Josephine Cumbo @JosephineCumbo
#FT Global Pensions Correspondent . @PPI_Research Governor, #FT Pension Committee Staff Rep. Own views. https://t.co/Az3wE8dOhg ft.com London Joined January 2012-
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NEW: A British parliamentary committee is to take evidence on a recent Ombudsman report into women's state pension age rises. The report recommended compensation for thousands of women, which the Govt has not agreed to pay. committees.parliament.uk/work/8427/phso…
NEW: British LDI funds domiciled in Luxembourg and Ireland will be required to hold a 300bp collateral buffer, under a new directive from Europe's financial services regulator. The move comes nearly 18 months after the 2022 'gilt market crisis'. esma.europa.eu/press-news/esm…
NEW: Pension providers can connect to new "pension dashboards" with a minimum of 80% of customer data, under new 'flexible' changes adopted by regulator. fca.org.uk/firms/modifica…
Calstrs pension plans cites errors in emissions data ft.com/content/173995… via @FT
Labour is also yet to set out its position of the state pension age. Unions have called for the pension age rise to 67, due to start in 2026, to be scrapped.
Labour is also yet to set out its position of the state pension age. Unions have called for the pension age rise to 67, due to start in 2026, to be scrapped.
UK opposition #Labour party pledges to protect state pension "triple lock". But would a Labour Govt act to unfreeze the personal allowance, which is dragging more pensioners into paying tax as the state pension rises each year.
UK opposition #Labour party pledges to protect state pension "triple lock". But would a Labour Govt act to unfreeze the personal allowance, which is dragging more pensioners into paying tax as the state pension rises each year.
Calstrs has opened up to an issue with net zero data integrity, and taken steps to address this. Will other pension funds, using the same methodology to "guesstimate" their carbon footprint, follow suit?
Calstrs has opened up to an issue with net zero data integrity, and taken steps to address this. Will other pension funds, using the same methodology to "guesstimate" their carbon footprint, follow suit?
Excellent article here - emissions accounting uncertainty in financial portfolios is significantly understated, with volatility in emissions exposure more often originating from market dynamics rather than real world emissions reductions.
Excellent article here - emissions accounting uncertainty in financial portfolios is significantly understated, with volatility in emissions exposure more often originating from market dynamics rather than real world emissions reductions.
The Calstrs admission raises questions about similar net zero disclosures by other large asset owners because Calstrs employs a calculation method that has been widely adopted globally, industry experts said. #netzero #pensions
SCOOP: Calstrs, one of the world's biggest pension plans, has admitted to "significant" errors in how it was calculating carbon emissions from its giant $331bn portfolio It has delayed the publication of its 2023 net zero report. Full story: ft.com/content/173995…
I was also sorry to hear about the passing of Frank Field MP. He was a fierce but fair advocate for pensioners. He will be missed.
I was also sorry to hear about the passing of Frank Field MP. He was a fierce but fair advocate for pensioners. He will be missed.
Next year's BoE stress test for life insurers will include the failure of funded reinsurance arrangements (speech from Lisa Leaman this am). The @FT revealed this in February ft.com/content/cd8a97…
MP committee calls on British Govt to review state pension underpayments for divorcees, currently excluded from a mass exercise to correct payment errors going back decades. The call was made by the chair of the Work and Pensions select committee. committees.parliament.uk/publications/4…
Back on deck at @FT HQ in London after a 4-week sabbatical. My inbox has re-opened! #pensions #globalinvesting #assetowners
Retirement warning highlights fight over finance’s hardest problem ft.com/content/22f3da… via @FT
UCU @ucu
90K Followers 2K Following University and College Union, UK trade union for academics, lecturers, trainers, researchers & academic-related staff in further and higher education.
Sam Marsh @Sam_Marsh101
6K Followers 997 Following You might know me from UCU/maths/Sheffield/elsewhere. @SheffieldUCU committee member and ex-@UCU national #USS negotiator. Not wrong in isolation.
