cryptyonics @vranadee

#WATCH | Delhi: Malaysia’s Prime Minister Anwar Ibrahim sings a popular Hindi song “Khwab Ho Tum Ya Koi Haqeeqat” in Delhi. (Video source: Anwar Ibrahim/X) #BRICSSummit

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✨ Ganesh Chaturthi Special Offer ✨ This Ganesh Chaturthi (27th August) is the most auspicious day to wear your Abhimantrit Gomti Chakra Bracelet – a powerful symbol of prosperity, protection, and positivity. remedyideas.graphy.com/products/Abhim…

Union Home Minister Amit Shah tweets "Nation salutes the unparalleled valour of our Armed Forces – the destroyers of our enemies and the shield of Bharat. We also salute our first line of defence, the courageous personnel of the BSF. The bravery of our forces will forever be etched in our glorious history. I congratulate PM Modi for his exemplary leadership in delivering justice to the departed souls of our innocent brothers. Time and again, PM Modi has proven that no enemy of Bharat can go unpunished."

भारत माता की जय!

@Dev_Fadnavis @CMOMaharashtra @mieknathshinde

@DGPMaharashtra is there any way to keep restrictions on IVR calls made by random organizations like Bajaj Finance or Home Tathastu Realator or Rajeha Realtor etc…? @CMOMaharashtra @Navimumpolice

⁦@PanvelCorp⁩ ⁦@MMVD_RTO⁩ नो पार्किंग मधल्या गाड्या उचलतात पण अवैध रित्या अतिक्रमण आणि बेक़ायदा रित्यापथक्रमण करनारे फेरीवाले दिसत नाहीं हयाला काय महान्यचे

@nitin_gadkari @OfficeOfNG

Shekhar @Shekharcoool5

2 years ago

मुंबई - गोवा महामार्ग दयनीय अवस्था... मा. नितीनजी गडकरी साहेब यांना तळमळीचे आवाहन....

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‘3 एकर खडकाळ जमिनीत 30 लाखांची खजूर शेती केली’ - मराठवाड्यातल्या शेतकऱ्याची कमाल #farming #successstory #marathwada @shrikantbangale @dhananjay_munde @InfoJalna

@ithakurprashant Panvel water problem: When it will get resolved..?

Seems fair to me.

BIG NEWS 🚨 Guyanese President openly exposes BBC journalist. Video goes viral 🔥 ⚡ BBC Journalist : "So, Do you have the right to release all of this carbon?" Guyanese President 🔥🔥 : "Do you the right to lecture us on climate change? Do you know that Guyana has a forest forever that is the size of England and Scotland combined? Our country is saving forests."

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Finally entire B,lore migrated to cloud #AWS

@Darshanj101 i was trying to connect with you but I am not getting your cell phone number at all. Could you please DM me your number

@TimesAlgebraIND I think NIFTY will be 24-400 on that day … 😛

@abidsensibull Bhagwaan ka shukra hai ki sagar ka ek dialogue hamesha yaad rehta hai… paise bachake tread kare … shayad isiliye paise bach gaye 😝

@swatip3844 @AnilSinghvi_ @AngelOne @DhanHQ @zerodha Market ko kaisa lagta hai woh important hai… but you may see 22-January ko 220124 figure… Jai Shriram ❤️

The Yearly Cycle : 24th Jan 2023 - Hindenburg - Adani report came out 25th Jan 2023 - we saw the reaction to the same . 26th Jan 2023 - Bottom made 25th it formed a small top and price could not sustain above it for a few weeks Anniversary date next week +/- 1 day Lets see if we make a small top or bottom by then . This Top / bottom becomes a Key support / resistance area for the market . Every year we see a trigger 1 -2 days before / After the dates followed by repeated cycles . Part 1 #nifty

Scenario 1 – Go for Home Loan Maximum Tenure Are you planning to take a home loan? It's common to go for a shorter tenure to pay less interest and complete the loan sooner. However, our suggestion is to opt for the maximum tenure you are eligible for and invest the difference in mutual funds through SIP. For instance, if you opt for a 25-year loan instead of a 20-year loan, you can save up to Rs. 3000 per month. By investing this amount in mutual funds, after 20 years, you can pay off the remaining 5 years of your loan and receive around 50 Lakhs. While past returns and the future economy are not guaranteed, we believe this is a highly possible outcome based on the assumption of a 15% return. So, before taking a home loan, consider the benefits of a longer tenure and investing the difference in mutual funds. Scenario 2 – Go for Home Loan Minimum Down Payment Are you planning to buy a house? Make sure you go for the minimum down payment. Many people tend to go for a higher down payment to reduce their home loan EMI. However, this is not the right approach. If your home loan is 1 crore and the minimum down payment is 20 lakhs, then the total EMI works out to be 1.72 crore. By putting another 20 lakhs, the total EMI works out to be 1.3 crore, which helps to save 43 lakhs in the future. But, instead of giving the money to the home loan provider, if you invest the same 20 lakhs in Mutual Funds for 20 years, it would be around 3.27 crore at the rate of 15% CAGR. By deducting 1.3 crore from 3.27 crore, you are making around 1.97 crore, which is a huge amount. Even if you have 2 crores ready cash, it is always better to go for home loans so that you can make more money than giving it in cash. This is a practical approach. Remember, go for the minimum down payment and invest the rest for a brighter future. Scenario 3 – Do not Pre-pay Home Loan, stay till the End Are you considering prepaying your home loan to come out of debt early? Think twice before you do so. As there is no commonality when it comes to prepaying, it is difficult to explain in detail. However, let's take the example of someone who decides to prepay after 10 years when the home loan tenure is 20 years. After 10 years, the principal outstanding is 35.32 Lakhs. This means they have paid only 14.68 lakhs towards the principal and the interest component alone is 39.31 Lakhs. For the next 10 years, the interest outflow on the remaining principal amount of 35.32 Lakhs is only 18.65 Lakhs. Although the comfort level of paying a 45K EMI may be difficult today, it won't be as much of a burden 10 years from now. So, why prepay after paying so much towards interest in the first 10 years? This decision is often emotional, and unfortunately, many people fall into this trap. Remember, holding onto your EMI payments until the committed tenure can be a wise financial decision. Assumption: Mutual Fund Returns over the next 20 Years 15% CAGR. Conclusion: Most of them do opposite of what I am suggesting in all the 3 scenarios, if not at least one. This strategy is only for those who are not emotional and practical. Others I am sure will post bad comments, it shows their emotionally aligned, its okay. Disclaimer: Please note that investing in mutual funds carries market risks. It is important to carefully read all scheme-related documents before making any investment decisions. The information contained in the reports is intended for informational purposes only and should be used solely by the recipient. While we have taken great care in compiling the data and contents of this report, we make no representations about the reasonableness of the assumptions or accuracy of any data. Any decisions made based on this information are the sole responsibility of the recipient. We reserve the right to correct any errors or discrepancies in the reports if they are observed or brought to our attention at any time.