b = (r x D) / Y Bankers' income is the #usury rate times outstanding #debt. The bottom 80% pay 2x more #usury than they 'earn'. The top 10% 'earn' 2x more #usury than they pay. The top 0.01% 'earn' 2000x more #usury than the top 10%. Usury = trickle UP (@DerorCurrency)