lucidjp @lucidjp

Growth investor. Motley Fool fan. Los Angeles, CA Joined February 2021

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Consensus Media @ConsensusGurus

4 hours ago

Upstart $UPST is +7% because BTIG doesn't know how to calculate delinquencies and had to pull their prior note:

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Henry @HenryInvests

3 hours ago

@lucidjp Yes, UTPI update soon

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BTIG said the weighted average 30d+ delinquency rate across $UPST August trusts was 11.2%. It was actually 6.2%. That means BTIG said defaults were 80% higher than they actually were. It’s okay to make mistakes, but when your analysis moves the market and shapes perception,…

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Pat MacNeill @MacNeillPatrick

a month ago

$UPST will easily exceed $1 billion in revenue this year. My question is when does the company expect to get to $10 billion? Set a 5 year goal, explain how you get there and then try to beat expectations. #askdave

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Kay @KaySchnd

10 hours ago

I can see a big jump in $UPST TP reviews yesterday. @HenryInvests can you confirm? I know you count them everyday, so would be great to get your insights.

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Gublo @Gubloinvestor

10 hours ago

I have made $UPST position at $65 and i am fully convinced that i will buy every dip out there. my price target is firm on $100 by EOY, if not then FEB 2026.

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goddreng @goddreng10

8 hours ago

$UPST rebound in TP reviews is really rebounding!! Nice to see. I bet new all time high in TP reviews in this year. Fee revenue likely offset losses in credit. UMI should start falling by end of year. Rates coming down a lot in the spring. I continue to load up, expect $200 2026

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Dr Vinnie Boombatz @halfblindmonkey

6 hours ago

$UPST Saga continues, BTIG now correcting numbers

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Kay @KaySchnd

a day ago

Highly encourage everyone to read again the transcript of the Fireside Chat with @davegirouard at the Goldman Sachs Communacopia and Technology Conference 2025 on Sep 8th. Delinquencies have been discussed as well. $UPST

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Little Perch @PerchLittle

a day ago

$UPST Added more for long term investment. I am expecting a large upward move, 105% plus in the next 60 days. Enjoy.

Little Perch @PerchLittle

6 days ago

$UPST Added more for long term investment. I am expecting a large upward move, 105% plus in the next 60 days. Enjoy.

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Za @ZaStocks

2 days ago

You should never take a big loss, no matter what. It’s the golden rule of trading that any successful trader will tell you. Don’t take big losses. I have taken so many small losses in my trading career and you know what? I don’t care because losers are an inevitable part of…

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Henry @HenryInvests

a day ago

🚨 $UPST BTIG Report Update w/ Upstart IR Comments: Upstart shares fell 8% yesterday after a BTIG report highlighted a sharp increase in UPST's 30d & 60d delinquency rates over recent months. In the charts below, reference the legend. The dark red line represents the aggregate…

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Henry @HenryInvests

2 days ago

@boilerjoe99 Definitely oversold, public comments from mgmt would alleviate concerns

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Allen @AllenWoodMBA

2 days ago

$UPST Year over year revenue outperforms every quarter, hope it continues.

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Henry @HenryInvests

2 days ago

The BTIG note from today says the elevated $UPST delinquencies for July and August are “consistent with what BTIG is seeing with other asset classes as well” This is a key part of the note. Tricolor (auto lender) and CarMax (KMAX) have seen a surge in auto loan delinquencies, it…

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Teddy Yong @TeddyYong5

2 days ago

@halfblindmonkey $upst I have faith in Dave Girouard & UPST management team. On the 26 Aug call, Dave expressed abundance of optimism - The fact that Tricolor has gone bankrupt and Upstart still managed to turn in an impressive Q2 w majority being unsecured personal loans shows for something!

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Henry @HenryInvests

2 days ago

@lucidjp Actively working on this

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Little Perch @PerchLittle

2 days ago

$UPST @davegirouard This is what the selloff is over. Take note they do not think this is symptomatic of issues with UPST underwriting. It would be awesome to see management active and lead to help support the stock price. UPST will change the world of credit as we know it

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Brian McCormick @bjmtweets

2 days ago

This is why $UPST is dropping today Notable is that the problem is ascribed to the industry, and not to $UPST

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Henry @HenryInvests

6 days ago

Hi @davegirouard, during the Q2 call you said that Upstart $UPST expects to reach a new all-time high of monthly available funding in Q3 from depository institutions. Are you able to potentially provide an update please? Thank you!