Manish Golcha @man1sh_golcha
Joined July 2024-
Tweets2K
-
Followers771
-
Following76
-
Likes4K
🚨 SBI Card Update Starting 1st Nov 2025 📌 1% fee on education payments via 3rd party apps (CRED, Cheq, MobiKwik etc.) 📌 1% fee on wallet loads above ₹1,000 Direct school/college payments (website or POS) remain free. #ccgeeks #ccgeek #sbicard #creditcards
Congratulations
" we kindly request to share an alternate date " 👏🤣@MyIndusIndBank You want customer to change his travel plan so that he can avail the meet the greet service 👏! Thats why they say speech is silver and silence is gold. Its ok to shut up rather than get those vocal cords…
" we kindly request to share an alternate date " 👏🤣@MyIndusIndBank You want customer to change his travel plan so that he can avail the meet the greet service 👏! Thats why they say speech is silver and silence is gold. Its ok to shut up rather than get those vocal cords…
The best part is that the agent is asking for an alternative date to provide the service. Are they expecting me to reschedule my flight just to use the service 🤣🤣
The best part is that the agent is asking for an alternative date to provide the service. Are they expecting me to reschedule my flight just to use the service 🤣🤣
Requesting repost @VoyageBliss @Anirban12Mandal @SartanparaYash @imYadav31 @grfinvisors @RakshitSomani @ccg33k @cards_wizard @suritalreja @nebula_world @RewardsMaverick @creditkeeda @dhimantn @greatindianmile @credofly @CardNiti @ProfessorCardz
Really disappointed with @MyIndusIndBank Avios Meet & Greet service. I requested service 23 days before my departure, yet they now say no slots are available. Why make promises you can’t keep? No backup plan. Expecting a proper explanation and escalation to higher authorities.
Insurance payments have always been the backbone of every #ccgeek reward points mountain ⛰️💳 But with Amazon restricting payments above ₹25K, the hunt for a better alternative began… …and today, I’m super proud to introduce @coversure_in . 🚀 @hello__harshit
Credit cards = free gold? 🤯 I ran the math on India’s top cards to see how much gold you can stack annually (with real numbers). Episode 2 of #GoldPal 🥇 Thread 🧵👇
Credit cards = free gold? 🤯 I ran the math on India’s top cards to see how much gold you can stack annually (with real numbers). Episode 2 of #GoldPal 🥇 Thread 🧵👇 https://t.co/K2N8YJqv11
Forex spends sorted
Big thanks to the first Cred Coin Rush 🙌🏻 Turned ₹1.10L into ₹1.77L in just 9 months 🚀 How ? During the first Cred Rush, I got a Gullak promo worth ~₹20k discount, effectively, gold was ~8% cheaper than the buyback rate. So much so that I could have sold actual gold,…
Big thanks to the first Cred Coin Rush 🙌🏻 Turned ₹1.10L into ₹1.77L in just 9 months 🚀 How ? During the first Cred Rush, I got a Gullak promo worth ~₹20k discount, effectively, gold was ~8% cheaper than the buyback rate. So much so that I could have sold actual gold,… https://t.co/G3Z8wrzaXn
Connect with @prashantnhn if you want Indusind Avios card without any hassle
Connect with @prashantnhn if you want Indusind Avios card without any hassle
🎊India's UHNI credit cards list! ⚫️ AMEX #Centurion ⚫️ HSBC #Prive Credit Card 🪙 IndusInd Cred #Sovereign (upcoming) ⚫️ Axis Burgundy Private ⚫️ Axis #Primus 💳 HDFC #Infinia 💳 Yes #Private 💳 IndusInd Private 💳 HDFC BizBlack 💳 HSBC Premier 💳 ICICI Emeralde Private #Metal…
Join Scapia Revolution
Great to hear more about Group B sweet spots. Congrats on the redemption
🧵 The Credit Card Game: From Beginner to Pro Credit cards can trap you in debt 💳💀 Or they can be your best money hack 💸✈️ Here’s a roadmap to start the credit card game & master cashback, reward points, and miles 👇
Gold coins hack 🪙✨ People either: 1. Sell & lose 2% 😬 2. Exchange for jewellery @ 100% 💍 But here's the play 👇🏻 👉🏻 If you can manage taxation & stay within limits, always encash gold coins, don't worry about the 2% cut. That's another txn opportunity to save more.…
