Paul Bopp @pgbopp
Chandler, Arizona Joined April 2013-
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Fast Fact: TRICARE is a health care program for active-duty and retired uniformed services members and their families.
With Health Insurance “Preventive Services” include routine screenings, check-ups, and patient counseling to prevent illnesses, disease, or other health problems.
Hospital indemnity insurance is a type of plan that pays a set amount – per day, per week, per month, or per visit – if you’re confined in a hospital. The Hospital Plan is a hospital indemnity insurance plan.
If you plan to retire when you turn 65, you will apply for Medicare during your Initial Enrollment Period (IEP). This seven-month window begins three months before your 65th birthday month and ends three months after.
Fast fact: When they say your formulary they mean a list of prescription drugs covered by a prescription drug plan or another insurance plan offering prescription drug benefits. Also called a drug list.
“Everything comes to him who hustles while he waits.”
The “Family and Medical Leave Act” is a federal law that guarantees up to 12 weeks of job protected leave for certain employees when they need to take time off due to serious illness or disability, to have or adopt a child, or to care for another family member.
Confused about your health insurance options in 2025? Contact us today so we can review your situation!
Accident Insurance helps you handle the medical and out-of-pocket costs that add up after an accidental injury. This includes emergency treatment, hospital stays and medical exams.
Fast Fact: A HIPAA eligible individual is your status once you have had 18 months of continuous creditable health coverage.
Reminder, the “Waiting period: is the period of time that an employer makes a new employee wait before he or she becomes eligible for coverage under the company's health plan.
Medigap plans and Medicare supplement insurance plans are the same things, just two different terms.
Your health insurance or plan may have preferred providers who are also “participating” providers. Participating providers also contract with your health insurer or plan, but the discount may not be as great, and you may have to pay more.
Fast Fact: You must be enrolled in Medicare Part A and B to purchase a Medicare Supplement Insurance plan
The term “Coordination of Benefits” means a way to figure out who pays first when 2 or more health insurance plans are responsible for paying the same medical claim.
“Today is your opportunity to build the tomorrow you want.”
Once you turn 65, you can use your HSA for any qualified medical expenses, including those that Medicare doesn't cover.
You use your HRA money to pay for qualifying medical expenses up to a fixed dollar amount per year. Unused funds may carry over from year to year.
An HRA isn’t traditional health coverage through a job. It’s an employer-funded group health plan that your employer contributes a certain amount to.
Perseverance is not a long race; it is many short races one after the other.
Ca〽️ ✞ @CameronLucas_
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