Dr Tony Goldstone @goldstone_tony
25K Followers 16 Following Radiologist/CIO. National Clinician Adviser on Pay & Pensions (@TheBMA) & Dep Chair @bma_pensions. Passionate re NHS. Thoughts mine. Tweets personal
Vicky Blake UCU @vick.. @zenscara
8K Followers 6K Following She/Her Widening Participation professional RT=/= endorsement @UCU NEC | @LeedsUCU Hon Sec | @UCUYorksHumber HE Chair | @UCU_ARPS | @UCUwomen | @Abortion_Rights
David Penney @DavidPenneyPRW
5K Followers 980 Following Chartered Financial Planner & director, Penney Ruddy & Winter. Director & Hon Secretary, Carbine Club of London https://t.co/yddGCD1rem
John Ralfe @JohnRalfe1
5K Followers 1K Following 'the founding father of pension scheme de-risking' Financial Times 2022 [email protected] 0115-822-6155 07779 574193
Alan Smith @AlanJLSmith
13K Followers 3K Following Founder @capital_tweets. Wealth Management for Entrepreneurs. | Storyteller | Truth Seeker | Podcast 🎧 👉 https://t.co/37Nc455ubz 🏴☠️
Nic Millar @NJM71
3K Followers 492 Following Pensions, GIFs, hiking, Lake District, and some other stuff. Opinions are my own 🏞🏞
Michael Otsuka @MikeOtsuka
8K Followers 194 Following Professor of Philosophy, Rutgers. On UCU's national USS negotiating team 2021-22. Photo not up to date. Neither is yours, unless it's a live webcam image.
Mike Henley 🤨 @trentconsultant
14K Followers 7K Following Hardline centrist. BMA Council/Consultants Committee, Pay, T&C’s lead & committee deputy chair. *Tweets here are personal*
stuart mcdonald @ActuaryByDay
21K Followers 1K Following MBE. Partner @LCP_Actuaries. Deputy Chair CMI. Chair @COVID19actuary. Own views. Life expectancy, mortality, health, pensions, insurance, inequalities, climate.
Dr Deepa Govindarajan.. @deepa_driver
10K Followers 7K Following - NEC & negotiator @UCU - Vice-chair @socialistlawyer - Director @forfinancewatch - I teach financial regulation & corporate/ state accountability
jeff prestridge @jeffprestridge
18K Followers 18K Following Campaigning journalist, runner, lover of film & theatre and live music. Love Ronnie Scott’s. Baggies fan. Contributor to Closeup Culture. Love Boro
Mark Locke @langcatlocke
7K Followers 3K Following MD of #Communications at the lang cat. Mostly work stuff here with a bit of silliness from time to time #finance #pensions #investments #fintech #regtech #PR
Ian at Money Alive @IanatMoneyAlive
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University Wankings @UWankings
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James Sumner @JamesBSumner
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simon read @simonnread
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Strathclyde UCU @StrathclydeUCU
4K Followers 443 Following Over 250 years of useful learning... now fighting for useful T&Cs, a #modestbuffet, equality in the workplace & an end to casualisation. #StrathLife
Ella @Ella1418099Ella
33 Followers 526 Following
Scott Inglis @ScottInglisUCU
12 Followers 107 Following UCU Branch Chair at UoC. UCU Vice-Chair of the Northern Regional Committee. Northern TUC exec. Green Party Health Policy group member ✊🏻
Scott-Lee Nichol @AtomicRedGinger
141 Followers 1K Following ‘Life’s a Bitch.. now so am I’ 🇬🇧🏳️🌈 Cruise 🚢addict, Trekkie, Sci-Fi Geek. No to #Brexit & #Trump
Ollie @Ollie9308887874
6 Followers 393 Following
Malan @Malan959660
4 Followers 136 Following
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6 Followers 396 Following
Edward Simmons @eddiesimmons
178 Followers 773 Following
Radix Big Tent - RBT @Radix_UK
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The Shepherd @TheShepherdRE
179 Followers 874 Following I run a commercial real estate consultancy firm and tweet about property
Jack @forgotbutok
315 Followers 3K Following American in London, corporate transition risk. all views if accidentally expressed are my own
Leon @Leon47638451729
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52 Followers 296 Following
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33 Followers 323 Following
Louise CD Muir @LouMuir1
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55 Followers 327 Following
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Gaara 01 @Gaara01740885
117 Followers 4K Following
Ebrima ❤️ Njie @e_njie1
100 Followers 5K Following So long as we breathe,let the process of learning go on.Can you imagine life without hope?Nor can I. I have the hope that this life will be okay for my family.