Gold coins hack 🪙✨ People either: 1. Sell & lose 2% 😬 2. Exchange for jewellery @ 100% 💍 But here's the play 👇🏻 👉🏻 If you can manage taxation & stay within limits, always encash gold coins, don't worry about the 2% cut. That's another txn opportunity to save more.… https://t.co/49pQwFul9e
Exchanging gold coins for jewellery ? here's the real play 👇🏻 ➡️ Encash ₹50K → get ₹49K ➡️ Buy Kalyan GV ₹50K for ₹47.5K ➡️ Swipe Roar / SBI CB / Axis CB → +5% CB Final cost = ₹45.1K for ₹50K value ✨ Of course, there can be cases where exchange makes sense too, so…
Exchanging gold coins for jewellery ? here's the real play 👇🏻 ➡️ Encash ₹50K → get ₹49K ➡️ Buy Kalyan GV ₹50K for ₹47.5K ➡️ Swipe Roar / SBI CB / Axis CB → +5% CB Final cost = ₹45.1K for ₹50K value ✨ Of course, there can be cases where exchange makes sense too, so…
Congrats @cards_wizard
Bluechips do wonders sometimes:) @ccg33k @CardNiti @LiveFromALounge @aman6490 @Kenu73 @imYadav31 @cards_wizard

GAURAV @GAURAVARORAA
53 Followers 916 Following I Don'T ExplaiN MyselF !!! My FriendS UnderstanD mE, & ThE ResT Wouldn'T BelievE ME AnywaY!!!
Rishabh Sudan @SudanRishabh
3 Followers 58 Following
sumanth @sumanth9309
34 Followers 660 Following
Banker Babu @bankerbabu111
149 Followers 1K Following Corporate Majdoor dabbling in the world of Banking and Finance. tweet for fun . # credit card enthusiast #cricket and sports lover # political keeda
Yash Sartanpara @SartanparaYash
4K Followers 330 Following Frontend developer | Trader | Traveller | As an Amazon Associate I earn from qualifying purchases | disclaimer - https://t.co/D1lA5NVnvn
sanskar soni @soni_sanskar
4 Followers 115 Following
अज्ञात @Annon_ymous_
4 Followers 357 Following समय बड़ा बलवान हानि लाभु जीवनु मरनु जसु अपजसु बिधि हाथ॥
Shaw ᛤ @shaw5343
119 Followers 2K Following When was the last time you did something for the first time?
NPR @npr2211
152 Followers 5K Following
Nikunj Bhatt @nikunj_kb
225 Followers 45 Following Doctor by Profession, Investor by Passion, Credit card enthusiast
nasir khan @Aryan786khan
212 Followers 2K Following
Kalam @im_kalaam
4 Followers 59 Following
AD @dhingra_anshul
236 Followers 3K Following Tales of varied interests in Data Science, Geopolitics, Gadgets, Strategic Consulting, Cricket, Finance, History and Anthropology.
Prithvi Raj @Prithvi_98
322 Followers 2K Following I like taking pictures of things that could kill me. Tweets are all dialogues in a play I’m writing.
Arjun AJ @ArjunNaidu79
124 Followers 963 Following Crypto & meme coin trader, navigating USA, India, and forex markets. Engaging, insightful, and always on the hunt for the next big opportunity.
Utsav Agrawal @13utsav
179 Followers 3K Following Tech Enthusiast | Likes to talk about Products & Startups | #web3 | #WAGMI | #product
vii @vikranth_hyd
8 Followers 139 Following
Yash Sanghavi @yashsanghavi91
390 Followers 605 Following Equestrian, skier, runner, diamantaire, and a private pilot. 🇮🇳
Nitesh Vishnoi @NiteshVishnoi
41 Followers 114 Following
Vijay Bhaskar @321vijaypaulite
1 Followers 122 Following
shashank @shashan66230460
2 Followers 171 Following
Vikas Lund @Vicksi14
16 Followers 135 Following
well wisher @Cardbaaz
4 Followers 63 Following
Sushil Kothari @sushilkothari
1K Followers 346 Following (Restless) Jack of all trades, master of... well, none. Customer Service Rep @lovemumchies. Poker and MS Excel fanatic. I do in ppt what you do in coreldraw
Harikrishna Kamireddy @Harikrishn56790
2 Followers 63 Following
Chandrika Chordia @Chordia_15
1 Followers 5 Following
Rahul Adi @RahulAdi5
108 Followers 257 Following Numismatic, LPG distributor, #ccgeek, exploring credit card benefits for leisure travel, stock market enthusiast Likes are personal and reposts ≠ endorsements.
