmi Moorthy @lakshmimoorthy

Cofounder & CEO, nicheBrains - Simplifying growth through expertise access to global SMEs nicheBrains.ai Hyderabad,India Joined October 2009

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Lakshmi Moorthy @lakshmimoorthy

2 weeks ago

The Future is Orchestration: Why Human + AI will Define Business Transformation linkedin.com/pulse/future-o… via @LinkedIn

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nicheBrains @niche_brains

2 years ago

Flexibility, choice, growth. 🚀 That's the freelance life with #nicheBrains Find your niche and expand your horizons! #Freelancewithus #CareerFlexibility #GrowWithnicheBrains #experts #beyourownboss

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nicheBrains @niche_brains

2 years ago

Freelancers, get the edge with nicheBrains! 💡 Start earning smarter, not harder! Register now: nichebrains.ai #Freelance #WorkFromAnywhere #nicheBrains #FreelanceTips #CareerFlexibility #SelfEmployment #WorkLifeBalance #FreelanceNetwork #ProfessionalDevelopment

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Cheers to the fearless women transforming the workplace this Women's Day! 💼 From challenging norms to championing inclusivity, you're paving the way for a brighter future. Let's empower each other and break barriers together! #WomenInLeadership #WorkplaceEquality #WomensDay2024

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Lakshmi Moorthy @lakshmimoorthy

2 years ago

Subscribe to Elena's Growth Scoop elenaverna.substack.com/?utm_campaign=…

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Lakshmi Moorthy @lakshmimoorthy

6 years ago

Fantastic story and the experience, feelings it creates within us 👏👏 lnkd.in/f3v2c3Y

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Lakshmi Moorthy @lakshmimoorthy

6 years ago

#Nohumanislimited history is created today by ELUID Kipchoge running marathon in 1:59:40.2 #marathon lnkd.in/fh8-DA4

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Lakshmi Moorthy @lakshmimoorthy

6 years ago

experience and moments when shared as stories makes lasting impression .. storytelling Key to success lnkd.in/f4_vR-b

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Nanda Kishore Sethuraman @nandaseth

6 years ago

@vishiiii @ItemMom @vasudevan_k @cheeku_n @JoyAndLife @anaggh @NameFieldmt @JananiJagan Kindly RT if you think I have said useful stuff in this thread! Thanks 🙏

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Nanda Kishore Sethuraman @nandaseth

6 years ago

Your today is important. As Master Oogway said, Past is History, Future is Mystery. Present is a gift. Ensure you have enough for your today (n/n) #PersonalFinance #FinancialPrudence #5Secrets

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Nanda Kishore Sethuraman @nandaseth

6 years ago

Not having emergency fund and investing everything into a property is akin to killing your today for a non-existent tomorrow. Just leaves with you with a house, EMI and high BP. #PersonalFinance #FinancialPrudence #5Secrets

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Nanda Kishore Sethuraman @nandaseth

6 years ago

In effect, have an emergency fund of minimum 3 month's salary (for salaried employees) OR 1 yr (household expenses including EMIs if you're an entrepreneur) in Liquid Fund. #PersonalFinance #FinancialPrudence #5Secrets

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Nanda Kishore Sethuraman @nandaseth

6 years ago

But my money in Liquid Funds during that period was earning ~7% annualised. Much better option than any other! #PersonalFinance #FinancialPrudence #5Secrets

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Nanda Kishore Sethuraman @nandaseth

6 years ago

Didn't care about what others thought of me! I had a working phone dammit! Albeit with broken screen. Finally after 4 months, I bought a phone (after my redmi gave up). Keep the phone face down! 🤣 #PersonalFinance #FinancialPrudence #5Secrets

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Nanda Kishore Sethuraman @nandaseth

6 years ago

I had a broken screen MI Note4 for over 4 months. Everytime I wanted a new phone, I'd punch redemption which will take a day's time. In that day, seeing my phone working fine, I used to put off purchase! 🤣 #PersonalFinance #FinancialPrudence #5Secrets

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Nanda Kishore Sethuraman @nandaseth

6 years ago

Hat tip: If you have emergency funds, and get access in 1 working day, you'll not use it for frivolous spends. 1 workday is enough to put you away from THAT unnecessary purchase! #PersonalFinance #FinancialPrudence #5Secrets

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Nanda Kishore Sethuraman @nandaseth

6 years ago

And, Liquid Funds are well... Liquid. Operates on T+1 redemption cycle (1workday). So you'll get to dip into your emergency funds in one day. Don't have to depend on friends, family or anyone else. 1st step to #FinancialFreedom #PersonalFinance #FinancialPrudence #5Secrets

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Nanda Kishore Sethuraman @nandaseth

6 years ago

Ever heard of Liquid Mutual Funds? It's a fund where the #FundManager gives loans for short term papers. Predominantly Govt papers. Typically Liquid Funds just manage retail inflation rates as returns. #PersonalFinance #FinancialPrudence #5Secrets

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Nanda Kishore Sethuraman @nandaseth

6 years ago

Also, breaking an FD attracts penalty. Which means you may lose interest. So, you are not even protecting your money by taking FD/RD. What else? #PersonalFinance #FinancialPrudence #5Secrets

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Nanda Kishore Sethuraman @nandaseth

6 years ago

FD/RD? If your salary is above 5L per annum, FD/RD interest gets added to your income and gets taxed. Plus, you get at best 7% on FDs. Post tax is say 5.5% which is still less than retail inflation. #PersonalFinance #FinancialPrudence #5Secrets