boult @boult27629
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Mitchell @Mitchel76763547
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Newton @Newton58618
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Buttler @Buttler238666
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conway @conway024560259
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11 Followers 341 Following
salt @salt205501
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Iptv_provider @provider_iptv3
28 Followers 362 Following i provide uk usa iptv channels contact me on whatsapp
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37 Followers 377 Following
Steyn @Steyn1488445
34 Followers 612 Following
#Alex Artificial Inte.. @AkiodeAlex
330 Followers 4K Following TinyML & IoT Researcher | Data Scientist | Digital Construction Lead| Engineering Surveyor | Machine Control Modeller| Microsoft Hololens User| Charity Leader
Patrick Lloyd @pm_lloyd
18 Followers 91 Following
Vincent brook @BrookVince73020
3 Followers 9 Following
andyparkinson47@hotma.. @andyparkinson47
11 Followers 26 Following
Wayne McDougall 🐀 @waynemcdougall
4K Followers 7K Following @[email protected] - New Zealand Christian male living in Auckland married to a wonderful gal with 3 children. b.322ppm. I am getting worse at chess.
Deva @Deva179264
27 Followers 273 Following
Happy Days @happydaysmids
180 Followers 2K Following Dislike political extremes. love #nffc despite what they put me through.
Matt @yourmoneyblogu
19 Followers 37 Following Personal Finance blogger Financial Coach - not regulated
UCU @ucu
90K Followers 2K Following University and College Union, UK trade union for academics, lecturers, trainers, researchers & academic-related staff in further and higher education.
Sam Marsh @Sam_Marsh101
6K Followers 997 Following You might know me from UCU/maths/Sheffield/elsewhere. @SheffieldUCU committee member and ex-@UCU national #USS negotiator. Not wrong in isolation.
Dr Tony Goldstone @goldstone_tony
25K Followers 16 Following Radiologist/CIO. National Clinician Adviser on Pay & Pensions (@TheBMA) & Dep Chair @bma_pensions. Passionate re NHS. Thoughts mine. Tweets personal
Vicky Blake UCU @vick.. @zenscara
8K Followers 6K Following She/Her Widening Participation professional RT=/= endorsement @UCU NEC | @LeedsUCU Hon Sec | @UCUYorksHumber HE Chair | @UCU_ARPS | @UCUwomen | @Abortion_Rights
David Penney @DavidPenneyPRW
5K Followers 980 Following Chartered Financial Planner & director, Penney Ruddy & Winter. Director & Hon Secretary, Carbine Club of London https://t.co/yddGCD1rem
John Ralfe @JohnRalfe1
5K Followers 1K Following 'the founding father of pension scheme de-risking' Financial Times 2022 [email protected] 0115-822-6155 07779 574193
Alan Smith @AlanJLSmith
13K Followers 3K Following Founder @capital_tweets. Wealth Management for Entrepreneurs. | Storyteller | Truth Seeker | Podcast 🎧 👉 https://t.co/37Nc455ubz 🏴☠️
Nic Millar @NJM71
3K Followers 492 Following Pensions, GIFs, hiking, Lake District, and some other stuff. Opinions are my own 🏞🏞
Michael Otsuka @MikeOtsuka
8K Followers 194 Following Professor of Philosophy, Rutgers. On UCU's national USS negotiating team 2021-22. Photo not up to date. Neither is yours, unless it's a live webcam image.
Mike Henley 🤨 @trentconsultant
14K Followers 7K Following Hardline centrist. BMA Council/Consultants Committee, Pay, T&C’s lead & committee deputy chair. *Tweets here are personal*
stuart mcdonald @ActuaryByDay
21K Followers 1K Following MBE. Partner @LCP_Actuaries. Deputy Chair CMI. Chair @COVID19actuary. Own views. Life expectancy, mortality, health, pensions, insurance, inequalities, climate.