Rahul Vivaramneni | E... @rahulinweb
100 Followers 398 Following Founded @ https://t.co/JKDK9wmBDj I JavaScript ❤️ | @developer_dao | dev @Deloitte
Vinay Panday @vinaypanday052
21 Followers 138 Following Living life one adventure at a time! 😎 Credit card enthusiast, tech geek, and always chasing new experiences. #YOLO #TechieTraveler
Shubham Jain @sjshubhamjain11
2 Followers 72 Following
Miles and Smiles @miles_smilesss
26 Followers 83 Following 💳 Cards | ✈️ miles & travel tricks | Adulting smarter, not harder | Let’s swap hacks & stack rewards 🚀
VViki.Luxe @VVikiLuxe
1K Followers 114 Following Follow me for my personal experiences on lifestyle. Not an influencer, no affiliate posting, no paid services.
black wolf @khajaifthiharif
39 Followers 640 Following
Aditya Sen @adityasen001
52 Followers 3K Following
Saran @Im_Saran___
96 Followers 561 Following IT | Student | Cricket & Cinema fan | Family | Learning & helping every day |#stufflistingsarmy
Ram @Ram73355460
20 Followers 205 Following
Dhruv @dhruvlakra3
2K Followers 183 Following
GURPAL SACHDEV @gurpalsachdev
76 Followers 705 Following
JB @INVESTaVANUE
518 Followers 6K Following SMART INVESTMENT OPPERTUNITIES WITH ME Disclosure: I Am Mutual Funds Distributer ask of Indian mutual Fund Not a SEBI registered advisor Not Any Recommendation
J @jishnu_r
74 Followers 170 Following
Pavan R @Pavan_R76
14 Followers 333 Following
Tejas Parekh @TejasParek21584
0 Followers 33 Following
Saksham. @oyeitssaksham
112 Followers 449 Following One of the dumbest twitter accounts to follow- Forbes 25 under 25
Jasmeet Grover @jasmeetgrover
93 Followers 913 Following So many ways to say I LOVE U..... but not enough words in the world to say how much I LOVE U...!!
Mahavir Chopra / Besh... @themahavir
18K Followers 2K Following Rebuilding people's trust in insurance with @BeshakIN | Discover the right plans/experts like never before Follow me to get your health & life insurance right
Gajender Yadav @imYadav31
16K Followers 932 Following Design homes @Vasthetics7 🏠 Credit Cards Optimizer 💳 Collects Points & Miles✈️ Tech & Gadgets💻 Athlete 🏃♂️ Loves Dhoni 💛
Tadit Dash @taditdash
2K Followers 346 Following Credit Card Enthusiast 💳 | Vice President | Tech Author 📚 | TEDx Speaker 🎤 | Former Microsoft MVP 🏅 DM for collaborations
Ravi Maheshwari @CreditCardsInd
3K Followers 316 Following 💳 Credit Cards | 🏦 Banks | Offers | Discount | 🍽️ Foodie | 🏍️ Biker | 🏏 Cricket | 👨💻 Apple | 📱Mobile Apps Developer, 💌 DM for Collaborations 🇮🇳
Plutus | Rewards & Ex... @Plutus_cards
196 Followers 79 Following Simplify spending, amplify rewards.
CardSavvy India @CardsavvyIndia
477 Followers 96 Following 💻 Engineer | 💳 Credit Card Enthusiast Shopping hacks & finance tips for smart Indians. Making every rupee count! Follow for card reviews & savings tricks. ✨
Jay Matoliya 🐂 @Jay_Matoliya
579 Followers 386 Following CA 👨💼 | LLB 👨🎓 | Constant Learner 📖 | Exploring Credit Cards💳 & IPO📈 | EV Optimist🔋| Long Term Investor💸
Xclusive @joinxclusive
271 Followers 16 Following For creators posting quality content but still finding it hard to reach. Let's share, support, and grow together. No paid service, DM to join!
