Debt Camel @DebtCamel
Sara Williams - Campaigner against unaffordable credit & for better debt advice. Join me! (Also on Insta and Threads, same handle) debtcamel.co.uk London Joined June 2013-
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UK's biggest credit card provider, Barclaycard, will slash the amount its customers pay from their debt each month, cutting the 2.5% or 3.75% to just 1% of their debt, doubling the time to pay it off and the interest charged with @DebtCamel Sara Williams @Moneybox noon @BBCRadio4
🚨Carer’s Allowance latest: New figures show more than 150,000 unpaid carers are now facing huge fines for minor rule breaches, as MPs, charities and campaigners demand an immediate amnesty. A judge and other legal experts raise concerns about DWP cases: theguardian.com/society/2024/a…
If your tax code is wrong then you could end up paying the wrong amount in tax, unknowingly overpaying on tax or underpaying on your tax, ending up with a large tax bill at the end of the year. This LITRG article looks at common PAYE tax code issues: buff.ly/3Wgqlxz
Carer's allowance scandal latest: Government dementia adviser quits over the DWPs treatment of unpaid carers, describing the prosecutions of vulnerable people as “beyond the pale”. theguardian.com/society/2024/a… via @JoshHalliday
Definitely NOT closing down! Let's put that rumour to bed right now and spread the word! There's far too much work yet for us to do. Demand is as usual, through the roof! Until everyone is a Money Buddy! 😀 See our outreach sessions here: moneybuddies.org.uk/outreach-timet…
Definitely NOT closing down! Let's put that rumour to bed right now and spread the word! There's far too much work yet for us to do. Demand is as usual, through the roof! Until everyone is a Money Buddy! 😀 See our outreach sessions here: moneybuddies.org.uk/outreach-timet…
If anyone in politics wants a fitting memorial to Frank, rather than just pious words, it would be the abolition of the two-child limit, the topic of his very last report. He wrote: “No Government should be willing to accept” it and its consequences. committees.parliament.uk/committee/164/…
My @guardian story: MPs call for a full-scale review of carer’s allowance and an end to harsh benefit rules that see unpaid carers fined and prosecuted - as new official figures show DWP failing to get a grip on overpayments. theguardian.com/society/2024/a…
Your periodic reminder that England, a windswept nation with more potential for onshore wind power than almost anywhere else in the world (other than Scotland), banned new onshore wind farms in 2017.
Barclaycard cuts minimum payments on its credit cards - this may cost you a lot via @DebtCamel debtcamel.co.uk/barclaycards-m…
Barclaycard is cutting minimum payments a lot - down to the bare legal minimum. This will cost many customers a lot more and result in persistent credit card debt problems debtcamel.co.uk/barclaycards-m…
We’re calling for @TheFCA to: ✅Commit to publishing a league table, naming and shaming firms who charge the highest interest rates, every six months. ✅Urgently taking action against firms that continue to charge unfair amounts of interest.
We’re calling for @TheFCA to: ✅Commit to publishing a league table, naming and shaming firms who charge the highest interest rates, every six months. ✅Urgently taking action against firms that continue to charge unfair amounts of interest. https://t.co/vIjBgKRRP9
Really bad take - premised on the odd idea that we have been building homes and that ‘hasn’t been working’’…
Really bad take - premised on the odd idea that we have been building homes and that ‘hasn’t been working’’…
"We’ve got a billionaire prime minister and a billionaire peer, both of whose families have used schemes to avoid millions of pounds of tax, smearing a working-class woman." one of the best things i've seen keir starmer say theguardian.com/politics/2024/…
I notice Keir Starmer belatedly weighing in on the Carers Allowance fraud/overpayments scandal with some vague outrage short of any actual proposal. CA needs to increase hugely AND the earnings limit needs to be much higher so people can combine care with work. Both will cost £££
@AiB_updates @insolvencygovuk as many as 371 mis-sold trust deeds and 675 mis-sold IVAs by one Tiktok clownshoe alone. Whenever will @TheFCA @ASA_UK take note? @terminator_iva
Yet councils get little in return because they lease them to golf clubs on the cheap. One council-owned golf course pays just £13,500 a year in rent to Enfield council for 39 hectares. That’s £3,000 less than it costs to rent a one bed flat in Enfield.