Dr Deepa Govindarajan.. @deepa_driver
10K Followers 7K Following - NEC & negotiator @UCU - Vice-chair @socialistlawyer - Director @forfinancewatch - I teach financial regulation & corporate/ state accountability
jeff prestridge @jeffprestridge
18K Followers 18K Following Campaigning journalist, runner, lover of film & theatre and live music. Love Ronnie Scott’s. Baggies fan. Contributor to Closeup Culture. Love Boro
Mark Locke @langcatlocke
7K Followers 3K Following MD of #Communications at the lang cat. Mostly work stuff here with a bit of silliness from time to time #finance #pensions #investments #fintech #regtech #PR
Ian at Money Alive @IanatMoneyAlive
3K Followers 2K Following Video Canvas - Personalised & interactive video experiences for members, clients & customers. Money Alive Office - helps advisers A.C.E Consumer Understanding.
simon read @simonnread
18K Followers 1K Following Writer/broadcaster: an anagram of 'randomise'. Tweet about #cocktails #beer #blackandwhitefilms #music #puns #football #finance. Work: [email protected]
Mike Harrison @HigherEdActuary
2K Followers 41 Following Pensions, Higher Education, medieval history, running, diversity, climate change, working towards grade 3 piano (2024). Partner @Mercer @UKMercer. Views my own.
Dave Brooks @PensionsDave
3K Followers 3K Following Head of Policy at Broadstone. Basically-a talkative technical pensions geek prone to whimsy & typos. Also a pensions stalwart don't you know...
Tom McPhail @PensionsMonkey
14K Followers 1K Following Making sense of pensions, PR and financial services policy. Trying not to mess things up. @thelangcat. https://t.co/1oh3jLneqQ @youth_adventure
Eve Keith @EveK1979
1K Followers 991 Following Mum of 1, Trustee Manager, likes guinea pigs and Rik Mayall, all opinions my own.
Flightradar24 @flightradar24
1.1M Followers 622 Following Track air traffic in real time from all around the world! Apps: https://t.co/AnZhJUIrBg | FAQ: https://t.co/WkTgAaePHs | Support: https://t.co/BomORktp7R
air plus news @airplusnews
53K Followers 575 Following ✈️ Revue de presse ▫️ PaxEx ▫️ Reportages ▫️ Actualité des airs
Echo & the Bunnymen @Bunnymen
52K Followers 429 Following Official Twitter | Over 40 Years of Magical Songs. 🎤 @officialianmac 🎸 @will_fuzz 🐰2024 North American Tour 🐰 Tickets & Merch ⏬
Piers Morgan Uncensor.. @PiersUncensored
408K Followers 54 Following The global arena for fearless debate, bold opinions and major interviews with @piersmorgan 📢
BBC News (UK) @BBCNews
15.3M Followers 85 Following News, features and analysis. For world news, follow @BBCWorld. Breaking news, follow @BBCBreaking. Latest sport news @BBCSport. Our Instagram: BBCNews
Robert Winston @ProfRWinston
44K Followers 49 Following Prof science & society Imperial College London. Chair Royal College of Music Science education & researching human reproduction. Genesis Research Trust
Amie Burbridge @AmieBurbridge
2K Followers 959 Following Acute Medicine consultant, cognitive biases, presenter Home of medicine podcast, gardener, Mum
Dr Sandeep Bansal @iDrSunny
8K Followers 301 Following Ex NHS 🩺. But still fighting for the NHS and social care Done over $125 mil of real estate transactions. Current AUM $71 mil
Jaimie Kaffash @jkaffash
3K Followers 3K Following Pulse editor, full-time Arsenal fan. Editor of the year: PPA (2022); PPA ind (2021) MJA (2020); BSME (2019&20), BSME new editor (2019) [email protected]
MARK HUGHES STANDING .. @UnsungheroMark
27K Followers 7K Following I have terminal bone cancer sir Ranulph Fiennes climbed a mountain in my honour for my charity work with Marie Curie. Trying to do my bit to help the terminal💙
Megan Fitzoliver @MFitzoliver
816 Followers 1K Following Creating with a wide range of materials, always tactile. My heirloom griddles and more on ko-fi 💫Commission me 🙌 #NoAI [email protected]
Ollie Yates @ollie_yates
2K Followers 1K Following Producer, presenter, reporter @bbcspotlight Cornish, pug daddy, ferry geek, vodka drinker
Dr Bella @Dr_BellaR
30K Followers 6K Following Anti Tory Government & Brexit Scouse-Italian 🇪🇺| Law Grad & Resident Doctor 🩺 🧠 | I’m not bossy, I’m the boss ♈️|
Dr Rupert Marshall @DrRupertM
1K Followers 924 Following Author, Scientist & Speaker on #birdsong Running a B&B: https://t.co/VaP8wQ80RH Independent Board Member @UHI_NWH Previously Education Secretary @asab_org
Assistant to the Phys.. @GMCharlatan
2K Followers 159 Following Not a doctor, but will call literally anyone a doctor for a £1.8 mil “consulting contract”. Author of “The Barefoot Discharge Summary” going to press in 2024.
