The best time to invest in $UPST is after a mild recession and interest rates have been appropriately lowered. Now is not the time. But it is clear that a rate cut would address all of $UPST's issues, including demand, loan costs, loan quality, balance sheets, and valuations.
$LMND Compared to its gross loss rate and expense ratio, I'm more concerned about the revenue increase corresponding to the consumption of sales expenses. Furthermore, I have no idea about the moat. I think they are using machine learning more than AI.
If you think the energy transition is going well, look at this:
Not only is clean energy barely even visible on a graph of energy use globally,
But oil and gas is still growing.
What’s going on here? (🧵)
There are two most important prerequisites for developing hydrogen energy: one is to deal with climate change, and the other is that the government has money. If these two points are not met, hydrogen energy will not develop as expected.
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691 Followers 502 Following"Good investing is a minority sport , which means in order to earn returns better than everyone else , one needs to do things differently from the crowd"
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Macro review to create plans, fundamentals to find the best assets & price action to optimize performance.
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