Good contribution from @BorrachaCocina. Usual shite from the bailiff industry ("everyone is lying") and the LGA ("always a last resort"). Props to my former debt advice comrades, dealing with unprecedented levels of CT arrears. itv.com/news/2024-04-1…
This has the makings of a complete mess. Be interesting to know on what basis the Council is obliging RTB freeholders to have remedial works. standard.co.uk/news/london/ba…
The government has not attempted to appeal against this decision, so it is now final
The government has not attempted to appeal against this decision, so it is now final
Martin Lewis @MartinSLewis
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315 Followers 2K Following Property Investor, Private Landlord, Stock & Equity Investments, Crypto Currency Trader 𝙊𝙥𝙥𝙤𝙧𝙩𝙪𝙣𝙞𝙩𝙮 𝙧𝙚𝙦𝙪𝙞𝙧𝙚𝙨 𝙩𝙝𝙚 𝙧𝙞𝙜𝙝𝙩 𝙢𝙞𝙣𝙙𝙨𝙚𝙩Steve Parry @parry59116
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2K Followers 1K Following Debt Adviser, Welfare Rightser, Chair Greater Manchester Money Advice Group, Northerner, writing a bit, karaoking a lot #NoSafetyNet @GMMAG1 @debtwe @unitedebt✊Paul Lewis @paullewismoney
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513 Followers 111 Following Big chubby bear on a journey of recovery from a 37 year long gambling addiction. Hurt too many people and trying hard to be better. https://t.co/CJkTYUiCClBackground article on the history of credit card minimum repayments. Did the FCA ever review their rule on minimum payments? debtcamel.co.uk/credit-card-mi…
Hmm could have been this or equally could have been our story on peoples' pension pots lacking FSCS protection taking off, it's sadly impossible to say.
"What's that big spike in our audience traffic at 2 in the morn.... ah"
Before we can move forward with the most basically obvious idea imaginable, we need to build consensus on a strategy.
@Chucklemonkey_ No, I dont believe that everyone in an IVA has no DI and nowhere have I ever said or suggested that. However I could write a book on what I have seen where IVAs are concerned that has been backed up by evidence and the experience of many other colleagues. IMHO the changes..
ITV National News running a story about bailiffs and council tax collections. Tonight at 7pm (unless moved for other news stories). @AmesTaylor_DA @MichaelAD_Unite @PennysmartCIC @PearlFion @UniteDebt @Dickerbird @SaleemSR63 @rebel_debt_dude @DebtLeeds @DebtCamel @debtjustice
@hannahmerich I think every year, every think tank should take a name out of a hat and theme their reports around that artist/movie/album and see how long it takes others to notice that that’s what they’re all doing. I mean, like, six of us would find that really funny.
Grateful to @guardian for publishing my tribute to my Dad. theguardian.com/education/2024…
Implied bp of BoE cuts per GBP OIS: May: 4.3bp (pre-CPI 4.4bp) Jun: 14.3bp (pre-CPI 12.5bp) Aug: 29.9bp (pre-CPI 27.1bp) Cumulative by y/e: 71.3bp (pre-CPI 67.5bp)
@AmesTaylor_DA @PennysmartCIC @InstituteMA @DebtCamel @AdviceUK @insolvencygovuk We'll update if there is a change. Stop your sensible suggestions ;-). Tbf, they're not a big team dealing with this.
Reality: I completed an easy course. LinkedIn: I am humbled and honered to announce that I was able to successfully participate in a thought-leader taught program from a world-leading institution which enables me to professionally thrive in today's volatile business environment.
Latest #moneyadvice sector news: #SpringBudget 2024 - Changes to rules for #Debt Relief Orders (DROs) bit.ly/4c7JMOs Thanks to Sara Williams' @DebtCamel blog for the very useful analysis. #Debtrelief #Debtrelieforder
At NEDCAB,between us, we have a number of ongoing DRO Clients with multi creditors who were getting rather close to £30,000 total debt. Pressure off now then. Just one of the positives to come out of of todays announcements.
A few people annoyed with me that I've been positive about some announcements. Sorry but I'm not party political, if I believe an individual announcement is good I'll call it that. If it's bad I'll call it that. Eg. wiping the cost of debt relief orders is something many who…
@MartinSLewis When it was a grant, sure. But a loan? No. Also if you are going to make it based on the parent’s means there has to be a way for the government to make them pay it!
Thrilled to have signed for Rice Jones @Rice_Biz🦉as an Assistant Professor of Finance! Thanks to @ProfNoto, @nealemahoney, Scott, Constantine, Eric, @AShahidinejad, Becca, @ChicagoBooth PhD cohort mates, co-authors, family, & friends supporting me through the last year🙏
@timleunig @NHSCFA @jburnmurdoch @stianwestlake @sib313 @whippletom Extra marks for not providing a key.
You won't believe how bad this pie chart is! The NHS Counter Fraud Authority @NHSCFA are using a pie chart to show the change over 5 years. I could cry. cfa.nhs.uk/about-nhscfa/c…. @jburnmurdoch @stianwestlake @sib313 @whippletom
@DebtCamel Indeed. Raising the money and coping during the time that takes is a huge part of the DRO advice process surely?!