Dr Jo Franklin @DrJoFranklin
891 Followers 1K Following Geriatrician. Personal ill health retirement at young age; doesn't negate knowledge & experience. Stand with all HCPs facing ridiculous challenges.
Andrew Elder @AndrewElder
2K Followers 1K Following Geriatrician and President of the @RCPEdin. CASBS Fellow 2018-19 @CASBSStanford. Interests all things bedside + all things older.
Australian Retirement.. @Ausretiretrust
4K Followers 145 Following We are a fund that works for members, not shareholders. Replying: 8am-6:30pm (AEST) weekdays. Call 13 11 84 https://t.co/5nXsoJGOBN
Sam Chambers @SamChambersDMC
3K Followers 462 Following Chief Business Correspondent for the Sunday Times https://t.co/1k9gL6HoPV…
James Chiavarini @JamesChiavarini
12K Followers 1K Following Old fashioned restaurateur & owner of Il Portico & La Palombe. Enthusiastic endeavours in hunter gathering. Eppur si muove.
Simon Edge @simonjedge
32K Followers 3K Following ‘Simon Edge is a voice of sanity in the Twitter hellscape’ – The Times. Sixth novel IN THE BEGINNING out now
Jo Salter MBE @jo_salter
4K Followers 321 Following Britain's First Female Fast Jet Pilot Inspirational speaker, Hon Group Captain in 601 Sqn, consultant at @PwC_UK, Mum of 2 gorgeous young ladies, Croydon girl
Prof Alison Leary �.. @alisonleary1
44K Followers 24K Following Safety thru maths. Professor of healthcare & workforce modelling. Director ICNO @theQNI Consultant @WHO HRH MBE modelling safety in football Ex @MillwallFC
Sam Pilger @sampilger
63K Followers 2K Following Sports Writer for Forbes, FourFourTwo, Optus Sport, The Athletic, Bleacher Report, The Times Magazine, and author of Manchester United’s Best XI
Dr Phil Hammond 💙 @drphilhammond
114K Followers 6K Following Comic, author, speaker, retired doctor, Private Eye's medical correspondent MD. Stories: [email protected] Inquiries: [email protected]
NHS Million @NHSMillion
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Eilidh 🦀 @DrEilidhMaria
21K Followers 1K Following Doctor. Tropical Disease BSc. Founder #LiveableNHSBursary. ADHD. Anaesthetics/PHEM interests. LSTM/UoL and Newcastle Uni graduate. BMA LNC rep. She/Her.
Flight Patrol @Flight_Patrol
984 Followers 227 Following Flight Claim Company✈ Claim £££ for your Delayed Flights CancelledFlights & Denied Boarding in the past 6 years. Up to £520!
Onward @ukonward
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Dr Matt Kneale @drmattuk
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Gemma Lewis @gem1509
743 Followers 510 Following Partner at @Moosa_Duke specialising in medical negligence claims. Views are my own. https://t.co/nVbZmZDajm
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6K Followers 328 Following Scotland Political Editor with LBC. Listen on DAB, smart speaker, or download the Global Player app. Email [email protected]
Rushdi Abualouf @Rushdibbc
39K Followers 639 Following Senior #Palestinian journalist work for the #BBC for the last 20 years, what is written here represents my own views صحفي فلسطيني#
Josephine Casserly @JoCasserly
530 Followers 991 Following Journalist @BBC_CurrAff Formerly @BBCMediaAction View my own, RTs not
Railways Pension Sche.. @RPSPensions
1K Followers 196 Following The RPS serves 360,000 members, representing more than 150 rail companies. It is managed by @Railpen. Account monitored Mon-Fri 9am-5pm.
