Work Comp Roundup @michaelstack
We help employers lower workers comp costs. Our team has MDs, attorneys, claims experts. Return to Work, Managed Care, Working with TPAs, and Training. LowerWC.com U.S. Nationwide Joined February 2009-
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Substance abuse is a hidden workplace danger—raising accident risks, driving costly comp claims, hurting morale & performance. A strong policy + testing = protection. buff.ly/RES2FYH buff.ly/StZECLj
Bundled vs. unbundled workers’ comp claims handling: bundled offers simplicity & predictability, unbundled gives control & transparency. Which fits your risk tolerance? buff.ly/FTy3z1D buff.ly/93zENCP
Do you know where your workers’ comp premium goes? Roughly 55% to losses, 35% to expenses, 10% to carrier profit. The question: keep donating—or capture the margin? buff.ly/DUFl7dt buff.ly/93zENCP
Workers’ comp structure isn’t about spreadsheets—it’s about risk tolerance. Match leadership appetite, loss predictability, program strength & financial capacity. buff.ly/7p2uGpE buff.ly/93zENCP
Supervisors in workers’ comp wear 2 hats: friend & boss. Too much empathy = missed steps, too much authority = lost trust. Training balances both. Read more: buff.ly/Ppcdc6o Free guide: buff.ly/gdJsHnK
The first 24 hours after a workplace injury can make or break a claim. A supervisor’s playbook ensures care, consistency & cost control. Read more: buff.ly/p3gOrmn Free guide: buff.ly/uOHjSN5
Templates turn chaos into control. Standardized forms & scripts cut errors, speed recovery, and lower workers’ comp costs. Read more: buff.ly/778vzQI Free guide: buff.ly/gdJsHnK
Your workers’ comp mod drives your premiums—and you can lower it. From cutting claim frequency to reviewing reserves before the Unit Statistical Date, here are 10 proven strategies: buff.ly/HTqqrv5 Free guide: buff.ly/u7MGcb6
Your Unit Statistical Date—not renewal—is the real deadline. Miss it, and inflated reserves lock in higher workers’ comp premiums for 3 years. Learn how to take control: buff.ly/HSF0ugD Free guide: buff.ly/u7MGcb6
Your workers’ comp mod is more than a number—it’s your report card on safety, claims, and costs. Learn how to read it, improve it, and lower premiums: buff.ly/XZ096iI Free guide: buff.ly/oRFsnUB
Stopping workers’ comp fraud starts with culture. Training, transparency, and oversight make abuse harder to commit & easier to spot. Read: buff.ly/HKkA8PI Free PDF: buff.ly/BA3Yb3a
Workers’ comp fraud often hides behind the “Good Day/Bad Day” excuse. One clip won’t cut it—long-term investigations reveal real patterns. Read: buff.ly/Ioaj66y Free PDF: buff.ly/BA3Yb3a
Workers’ comp fraud is rare but costly. Spot red flags—late reports, inconsistent injuries, refusal of light duty—and know when to act. Read more: buff.ly/U962VtD Free PDF: buff.ly/BA3Yb3a
Waiting until MMI for vocational rehab is a costly mistake. Early rehab restores employability, reduces disability claims, and lowers costs. Read more: buff.ly/5X1DQxi Free PDF: buff.ly/upPd3nL
Where should PT happen after a work injury—outpatient, inpatient, on-site, or in-home? The right choice impacts recovery speed, costs, and return-to-work. Read more: buff.ly/DD4pvdh Free PDF: buff.ly/upPd3nL
Occupational therapy helps injured workers not just heal—but live and work again. It restores independence, reduces claim costs, and speeds safe return. Read more: buff.ly/keKYG3M Free PDF: buff.ly/upPd3nL
Zero-accident incentive programs often backfire—discouraging reporting & hiding hazards. Learn why they fail & what works instead: buff.ly/8zmRVJn Free PDF: buff.ly/al4QLoJ
Most safety committees fail—sporadic meetings, no real change. Done right, they drive accountability & culture. Learn how: buff.ly/ZHZ2xGd Free PDF: buff.ly/rHEXeLm
Compliance keeps you legal, but it won’t keep your workplace truly safe. Safety must be a core value, not a checklist. Read more: buff.ly/JxtO1Lb Free PDF: buff.ly/0URWNL8
Misaligned vendors cause inconsistent workers’ comp results. Account Handling Instructions align adjusters, nurses & attorneys for better outcomes. Learn how: buff.ly/uCN9sfG Free PDF: buff.ly/iSpNMl8

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