Siddharth Raman @iSiddharthRaman
139K Followers 118K Following Helping Indians to choose right credit cards & experience luxury travel for less. Obsessed with the creator of this ever expanding universe. 🧘♂️
FinPal @FinPaal
3K Followers 185 Following ఫిన్ పాల్ | Solution Architect by Profession. Personal Finance/Credit Cards/Shopping. Check Highlights for the exclusive content.
Yash Sartanpara @SartanparaYash
4K Followers 330 Following Frontend developer | Trader | Traveller | As an Amazon Associate I earn from qualifying purchases | disclaimer - https://t.co/D1lA5NVnvn
CardNiti @CardNiti
3K Followers 264 Following Turn everyday spends into extraordinary rewards 💳 | Tips, hacks & strategies to maximize your credit card game ⚡ #SmartSpending #CardNiti
Suraj Kumar Talreja @suritalreja
6K Followers 652 Following Finance | Credit Cards | Data Analytics & BI | Reader | Travel | Passionate | Investor | 🇮🇳 | DM for collaboration | Email - [email protected]
Prashant @prashantnhn
2K Followers 134 Following Hotels || Airlines || Luxury Travel || Helping HNIs optimise cards || Technologist || Mastering miles & points💳 to fuel my wanderlust!🚗✈️
_Mr_ 6lack @6lack_Mr_
408 Followers 313 Following
VViki.Luxe @VVikiLuxe
1K Followers 114 Following Follow me for my personal experiences on lifestyle. Not an influencer, no affiliate posting, no paid services.
The Great Indian Poin... @greatindianmile
8K Followers 221 Following ✈️ India’s top podcast for maximizing credit card points & miles. Unlock upgrades, free flights & VIP perks. 💪 Subscribe now 👉 https://t.co/gUqtbGYWDg
D.M.N @dhimantn
4K Followers 623 Following Exploring the world with miles, points & a coffee in hand ✈️☕️ | VP @ Swiggy | ex-Flipkart | Co-founder @greatindianmile | Travel hacks & gems #TravelWithD
Points Nerd India @pointsnerdin
673 Followers 522 Following https://t.co/4rRFS9lDz8 | Data driven insights on credit card points and airmiles in India | Run by @ameyakarve
Air India Express @AirIndiaX
128K Followers 37 Following Welcome to the official X account of Air India Express, A Tata Enterprise. AIX operates 500+ daily flights with 100+ aircraft, inviting guests to #FlyAsYouAre.
Nebula World @nebula_world
9K Followers 6 Following Credit cards💳9.5+yrs| 10+yrs Finance💰| Aviation✈️ | 10+yrs investing💹 | Travel🏖️ Disclaimer-https://t.co/DxOfJJX9Oa Business collabs ⏩ [email protected]
Aadil Bandukwala @aadil
35K Followers 9K Following 🏝️ Serial Holidayer. ✈️ FrequentFlyer. 💳 Points nerd. 🎙️ Podcast Host: @greatindianmile. 🚀 Delivering insanely great experiences at @HackerRank
Jimmy Singla @cool_jammy
322 Followers 1K Following Former UPSC aspirant,Love to travel n explore,Credit Card enthusiast,Air miles and points,IPO investing and Swing trader
IndiGo @IndiGo6E
544K Followers 10 Following 130+ destinations, endless possibilities 🌍 Discover the world, one dot at a time! #goIndiGo
Rakshit Somani @RakshitSomani
4K Followers 183 Following Credit cards 💳 , Globe trotting 🌎 , Star bucks ❤️☕️Liverpool Fc Fan, Container yard - Shipping,Unwinding luxury travels through Airmiles and Points ✈️
Jay @thetrickytrade
21K Followers 1 Following 🌎 Global Citizen. 🎒 Digital Nomad. ✈️ Frequent Flyer. 💳 Credit Cards & Miles. I'm here to help you travel and live better. Follow me. ⤴
Backpacking Daku @outofofficedaku
89K Followers 20 Following 📋 Visa Assistance | ✈️ Free Flight Deals | 🗺️ Trip Planning | 🌍 50 Countries Explored | 🗞 Featured in Lonely Planet | 🫰Travel isn't costly | Check 📌 Tweet
Miles2Go @CCMiles2Go
8K Followers 96 Following Miles to go before we sleep 🧭✈️. Just a #ccgeek trying to help you travel places at a discount or a little bit more 😉. Did my content help you ? Appreciate ⬇️
Rewards Maverick @RewardsMaverick
8K Followers 159 Following Credit cards | Travel | Airmiles | Hotel Loyalty programs | DM for any queries | For visa queries reach out at https://t.co/BFznwXcveJ
Miles Mogul @MilesMogul
3K Followers 337 Following Top 0.1% credit card user. Follow for high-spend tips and some crazy redemptions.