World of Statistics @stats_feed
3.8M Followers 542 Following There are three kinds of lies: lies, damned lies, and statistics. We post statistics, polls, and ask questions. Sister page of @engineers_feed
Suzi Ring @journosooz
4K Followers 2K Following Legal Correspondent @FT. Ex-healthcare, Brexit, legal reporter @business. Views my own. Tip? DM me on X or LinkedIn. Newsletter: https://t.co/85OwDMIgMU
Gill Furniss MP @GillFurnissMP
8K Followers 2K Following @UKLabour MP for Sheffield Brightside & Hillsborough. Sheffield born & raised. Proud trade unionist.
Chess.com Support @chesscomsupport
3K Followers 3 Following The official https://t.co/uZ43rLmZhg support on Twitter. We're here to help! Visit our Member Support Center for FAQs. Contact our team at [email protected].
Aged Care Quality and.. @AgedCareQuality
2K Followers 83 Following We are the national regulator of aged care services - focused on safeguarding the welfare and rights of consumers. Social media policies: https://t.co/7k11LMFfBH
Annika Bradley @SMSF_woman
216 Followers 177 Following Director, Morningstar. Passionate about financial literacy and adequate retirement incomes for Australians. Opinions mine.
The Trial of Lucy Let.. @LucyLetbyTrial
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Dr💙Ravi @DrRaviJ
14K Followers 4K Following Kid’s dr, karaoke king, lefty(ish)remoaner snowflake, tryathlete, Z-list media medic. Can't respond to medical Qs 121 on here (confidentiality)
@JosephineCumbo This may be of interest: x.com/TheSPP1/status…
Our latest @TheSPP1 paper is on government plans to make #pension funds invest at least 5% in unlisted British equities and to disclose their investments - with potentially unintended consequences. Find out more here: linkedin.com/posts/the-soci…
Wow. Not sure this man has thought the whole having a spouse and kids thing through.
@JosephineCumbo By the FCA too, Jo? Just updated, weirdly.. fca.org.uk/firms/climate-…
🚨 New piece on the state of PE for @FTAlphaville and why *sigh* it matters for the rest of us. ft.com/content/806034…
Next year's BoE stress test for life insurers will include the failure of funded reinsurance arrangements (speech from Lisa Leaman this am). The @FT revealed this in February ft.com/content/cd8a97…
If I was 50 years old in Italy, I'd start wondering who will pay my state-funded pension. You need either economic growth, acceptance of high migration or healthy demographics. Italy has none of the three. What will give?
The brilliant @JenWilliams_FT wins broadsheet feature writer of the year at the #ThePressAwards
My column on Thames Water This is a test of UK capitalism. Owners knowingly took risks and mustn’t be bailed out. Sticking to these rules will enhance the UK’s reputation. Bills will have to rise to pay for future investment. First 300 clicks free on.ft.com/3VTh6Di
Is private equity’s bet on life insurance turning sour?—“The big question is, can the PE firms be a trusted owner of a life insurance company?” said Isabelle Santenac, global insurance leader at consultancy EY… ft.com/content/c100cf… @FT @iankmsmith
People who accidentally found their doppelgängers in museums - a thread 🧵
Some personal news: I'm becoming a reporter again. Today is my first day covering the energy sector for the FT. Please get in touch with any contacts, tips and ideas.
My sister texted me a few minutes ago to let me know my father died. We all expected it, he was in hospice. The last thing he said to me was, "I'm not proud of your accomplishments," not that he really understood what I had actually accomplished. In any case, it is what it is.
@JosephineCumbo What a surprise: x.com/djnicholl/stat…
Cracking letter in @thetimes today from Dr Berry….much as I told @bbchw after #RCPEGM youtube.com/embed/JXjgb2kV…
Remember when Thames Water wrote a letter to MPs to say that the “implication” of an article @gillplimmer1 and I had written about its Byzantine debt structure was “misleading”? The one where they lauded their “financially resilient” debt structure? That was FOUR MONTHS AGO!
Really hope company HR departments read this powerful column from @M_Heffernan on how job searches have been made dehumanising and unhelpful by automated application processes - and how it is having big impact on young people ft.com/content/4b16c3…
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