Dealing with Investment and Insurance from the past 7 yrs. Still Learning Basic Things.
I can be helpful in these domains.
Mutual fund and Insurance advisor. ThaneJoined April 2024
GST 2.0 expands relief: Alongside insurance, several life-saving drugs (including ones for cancer & chronic illnesses), diagnostic kits, and medical devices are now getting reduced or zero GST — lowering out-of-pocket costs for critical healthcare.
Disruption alert: Many hospitals affiliated with the Association of Healthcare Providers of India (AHPI) threaten to suspend cashless services for Star Health plan holders due to disputes over tariffs and claim payouts. This could hit patients who rely on cashless service.
📰 Big win for consumers: From Sept 22, 2025, individual health & life insurance premiums will be exempt from GST (dropped from 18% to 0%) — which means cheaper cover for many people.
Mis-selling is still a big headache. IRDAI's Bima Bharosa portal is flooded with complaints about agents shoving wrong policies and banks hitting sales targets at any cost. It's frustrating for buyers.
Good news for everyday people: In Coimbatore, a court ordered a private health insurance company to pay back ₹1.69 lakh for wrongly denying a claim, plus ₹15k extra for the hassle and stress. Proof that you can stand up to them and win!
Diversification is a double-edged sword, if you haven't diversified enough the portfolio can succumb and on the other side if you over-diversify it will impact your returns.
🚨 India’s mutual fund industry just entered a new era - Specialized Investment Funds (SIFs) are finally here.
For the first time, long-short strategies (once reserved for AIFs & HNIs) are now available for regular investors.
Two landmark launches:
● Quant MF – qSIF Equity…
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