Bhavye Goel @bhavyegoel
5K Followers 183 Following Physics enthusiast/trainer. Personal finance nerd! When I am not into Physics, I am minting points and hunting the next card for myself.
Kashif Ansari 🇮�... @Perfi_X
19K Followers 72 Following Assistant Professor 🧑🏫 | Spreading awareness about Credit cards 💳Points and miles 💯| Hotel Loyalty Programs| Airline FFP| Taxation 💸| Personal finance 💵
CA. Roshan Agarwal @rhoeshan
6K Followers 246 Following CA in Practice• Chairman, ICAI Dibrugarh (2025-26) • Startups & SME Compliances Expert• Globe-trotter • Fitness Freak💪🏻 • Credit Cards💳
Raja Agrawal @CardVala
4K Followers 139 Following ✈️ Air-Miles Expert | 🌍 Luxury Travel Agent | 💳 Credit Card Guru | Founder, Dreams Holidays – Preferred Partner of Accor Hotels | Travel Smarter Daily
Do Baniye @DoBaniye
23K Followers 173 Following We share tips for saving 💰and exploring the 🌍 | @psychoforchai & @sanketgarg92 | Click👇 to avail our services
Professor Cardz @ProfessorCardz
10K Followers 179 Following Credit card enthusiast with 13+ years and 35 Credit cards of Experience. Masters in Aeronautical Engineering. Cybersecurity guy. Find me on YouTube for videos.
Akash @ccg33k
16K Followers 209 Following Here to spread awareness, tips, tricks, hacks on credit cards. #SpendsOptimization #MaximizingPoints #ccgeek #creditcards #technology #investing #gurgaon
Sagar Paleja 🇮🇳 @smartspendcode
5K Followers 586 Following 🕉️ I Cybersec💻 I Cricket🏏 | Investor 📊 | FPL⚽️ I Traveller 🛩🌏 I Credit Cards #ccgeek 💳 I Arsenal❤️ I Views my own I 📲 DM to Book VIP stays with Perks
Luxury Stays for Less @SujeethP
6K Followers 132 Following Fora(X) Luxury Travel Advisor - can help in booking luxury star hotels with additional perks or cheaper rates. I post about credit card & hotel deals.
MilesPointsGuru @gurumilespoints
7K Followers 352 Following AirMiles / Credit Cards /Travel Consultant / Luxury Hotels / Limited Deals / Finance / CFA / FRM / Fitness Inquiries & Collab - [email protected]
TechnoFino @TechnoFino
31K Followers 59 Following Welcome to TechnoFino! We are the #1 online platform related to Credit Cards and Banking products in India. @CreditPedia
Priyesh Sharma @Kenu73
17K Followers 90 Following Travel x Visas x Credit Cards || Building @viszapp || AMA about Visas || I travel the world in Budget 🌎 Helping Indians get Visa's'
CreditCruze @CreditCruze
7K Followers 556 Following 💳 Credit Cards | 🛒 Affiliate Online Shopping & Deals 🛍️| ✈️Airlines Frequent Flyers |💻Tech Enthusiast |🛌Hotel Deals | 👉For business: [email protected]
Varun @Vgdktk
5K Followers 463 Following Posts: US Cards 💳 | Travel 🌎 | Airline & Hotel Loyalty Programs ✈️ 🏨 | Global Frequent Flyer News | Few Indian Cards 💳| Believer in the Greater Good 🧘
Aman @aman6490
5K Followers 69 Following Chandigarh ~ Indian Army Fan ~ Credit Card Enthusiast ~ Points Miner ~ Explorer ~ Hospitality ~ Husky Dad 🐺 VIEWS ARE PERSONAL